Assumable homes for sale in Orangevale, CA

7 homesFHA & VA loansrates from 2.86% vs 7.32% today

Orangevale assumption guide
5834 Sperry Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.86%
FHA
Active
27
$688,000$192,055 equity gap
Rate
2.86%
7.32%today
Payment
$2,305/mo
$3,824today
  • —beds
  • —baths
  • 2,041sqft

5834 Sperry Drive, Citrus Heights

Elkins Circle, Folsom, CA, 95630 — assumable FHA mortgage at 2.88%
FHA
Active
46
$734,990$195,217 equity gap
Rate
2.88%
7.32%today
Payment
$2,526/mo
$4,180today
  • 3beds
  • 2baths
  • 1,834sqft

Elkins Circle, Folsom

san stefano st, Citrus Heights, CA, 95610 — assumable VA mortgage at 4.17%
VA
Active
33
$419,999$66,852 equity gap
Rate
4.17%
7.32%today
Payment
$1,866/mo
$2,631today
  • 3beds
  • 2baths
  • 1,299sqft

san stefano st, Citrus Heights

641 Grider Drive, Roseville, CA, 95678 — assumable FHA mortgage at 3.21%
FHA
Active
28
$599,999Potential short sale
Rate
3.21%
7.32%today
Payment
$3,572/mo
$5,667today
  • 3beds
  • 2baths
  • 1,600sqft

641 Grider Drive, Roseville

3020 Mills Park, Rancho Cordova, CA, 95670 — assumable FHA mortgage at 4.67%
FHA
Active
3
$264,000Potential short sale
Rate
4.67%
7.32%today
Payment
$2,030/mo
$2,698today
  • 3beds
  • 1baths
  • 1,098sqft

3020 Mills Park, Rancho Cordova

1412 Sebastian Way, Sacramento, CA, 95864 — assumable FHA mortgage at 6.32%
FHA
Active
34
$489,000$150,211 equity gap
Rate
6.32%
7.32%today
Payment
$2,193/mo
$2,428today
  • 3beds
  • 2baths
  • 1,260sqft

1412 Sebastian Way, Sacramento

3005 Fairways Court, Sacramento, CA, 95821 — assumable FHA mortgage at 6.54%
FHA
Active
4
$323,700Potential short sale
Rate
6.54%
7.32%today
Payment
$2,867/mo
$3,103today
  • 2beds
  • 3baths
  • 1,417sqft

3005 Fairways Court, Sacramento

Assuming a mortgage in Orangevale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$1,866 /mo
Median cash to assume
$171,133
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.