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Assumable homes for sale in Ocala, FL

22 homesFHA & VA loansrates from 2.71% vs 7.32% today

Ocala assumption guide
3655 37TH Court, Ocala, FL, 34480 — assumable FHA mortgage at 3.75%
FHA
Active
20
$230,000$17,587 equity gap
Rate
3.75%
7.32%today
Payment
$996/mo
$1,477today
  • 3beds
  • 3baths
  • 1,707sqft

3655 37TH Court, Ocala

4015 22ND Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.73%
FHA
Active
58
$425,000$166,666 equity gap
Rate
2.73%
7.32%today
Payment
$1,278/mo
$2,103today
  • 4beds
  • 3baths
  • 2,248sqft

4015 22ND Street, Ocala

740 28TH Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.87%
FHA
Active
48
$200,000$60,342 equity gap
Rate
2.87%
7.32%today
Payment
$651/mo
$1,079today
  • 3beds
  • 2baths
  • 1,248sqft

740 28TH Street, Ocala

4010 22ND Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.71%
FHA
Active
35
$579,900$264,852 equity gap
Rate
2.71%
7.32%today
Payment
$1,471/mo
$2,488today
  • 4beds
  • 3baths
  • 2,405sqft

4010 22ND Street, Ocala

3435 13TH Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.86%
FHA
Active
11
$239,000$111,411 equity gap
Rate
2.86%
7.32%today
Payment
$610/mo
$1,012today
  • 4beds
  • 2baths
  • 1,300sqft

3435 13TH Street, Ocala

2141 9TH Street, Ocala, FL, 34470 — assumable VA mortgage at 2.90%
VA
Active
47
$294,900$161,788 equity gap
Rate
2.90%
7.32%today
Payment
$624/mo
$1,030today
  • 3beds
  • 2baths
  • 1,712sqft

2141 9TH Street, Ocala

3900 17TH Court, Ocala, FL, 34480 — assumable FHA mortgage at 2.91%
FHA
Active
35
$529,987$326,195 equity gap
Rate
2.91%
7.32%today
Payment
$982/mo
$1,618today
  • 8beds
  • 7baths
  • 3,233sqft

3900 17TH Court, Ocala

155 43RD Avenue, Ocala, FL, 34470 — assumable FHA mortgage at 3.03%
FHA
Active
14
$215,000$89,244 equity gap
Rate
3.03%
7.32%today
Payment
$615/mo
$998today
  • 3beds
  • 2baths
  • 1,248sqft

155 43RD Avenue, Ocala

1605 38TH Terrace, Ocala, FL, 34470 — assumable VA mortgage at 3.22%
VA
Active
20
$150,000$77,408 equity gap
Rate
3.22%
7.32%today
Payment
$348/mo
$552today
  • 2beds
  • 2baths
  • 1,160sqft

1605 38TH Terrace, Ocala

1427 10TH Street, Ocala, FL, 34470 — assumable VA mortgage at 3.61%
VA
Active
40
$700,000$628,130 equity gap
Rate
3.61%
7.32%today
Payment
$423/mo
$639today
  • 3beds
  • 4baths
  • 2,424sqft

1427 10TH Street, Ocala

2840 2ND Street, Ocala, FL, 34471 — assumable VA mortgage at 3.68%
VA
Active
73
$269,000$207,018 equity gap
Rate
3.68%
7.32%today
Payment
$329/mo
$493today
  • 2beds
  • 2baths
  • 1,350sqft

2840 2ND Street, Ocala

720 3RD Street, Ocala, FL, 34471 — assumable VA mortgage at 6.79%
VA
Active
82
$499,900Potential short sale
Rate
6.79%
7.32%today
Payment
$3,452/mo
$3,641today
  • 5beds
  • 4baths
  • 3,198sqft

720 3RD Street, Ocala

1324 33RD Terrace, Ocala, FL, 34471 — assumable VA mortgage at 6.27%
VA
Active
41
$314,900$20,480 equity gap
Rate
6.27%
7.32%today
Payment
$1,833/mo
$2,040today
  • 4beds
  • 3baths
  • 1,932sqft

1324 33RD Terrace, Ocala

201 31ST Avenue, Ocala, FL, 34471 — assumable FHA mortgage at 6.50%
FHA
Active
12
$182,000$13,269 equity gap
Rate
6.50%
7.32%today
Payment
$1,144/mo
$1,232today
  • 2beds
  • 1baths
  • 1,263sqft

201 31ST Avenue, Ocala

1135 9TH Avenue, Ocala, FL, 34470 — assumable VA mortgage at 6.63%
VA
Active
50
$319,900$25,397 equity gap
Rate
6.63%
7.32%today
Payment
$1,940/mo
$2,081today
  • 4beds
  • 2baths
  • 1,488sqft

1135 9TH Avenue, Ocala

2429 18TH Circle, Ocala, FL, 34471 — assumable FHA mortgage at 6.50%
FHA
Active
45
$219,000$22,686 equity gap
Rate
6.50%
7.32%today
Payment
$1,254/mo
$1,362today
  • 2beds
  • 2baths
  • 1,134sqft

2429 18TH Circle, Ocala

1335 10TH Street, Ocala, FL, 34470 — assumable VA mortgage at 6.72%
VA
Active
35
$325,000$59,548 equity gap
Rate
6.72%
7.32%today
Payment
$1,737/mo
$1,845today
  • 3beds
  • 2baths
  • 1,076sqft

1335 10TH Street, Ocala

2256 MILL CREEK Circle, Ocala, FL, 34471 — assumable VA mortgage at 5.51%
VA
Active
34
$948,000$265,426 equity gap
Rate
5.51%
7.32%today
Payment
$4,121/mo
$4,980today
  • 4beds
  • 4baths
  • 3,521sqft

2256 MILL CREEK Circle, Ocala

705 44TH Avenue, Ocala, FL, 34470 — assumable FHA mortgage at 5.09%
FHA
Active
32
$230,000$89,079 equity gap
Rate
5.09%
7.32%today
Payment
$817/mo
$1,034today
  • 3beds
  • 1baths
  • 1,104sqft

705 44TH Avenue, Ocala

1413 36TH Avenue, Ocala, FL, 34471 — assumable FHA mortgage at 6.75%
FHA
Active
29
$420,000$108,406 equity gap
Rate
6.75%
7.32%today
Payment
$2,043/mo
$2,163today
  • 5beds
  • 3baths
  • 2,240sqft

1413 36TH Avenue, Ocala

126 41ST Avenue, Ocala, FL, 34471 — assumable FHA mortgage at 6.29%
FHA
Active
28
$399,990$130,160 equity gap
Rate
6.29%
7.32%today
Payment
$1,754/mo
$1,949today
  • 4beds
  • 2baths
  • 2,001sqft

126 41ST Avenue, Ocala

1715 5TH Street, Ocala, FL, 34470 — assumable FHA mortgage at 5.79%
FHA
Active
20
$209,900$157,678 equity gap
Rate
5.79%
7.32%today
Payment
$698/mo
$818today
  • 3beds
  • 2baths
  • 1,473sqft

1715 5TH Street, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$329 /mo
Median cash to assume
$108,406
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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