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Assumable homes for sale in Ocala, FL

42 homesFHA & VA loansrates from 2.65% vs 7.32% today

Ocala assumption guide
6000 109TH Place, Ocala, FL, 34476 — assumable VA mortgage at 3.11%
VATop pick
Active
42
$320,000$8,626 equity gap
Rate
3.11%
7.32%today
Payment
$1,475/mo
$2,370today
  • 3beds
  • 2baths
  • 1,965sqft

6000 109TH Place, Ocala

5601 117TH LANE Road, Ocala, FL, 34476 — assumable FHA mortgage at 3.07%
FHATop pick
Active
17
$356,000$56,935 equity gap
Rate
3.07%
7.32%today
Payment
$1,420/mo
$2,293today
  • 4beds
  • 2baths
  • 2,043sqft

5601 117TH LANE Road, Ocala

8447 60TH Court, Ocala, FL, 34476 — assumable VA mortgage at 2.88%
VA
Active
26
$248,500$38,352 equity gap
Rate
2.88%
7.32%today
Payment
$977/mo
$1,616today
  • 3beds
  • 2baths
  • 1,706sqft

8447 60TH Court, Ocala

5211 103RD Loop, Ocala, FL, 34476 — assumable FHA mortgage at 2.65%
FHA
Active
41
$420,000$98,218 equity gap
Rate
2.65%
7.32%today
Payment
$1,461/mo
$2,491today
  • 5beds
  • 3baths
  • 2,547sqft

5211 103RD Loop, Ocala

9549 53RD Circle, Ocala, FL, 34476 — assumable VA mortgage at 2.67%
VA
Active
52
$226,900$79,933 equity gap
Rate
2.67%
7.32%today
Payment
$683/mo
$1,162today
  • 3beds
  • 2baths
  • 1,769sqft

9549 53RD Circle, Ocala

6310 82ND Place, Ocala, FL, 34476 — assumable VA mortgage at 2.74%
VA
Active
44
$254,900$81,558 equity gap
Rate
2.74%
7.32%today
Payment
$810/mo
$1,365today
  • 3beds
  • 2baths
  • 2,172sqft

6310 82ND Place, Ocala

8661 65TH Terrace, Ocala, FL, 34476 — assumable VA mortgage at 2.88%
VA
Active
64
$215,000$81,539 equity gap
Rate
2.88%
7.32%today
Payment
$641/mo
$1,060today
  • 2beds
  • 2baths
  • 1,455sqft

8661 65TH Terrace, Ocala

9798 56TH Circle, Ocala, FL, 34476 — assumable FHA mortgage at 3.56%
FHA
Active
53
$389,990$96,671 equity gap
Rate
3.56%
7.32%today
Payment
$1,457/mo
$2,212today
  • 4beds
  • 3baths
  • 2,303sqft

9798 56TH Circle, Ocala

4910 109TH Loop, Ocala, FL, 34476 — assumable FHA mortgage at 2.87%
FHA
Active
23
$320,000$130,671 equity gap
Rate
2.87%
7.32%today
Payment
$883/mo
$1,463today
  • 3beds
  • 2baths
  • 2,135sqft

4910 109TH Loop, Ocala

4695 116TH Place, Ocala, FL, 34476 — assumable FHA mortgage at 2.98%
FHA
Active
79
$629,000$421,370 equity gap
Rate
2.98%
7.32%today
Payment
$982/mo
$1,605today
  • 5beds
  • 4baths
  • 3,335sqft

4695 116TH Place, Ocala

5947 86TH Street, Ocala, FL, 34476 — assumable FHA mortgage at 3.09%
FHA
Active
17
$549,000$232,080 equity gap
Rate
3.09%
7.32%today
Payment
$1,508/mo
$2,429today
  • 5beds
  • 4baths
  • 4,022sqft

5947 86TH Street, Ocala

4447 91ST LANE Road, Ocala, FL, 34476 — assumable VA mortgage at 3.50%
VA
Active
40
$309,800$309,800 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,955sqft

4447 91ST LANE Road, Ocala

6474 89TH Loop, Ocala, FL, 34476 — assumable FHA mortgage at 3.64%
FHA
Active
28
$300,000$135,265 equity gap
Rate
3.64%
7.32%today
Payment
$870/mo
$1,308today
  • 4beds
  • 2baths
  • 2,041sqft

6474 89TH Loop, Ocala

9857 51ST Court, Ocala, FL, 34476 — assumable VA mortgage at 3.66%
VA
Active
68
$399,900$216,560 equity gap
Rate
3.66%
7.32%today
Payment
$1,081/mo
$1,622today
  • 5beds
  • 3baths
  • 2,536sqft

9857 51ST Court, Ocala

5904 107TH Street, Ocala, FL, 34476 — assumable FHA mortgage at 3.70%
FHA
Active
33
$319,900$188,042 equity gap
Rate
3.70%
7.32%today
Payment
$814/mo
$1,214today
  • 3beds
  • 2baths
  • 2,047sqft

5904 107TH Street, Ocala

5366 86TH Place, Ocala, FL, 34476 — assumable VA mortgage at 3.77%
VA
Active
19
$357,000$199,571 equity gap
Rate
3.77%
7.32%today
Payment
$925/mo
$1,368today
  • 3beds
  • 2baths
  • 2,143sqft

5366 86TH Place, Ocala

5760 117TH LANE Road, Ocala, FL, 34476 — assumable FHA mortgage at 3.85%
FHA
Active
13
$369,000$359,222 equity gap
Rate
3.85%
7.32%today
Payment
$54/mo
$77today
  • 5beds
  • 3baths
  • 2,220sqft

5760 117TH LANE Road, Ocala

6369 89TH Loop, Ocala, FL, 34476 — assumable VA mortgage at 4.00%
VA
Active
55
$350,000$191,402 equity gap
Rate
4.00%
7.32%today
Payment
$823/mo
$1,184today
  • 3beds
  • 2baths
  • 2,101sqft

6369 89TH Loop, Ocala

11151 76TH Avenue, Ocala, FL, 34476 — assumable FHA mortgage at 4.15%
FHA
Active
32
$199,000$142,461 equity gap
Rate
4.15%
7.32%today
Payment
$372/mo
$526today
  • 2beds
  • 2baths
  • 1,297sqft

11151 76TH Avenue, Ocala

8696 49TH Circle, Ocala, FL, 34476 — assumable FHA mortgage at 6.77%
FHA
Active
11
$264,000Potential short sale
Rate
6.77%
7.32%today
Payment
$1,883/mo
$1,990today
  • 3beds
  • 2baths
  • 1,670sqft

8696 49TH Circle, Ocala

8709 46TH Avenue, Ocala, FL, 34476 — assumable FHA mortgage at 6.81%
FHA
Active
41
$299,000$14,731 equity gap
Rate
6.81%
7.32%today
Payment
$1,922/mo
$2,023today
  • 3beds
  • 3baths
  • 2,022sqft

8709 46TH Avenue, Ocala

4728 85TH Place, Ocala, FL, 34476 — assumable FHA mortgage at 7.09%
FHA
Active
31
$319,950Potential short sale
Rate
7.09%
7.32%today
Payment
$2,195/mo
$2,246today
  • 4beds
  • 2baths
  • 1,828sqft

4728 85TH Place, Ocala

4661 83RD Loop, Ocala, FL, 34476 — assumable FHA mortgage at 7.09%
FHA
Active
34
$325,000$7,678 equity gap
Rate
7.09%
7.32%today
Payment
$2,180/mo
$2,230today
  • 4beds
  • 2baths
  • 2,180sqft

4661 83RD Loop, Ocala

5699 92ND Place, Ocala, FL, 34476 — assumable FHA mortgage at 5.55%
FHA
Active
50
$405,000$56,227 equity gap
Rate
5.55%
7.32%today
Payment
$2,111/mo
$2,540today
  • 4beds
  • 3baths
  • 2,598sqft

5699 92ND Place, Ocala

11370 57TH Avenue, Ocala, FL, 34476 — assumable VA mortgage at 5.22%
VA
Active
66
$410,000$90,629 equity gap
Rate
5.22%
7.32%today
Payment
$1,870/mo
$2,334today
  • 4beds
  • 3baths
  • 2,324sqft

11370 57TH Avenue, Ocala

4291 110TH Lane, Ocala, FL, 34476 — assumable FHA mortgage at 6.09%
FHA
Active
21
$370,000$28,038 equity gap
Rate
6.09%
7.32%today
Payment
$2,080/mo
$2,361today
  • 4beds
  • 3baths
  • 2,336sqft

4291 110TH Lane, Ocala

6492 84TH Street, Ocala, FL, 34476 — assumable FHA mortgage at 6.72%
FHA
Active
37
$269,000$21,072 equity gap
Rate
6.72%
7.32%today
Payment
$1,619/mo
$1,720today
  • 3beds
  • 2baths
  • 1,935sqft

6492 84TH Street, Ocala

11012 58TH AVENUE Road, Ocala, FL, 34476 — assumable VA mortgage at 6.15%
VA
Active
8
$335,000$62,978 equity gap
Rate
6.15%
7.32%today
Payment
$1,736/mo
$1,957today
  • 3beds
  • 2baths
  • 1,382sqft

11012 58TH AVENUE Road, Ocala

10870 47TH Court, Ocala, FL, 34476 — assumable FHA mortgage at 6.63%
FHA
Active
50
$449,500$46,467 equity gap
Rate
6.63%
7.32%today
Payment
$2,623/mo
$2,813today
  • 3beds
  • 2baths
  • 2,285sqft

10870 47TH Court, Ocala

6196 101ST Place, Ocala, FL, 34476 — assumable VA mortgage at 6.64%
VA
Active
30
$229,000$25,280 equity gap
Rate
6.64%
7.32%today
Payment
$1,344/mo
$1,439today
  • 2beds
  • 2baths
  • 1,148sqft

6196 101ST Place, Ocala

5811 80TH Lane, Ocala, FL, 34476 — assumable FHA mortgage at 6.73%
FHA
Active
65
$469,000$72,552 equity gap
Rate
6.73%
7.32%today
Payment
$2,669/mo
$2,833today
  • 4beds
  • 4baths
  • 2,843sqft

5811 80TH Lane, Ocala

11383 58TH Circle, Ocala, FL, 34476 — assumable FHA mortgage at 5.30%
FHA
Active
38
$289,900$94,611 equity gap
Rate
5.30%
7.32%today
Payment
$1,154/mo
$1,428today
  • 3beds
  • 2baths
  • 1,535sqft

11383 58TH Circle, Ocala

5795 80TH Lane, Ocala, FL, 34476 — assumable FHA mortgage at 6.43%
FHA
Active
34
$490,000$140,573 equity gap
Rate
6.43%
7.32%today
Payment
$2,283/mo
$2,499today
  • 4beds
  • 3baths
  • 2,553sqft

5795 80TH Lane, Ocala

4587 83rd Loop, Ocala, FL, 34476 — assumable VA mortgage at 6.47%
VA
Active
53
$350,000$90,453 equity gap
Rate
6.47%
7.32%today
Payment
$1,673/mo
$1,823today
  • 4beds
  • 3baths
  • 2,180sqft

4587 83rd Loop, Ocala

10859 72ND Circle, Ocala, FL, 34476 — assumable VA mortgage at 6.77%
VA
Active
41
$449,900$142,532 equity gap
Rate
6.77%
7.32%today
Payment
$2,021/mo
$2,136today
  • 4beds
  • 3baths
  • 2,557sqft

10859 72ND Circle, Ocala

9677 56TH Circle, Ocala, FL, 34476 — assumable VA mortgage at 6.92%
VA
Active
35
$400,000$121,409 equity gap
Rate
6.92%
7.32%today
Payment
$1,920/mo
$1,999today
  • 4beds
  • 2baths
  • 2,328sqft

9677 56TH Circle, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$372 /mo
Median cash to assume
$97,445
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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