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Assumable homes for sale in Ocoee, TN

44 homesFHA & VA loansrates from 2.74% vs 7.40% today

Ocoee assumption guide
916 Tri Cir, Cleveland, TN, 37312 — assumable FHA mortgage at 2.94%
FHA
Active
31
$295,000$112,709 equity gap
Rate
2.94%
7.40%today
Payment
$863/mo
$1,428today
  • 3beds
  • 2baths
  • 1,600sqft

916 Tri Cir, Cleveland

165 Savannah Ridge Trl, Cleveland, TN, 37323 — assumable FHA mortgage at 2.74%
FHA
Active
43
$499,900$285,756 equity gap
Rate
2.74%
7.40%today
Payment
$1,001/mo
$1,700today
  • 3beds
  • 2baths
  • 2,340sqft

165 Savannah Ridge Trl, Cleveland

643 Bellingham Dr, Cleveland, TN, 37312 — assumable FHA mortgage at 2.93%
FHA
Active
34
$295,500$125,876 equity gap
Rate
2.93%
7.40%today
Payment
$800/mo
$1,326today
  • 2beds
  • 3baths
  • 1,471sqft

643 Bellingham Dr, Cleveland

2211 Horns Creek Rd, Ocoee, TN, 37361 — assumable FHA mortgage at 3.05%
FHA
Active
9
$195,000$113,685 equity gap
Rate
3.05%
7.40%today
Payment
$384/mo
$627today
  • 3beds
  • 2baths
  • 1,792sqft

2211 Horns Creek Rd, Ocoee

159 Dogwood Trail, Cleveland, TN, 37323 — assumable FHA mortgage at 3.10%
FHA
Active
29
$435,000$404,603 equity gap
Rate
3.10%
7.40%today
Payment
$152/mo
$241today
  • 3beds
  • 4baths
  • 3,101sqft

159 Dogwood Trail, Cleveland

250 Royal Dr, Cleveland, TN, 37312 — assumable FHA mortgage at 3.18%
FHA
Active
17
$259,000$129,723 equity gap
Rate
3.18%
7.40%today
Payment
$644/mo
$1,033today
  • 3beds
  • 2baths
  • 1,154sqft

250 Royal Dr, Cleveland

257 Sharon Dr, Cleveland, TN, 37312 — assumable FHA mortgage at 3.54%
FHA
Active
24
$249,000$162,443 equity gap
Rate
3.54%
7.40%today
Payment
$569/mo
$874today
  • 2beds
  • 3baths
  • 1,384sqft

257 Sharon Dr, Cleveland

162 Lower Woods Trail, Cleveland, TN, 37323 — assumable FHA mortgage at 3.60%
FHA
Active
37
$497,000$233,165 equity gap
Rate
3.60%
7.40%today
Payment
$1,388/mo
$2,113today
  • 3beds
  • 3baths
  • 2,348sqft

162 Lower Woods Trail, Cleveland

150 Patty Road, Benton, TN, 37307 — assumable FHA mortgage at 4.16%
FHA
Active
36
$234,900$72,235 equity gap
Rate
4.16%
7.40%today
Payment
$860/mo
$1,224today
  • 3beds
  • 1baths
  • 1,344sqft

150 Patty Road, Benton

218 Mill Creek Trl, Cleveland, TN, 37323 — assumable FHA mortgage at 3.92%
FHA
Active
45
$399,900$226,682 equity gap
Rate
3.92%
7.40%today
Payment
$1,010/mo
$1,479today
  • 3beds
  • 3baths
  • 1,754sqft

218 Mill Creek Trl, Cleveland

1645 Falcon Dr, Cleveland, TN, 37323 — assumable FHA mortgage at 3.95%
FHA
Active
21
$194,000$119,027 equity gap
Rate
3.95%
7.40%today
Payment
$533/mo
$778today
  • 3beds
  • 1baths
  • 1,050sqft

1645 Falcon Dr, Cleveland

164 Woodgate Drive, Cleveland, TN, 37323 — assumable FHA mortgage at 4.00%
FHA
Active
23
$274,900$157,826 equity gap
Rate
4.00%
7.40%today
Payment
$655/mo
$950today
  • 3beds
  • 2baths
  • 1,040sqft

164 Woodgate Drive, Cleveland

262 Ramsey St, Cleveland, TN, 37312 — assumable FHA mortgage at 5.30%
FHA
Active
25
$279,900$38,238 equity gap
Rate
5.30%
7.40%today
Payment
$1,429/mo
$1,781today
  • 2beds
  • 3baths
  • 1,380sqft

262 Ramsey St, Cleveland

1080 Wildwood Ave, Cleveland, TN, 37311 — assumable FHA mortgage at 4.03%
FHA
Active
12
$185,000$134,327 equity gap
Rate
4.03%
7.40%today
Payment
$298/mo
$431today
  • 3beds
  • 2baths
  • 980sqft

1080 Wildwood Ave, Cleveland

237 Windermere Lane, Cleveland, TN, 37323 — assumable FHA mortgage at 4.09%
FHA
Active
38
$589,900$396,050 equity gap
Rate
4.09%
7.40%today
Payment
$1,165/mo
$1,672today
  • 3beds
  • 2baths
  • 2,185sqft

237 Windermere Lane, Cleveland

3557 Brandon Lane, Cleveland, TN, 37323 — assumable FHA mortgage at 6.34%
FHA
Active
35
$378,000$3,584 equity gap
Rate
6.34%
7.40%today
Payment
$2,350/mo
$2,617today
  • 3beds
  • 3baths
  • 1,776sqft

3557 Brandon Lane, Cleveland

128 Lifestyle Way, Benton, TN, 37307 — assumable VA mortgage at 6.50%
VA
Active
30
$275,000$13,412 equity gap
Rate
6.50%
7.40%today
Payment
$1,679/mo
$1,839today
  • 5beds
  • 3baths
  • 2,112sqft

128 Lifestyle Way, Benton

819 Scenic Drive, Cleveland, TN, 37323 — assumable FHA mortgage at 5.75%
FHA
Active
30
$295,000$23,381 equity gap
Rate
5.75%
7.40%today
Payment
$1,599/mo
$1,897today
  • 4beds
  • 2baths
  • 1,612sqft

819 Scenic Drive, Cleveland

135 Brewer Rd, Old Fort, TN, 37362 — assumable VA mortgage at 6.10%
VA
Active
48
$399,000$36,117 equity gap
Rate
6.10%
7.40%today
Payment
$2,212/mo
$2,528today
  • 3beds
  • 2baths
  • 1,952sqft

135 Brewer Rd, Old Fort

920 Durkee Road, Cleveland, TN, 37323 — assumable FHA mortgage at 6.21%
FHA
Active
31
$289,900$21,717 equity gap
Rate
6.21%
7.40%today
Payment
$1,656/mo
$1,870today
  • 2beds
  • 2baths
  • 1,490sqft

920 Durkee Road, Cleveland

434 Climer Road, Cleveland, TN, 37323 — assumable VA mortgage at 6.81%
VA
Active
30
$260,000$20,068 equity gap
Rate
6.81%
7.40%today
Payment
$1,587/mo
$1,684today
  • 3beds
  • 1baths
  • 1,316sqft

434 Climer Road, Cleveland

3975 Lynncrest Drive, Cleveland, TN, 37323 — assumable FHA mortgage at 6.94%
FHA
Active
30
$255,000$17,276 equity gap
Rate
6.94%
7.40%today
Payment
$1,614/mo
$1,690today
  • 3beds
  • 2baths
  • 1,467sqft

3975 Lynncrest Drive, Cleveland

3101 Peerless Rd, Cleveland, TN, 37312 — assumable VA mortgage at 6.26%
VA
Active
35
$405,000$74,115 equity gap
Rate
6.26%
7.40%today
Payment
$2,059/mo
$2,313today
  • 5beds
  • 3baths
  • 1,850sqft

3101 Peerless Rd, Cleveland

242 Thorne Circle, Cleveland, TN, 37323 — assumable FHA mortgage at 6.27%
FHA
Active
34
$339,900$33,968 equity gap
Rate
6.27%
7.40%today
Payment
$1,904/mo
$2,137today
  • 3beds
  • 2baths
  • 1,290sqft

242 Thorne Circle, Cleveland

242 Thorne Cir, Cleveland, TN, 37323 — assumable FHA mortgage at 6.27%
FHA
Active
35
$339,900$33,968 equity gap
Rate
6.27%
7.40%today
Payment
$1,904/mo
$2,137today
  • 3beds
  • 2baths
  • 1,290sqft

242 Thorne Cir, Cleveland

246 Bellingham Dr, Cleveland, TN, 37312 — assumable FHA mortgage at 6.32%
FHA
Active
13
$291,000$38,960 equity gap
Rate
6.32%
7.40%today
Payment
$1,629/mo
$1,819today
  • 3beds
  • 3baths
  • 1,628sqft

246 Bellingham Dr, Cleveland

1905 Newman Drive, Cleveland, TN, 37323 — assumable FHA mortgage at 6.33%
FHA
Active
15
$189,900$27,474 equity gap
Rate
6.33%
7.40%today
Payment
$1,055/mo
$1,176today
  • 3beds
  • 1baths
  • 924sqft

1905 Newman Drive, Cleveland

3133 NW Parkstone Cove, Cleveland, TN, 37312 — assumable FHA mortgage at 6.35%
FHA
Active
37
$345,000$62,035 equity gap
Rate
6.35%
7.40%today
Payment
$1,832/mo
$2,039today
  • 2beds
  • 2baths
  • 1,252sqft

3133 NW Parkstone Cove, Cleveland

316 Circle R Drive, Benton, TN, 37307 — assumable FHA mortgage at 6.67%
FHA
Active
40
$349,000$50,784 equity gap
Rate
6.67%
7.40%today
Payment
$1,990/mo
$2,141today
  • 3beds
  • 2baths
  • 1,600sqft

316 Circle R Drive, Benton

4076 Wendell Road, Cleveland, TN, 37323 — assumable VA mortgage at 6.74%
VA
Active
25
$319,900$52,092 equity gap
Rate
6.74%
7.40%today
Payment
$1,782/mo
$1,904today
  • 3beds
  • 3baths
  • 2,100sqft

4076 Wendell Road, Cleveland

185 Cline Road, Cleveland, TN, 37312 — assumable FHA mortgage at 7.44%
FHA
Active
34
$335,000$48,335 equity gap
Rate
7.44%
7.40%today
Payment
$2,047/mo
$2,039today
  • 3beds
  • 2baths
  • 1,799sqft

185 Cline Road, Cleveland

1205 14th St, Cleveland, TN, 37311 — assumable FHA mortgage at 8.25%
FHA
Active
37
$219,000$25,298 equity gap
Rate
8.25%
7.40%today
Payment
$1,475/mo
$1,360today
  • 2beds
  • 2baths
  • 816sqft

1205 14th St, Cleveland

210 W Meadows Ln, Cleveland, TN, 37312 — assumable FHA mortgage at 5.09%
FHA
Active
43
$199,900$62,288 equity gap
Rate
5.09%
7.40%today
Payment
$799/mo
$1,020today
  • 3beds
  • 2baths
  • 1,188sqft

210 W Meadows Ln, Cleveland

3141 Cottage Grove Cir, Cleveland, TN, 37312 — assumable FHA mortgage at 5.78%
FHA
Active
36
$315,000$69,688 equity gap
Rate
5.78%
7.40%today
Payment
$1,523/mo
$1,802today
  • 3beds
  • 2baths
  • 1,438sqft

3141 Cottage Grove Cir, Cleveland

3440 Dogwood Trail, Cleveland, TN, 37312 — assumable FHA mortgage at 6.17%
FHA
Active
33
$535,000$120,085 equity gap
Rate
6.17%
7.40%today
Payment
$2,556/mo
$2,898today
  • 4beds
  • 3baths
  • 3,886sqft

3440 Dogwood Trail, Cleveland

148 Clearview Circle, Cleveland, TN, 37323 — assumable FHA mortgage at 6.20%
FHA
Active
36
$412,000$93,648 equity gap
Rate
6.20%
7.40%today
Payment
$1,994/mo
$2,254today
  • 3beds
  • 3baths
  • 1,889sqft

148 Clearview Circle, Cleveland

Assuming a mortgage in Ocoee

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$384 /mo
Median cash to assume
$78,812
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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