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Assumable homes for sale in Ocala, FL

11 homesFHA & VA loansrates from 3.02% vs 7.32% today

Ocala assumption guide
3655 37TH Court, Ocala, FL, 34480 — assumable FHA mortgage at 3.75%
FHA
Active
20
$230,000$17,587 equity gap
Rate
3.75%
7.32%today
Payment
$996/mo
$1,477today
  • 3beds
  • 3baths
  • 1,707sqft

3655 37TH Court, Ocala

122 DOGWOOD DRIVE Circle, Ocala, FL, 34472 — assumable VA mortgage at 3.14%
VA
Active
25
$240,000$54,287 equity gap
Rate
3.14%
7.32%today
Payment
$888/mo
$1,422today
  • 3beds
  • 2baths
  • 1,517sqft

122 DOGWOOD DRIVE Circle, Ocala

6 ALMOND Course, Ocala, FL, 34472 — assumable FHA mortgage at 3.02%
FHA
Active
45
$225,000$42,022 equity gap
Rate
3.02%
7.32%today
Payment
$872/mo
$1,416today
  • 3beds
  • 2baths
  • 1,477sqft

6 ALMOND Course, Ocala

27 PINE TRACE Loop, Ocala, FL, 34472 — assumable FHA mortgage at 3.57%
FHA
Active
34
$229,000$111,077 equity gap
Rate
3.57%
7.32%today
Payment
$623/mo
$944today
  • 3beds
  • 2baths
  • 1,356sqft

27 PINE TRACE Loop, Ocala

41 DOGWOOD Loop, Ocala, FL, 34472 — assumable VA mortgage at 7.22%
VA
Active
20
$219,000Potential short sale
Rate
7.22%
7.32%today
Payment
$1,528/mo
$1,544today
  • 3beds
  • 2baths
  • 1,014sqft

41 DOGWOOD Loop, Ocala

2 JUNIPER Terrace, Ocala, FL, 34480 — assumable FHA mortgage at 6.35%
FHA
Active
68
$299,000$36,070 equity gap
Rate
6.35%
7.32%today
Payment
$1,674/mo
$1,848today
  • 3beds
  • 2baths
  • 1,670sqft

2 JUNIPER Terrace, Ocala

6460 PECAN Course, Ocala, FL, 34472 — assumable FHA mortgage at 6.43%
FHA
Active
29
$299,900$32,509 equity gap
Rate
6.43%
7.32%today
Payment
$1,743/mo
$1,908today
  • 3beds
  • 2baths
  • 1,554sqft

6460 PECAN Course, Ocala

138 ALMOND Road, Ocala, FL, 34472 — assumable FHA mortgage at 6.69%
FHA
Active
40
$249,900$35,242 equity gap
Rate
6.69%
7.32%today
Payment
$1,424/mo
$1,518today
  • 3beds
  • 2baths
  • 1,222sqft

138 ALMOND Road, Ocala

89 PECAN COURSE Circle, Ocala, FL, 34472 — assumable FHA mortgage at 6.93%
FHA
Active
48
$240,000$51,541 equity gap
Rate
6.93%
7.32%today
Payment
$1,265/mo
$1,315today
  • 3beds
  • 2baths
  • 1,364sqft

89 PECAN COURSE Circle, Ocala

4639 39TH Court, Ocala, FL, 34480 — assumable FHA mortgage at 6.22%
FHA
Active
78
$350,000$310,608 equity gap
Rate
6.22%
7.32%today
Payment
$642/mo
$719today
  • 4beds
  • 2baths
  • 2,148sqft

4639 39TH Court, Ocala

3322 55TH Court, Ocala, FL, 34480 — assumable FHA mortgage at 7.04%
FHA
Active
14
$329,900$300,278 equity gap
Rate
7.04%
7.32%today
Payment
$208/mo
$214today
  • 3beds
  • 2baths
  • 2,011sqft

3322 55TH Court, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.02%
Lowest existing payment
$623 /mo
Median cash to assume
$46,782
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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