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Assumable homes for sale in Orlando, FL

22 homesFHA & VA loansrates from 2.81% vs 7.32% today

Orlando assumption guide
3856 SHADY GROVE Circle, Orlando, FL, 32810 — assumable FHA mortgage at 2.81%
FHA
Active
29
$399,900$161,421 equity gap
Rate
2.81%
7.32%today
Payment
$1,131/mo
$1,889today
  • 3beds
  • 2baths
  • 1,445sqft

3856 SHADY GROVE Circle, Orlando

1232 BENT OAK Trail, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.88%
FHA
Active
47
$409,000$169,623 equity gap
Rate
2.88%
7.32%today
Payment
$1,115/mo
$1,845today
  • 4beds
  • 3baths
  • 1,923sqft

1232 BENT OAK Trail, Altamonte Springs

2715 ELMHURST Circle, Orlando, FL, 32810 — assumable VA mortgage at 3.15%
VA
Active
48
$285,000$123,862 equity gap
Rate
3.15%
7.32%today
Payment
$802/mo
$1,282today
  • 3beds
  • 2baths
  • 1,283sqft

2715 ELMHURST Circle, Orlando

4231 TALL TREE Drive, Orlando, FL, 32810 — assumable VA mortgage at 3.30%
VA
Active
83
$380,000$121,259 equity gap
Rate
3.30%
7.32%today
Payment
$1,314/mo
$2,061today
  • 4beds
  • 3baths
  • 2,315sqft

4231 TALL TREE Drive, Orlando

1711 BEATRICE Drive, Orlando, FL, 32810 — assumable VA mortgage at 3.71%
VA
Active
22
$329,900$223,550 equity gap
Rate
3.71%
7.32%today
Payment
$636/mo
$947today
  • 3beds
  • 2baths
  • 1,025sqft

1711 BEATRICE Drive, Orlando

3913 MAGNOLIA POINTE Lane, Orlando, FL, 32810 — assumable FHA mortgage at 4.00%
FHA
Active
35
$260,000$110,502 equity gap
Rate
4.00%
7.32%today
Payment
$774/mo
$1,114today
  • 2beds
  • 3baths
  • 1,316sqft

3913 MAGNOLIA POINTE Lane, Orlando

901 BALTIMORE Drive, Orlando, FL, 32810 — assumable FHA mortgage at 5.55%
FHA
Active
60
$390,000$38,995 equity gap
Rate
5.55%
7.32%today
Payment
$2,125/mo
$2,556today
  • 3beds
  • 3baths
  • 1,484sqft

901 BALTIMORE Drive, Orlando

4650 BOCA VISTA Court, Orlando, FL, 32808 — assumable FHA mortgage at 6.47%
FHA
Active
22
$275,000$3,542 equity gap
Rate
6.47%
7.32%today
Payment
$1,747/mo
$1,905today
  • 3beds
  • 2baths
  • 1,160sqft

4650 BOCA VISTA Court, Orlando

8691 CONTOURA Drive, Orlando, FL, 32810 — assumable FHA mortgage at 6.62%
FHA
Active
28
$424,900$42,396 equity gap
Rate
6.62%
7.32%today
Payment
$2,482/mo
$2,664today
  • 3beds
  • 2baths
  • 1,779sqft

8691 CONTOURA Drive, Orlando

7104 BLEDSOE Avenue, Orlando, FL, 32810 — assumable VA mortgage at 6.72%
VA
Active
44
$369,000$34,623 equity gap
Rate
6.72%
7.32%today
Payment
$2,186/mo
$2,322today
  • 2beds
  • 2baths
  • 1,663sqft

7104 BLEDSOE Avenue, Orlando

2122 KORAT Lane, Maitland, FL, 32751 — assumable FHA mortgage at 6.27%
FHA
Active
21
$385,000$63,305 equity gap
Rate
6.27%
7.32%today
Payment
$2,069/mo
$2,304today
  • 4beds
  • 2baths
  • 1,800sqft

2122 KORAT Lane, Maitland

1307 BALTIMORE Drive, Orlando, FL, 32810 — assumable FHA mortgage at 6.54%
FHA
Active
38
$545,000$95,240 equity gap
Rate
6.54%
7.32%today
Payment
$2,913/mo
$3,152today
  • 5beds
  • 3baths
  • 2,380sqft

1307 BALTIMORE Drive, Orlando

6662 RYAN CHASE Court, Orlando, FL, 32810 — assumable FHA mortgage at 6.65%
FHA
Active
38
$284,000$29,282 equity gap
Rate
6.65%
7.32%today
Payment
$1,702/mo
$1,821today
  • 2beds
  • 2baths
  • 1,039sqft

6662 RYAN CHASE Court, Orlando

4504 CRIMSON Court, Orlando, FL, 32808 — assumable FHA mortgage at 6.09%
FHA
Active
56
$409,900$114,336 equity gap
Rate
6.09%
7.32%today
Payment
$1,872/mo
$2,125today
  • 4beds
  • 2baths
  • 2,169sqft

4504 CRIMSON Court, Orlando

3944 WHITE HERON Drive, Orlando, FL, 32808 — assumable FHA mortgage at 6.99%
FHA
Active
31
$699,990$210,083 equity gap
Rate
6.99%
7.32%today
Payment
$3,578/mo
$3,685today
  • 4beds
  • 3baths
  • 2,291sqft

3944 WHITE HERON Drive, Orlando

893 TIMBERLAND Trail, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 7.08%
FHA
Active
28
$450,000$129,995 equity gap
Rate
7.08%
7.32%today
Payment
$2,239/mo
$2,293today
  • 3beds
  • 2baths
  • 1,420sqft

893 TIMBERLAND Trail, Altamonte Springs

2301 DRAKE Drive, Orlando, FL, 32810 — assumable FHA mortgage at 7.29%
FHA
Active
43
$219,000$58,537 equity gap
Rate
7.29%
7.32%today
Payment
$1,130/mo
$1,133today
  • 1beds
  • 1baths
  • 472sqft

2301 DRAKE Drive, Orlando

635 NORTHBRIDGE Drive, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 7.63%
FHA
Active
71
$269,500$54,793 equity gap
Rate
7.63%
7.32%today
Payment
$1,673/mo
$1,628today
  • 2beds
  • 3baths
  • 1,268sqft

635 NORTHBRIDGE Drive, Altamonte Springs

6108 BEAR LAKE Terrace, Apopka, FL, 32703 — assumable FHA mortgage at 6.22%
FHA
Active
34
$333,998$127,801 equity gap
Rate
6.22%
7.32%today
Payment
$1,273/mo
$1,425today
  • 3beds
  • 3baths
  • 1,101sqft

6108 BEAR LAKE Terrace, Apopka

3902 CASTELL Drive, Orlando, FL, 32810 — assumable FHA mortgage at 5.96%
FHA
Active
11
$299,890$232,694 equity gap
Rate
5.96%
7.32%today
Payment
$642/mo
$739today
  • 4beds
  • 2baths
  • 1,211sqft

3902 CASTELL Drive, Orlando

165 LAKE DESTINY Trail, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 7.29%
FHA
Active
41
$950,000$783,562 equity gap
Rate
7.29%
7.32%today
Payment
$1,172/mo
$1,175today
  • 5beds
  • 4baths
  • 3,254sqft

165 LAKE DESTINY Trail, Altamonte Springs

2675 CLEARBROOK Circle, Orlando, FL, 32810 — assumable FHA mortgage at 7.92%
FHA
Active
20
$375,000$370,699 equity gap
Rate
7.92%
7.32%today
Payment
$446/mo
$421today
  • 3beds
  • 2baths
  • 1,563sqft

2675 CLEARBROOK Circle, Orlando

Assuming a mortgage in Orlando

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$446 /mo
Median cash to assume
$117,797
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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