Assumable homes for sale in Olmstead, KY

6 homesVA & FHA loansrates from 2.36% vs 7.40% today

Olmstead assumption guide
807 S MAIN STREET, Elkton, KY, 42220 — assumable VA mortgage at 2.36%
VA
Active
27
$215,000$92,721 equity gap
Rate
2.36%
7.40%today
Payment
$543/mo
$969today
  • 3beds
  • 2baths
  • 2,060sqft

807 S MAIN STREET, Elkton

511 Snardon Mill Rd, Allensville, KY, 42204 — assumable VA mortgage at 2.98%
VA
Active
34
$550,000$318,561 equity gap
Rate
2.98%
7.40%today
Payment
$1,098/mo
$1,807today
  • 4beds
  • 3baths
  • 2,800sqft

511 Snardon Mill Rd, Allensville

112 Riverbend Dr, Elkton, KY, 42220 — assumable VA mortgage at 3.10%
VA
Active
39
$225,000$67,263 equity gap
Rate
3.10%
7.40%today
Payment
$746/mo
$1,210today
  • 3beds
  • 2baths
  • 1,267sqft

112 Riverbend Dr, Elkton

124 Cumberland Dr, Russellville, KY, 42276 — assumable VA mortgage at 3.33%
VA
Active
32
$214,900$137,392 equity gap
Rate
3.33%
7.40%today
Payment
$394/mo
$620today
  • 3beds
  • 2baths
  • 1,500sqft

124 Cumberland Dr, Russellville

103 Red Bird Ave, Adairville, KY, 42202 — assumable FHA mortgage at 6.85%
FHA
Active
46
$299,900$25,494 equity gap
Rate
6.85%
7.40%today
Payment
$1,827/mo
$1,931today
  • 4beds
  • 2baths
  • 1,708sqft

103 Red Bird Ave, Adairville

1501 Orndorff Mill St, Russellville, KY, 42276 — assumable FHA mortgage at 6.30%
FHA
Active
32
$239,000$98,983 equity gap
Rate
6.30%
7.40%today
Payment
$869/mo
$972today
  • 4beds
  • 2baths
  • 1,856sqft

1501 Orndorff Mill St, Russellville

Assuming a mortgage in Olmstead

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.36%
Lowest existing payment
$394 /mo
Median cash to assume
$95,852
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.