Assumable homes for sale in Oakley, CA

9 homesFHA & VA loansrates from 2.71% vs 7.32% today

Oakley assumption guide
34 Nightingale Ct, Oakley, CA, 94561 — assumable FHA mortgage at 2.88%
FHA
Active
19
$585,000$170,723 equity gap
Rate
2.88%
7.32%today
Payment
$1,989/mo
$3,292today
  • 4beds
  • 3baths
  • 1,763sqft

34 Nightingale Ct, Oakley

1529 Thistle Court, Oakley, CA, 94561-2642 — assumable VA mortgage at 2.80%
VA
Active
48
$799,999$258,426 equity gap
Rate
2.80%
7.32%today
Payment
$2,506/mo
$4,190today
  • 5beds
  • 3baths
  • 2,531sqft

1529 Thistle Court, Oakley

1415 Charisma Way, Brentwood, CA, 94513 — assumable VA mortgage at 2.71%
VA
Active
44
$799,950$507,194 equity gap
Rate
2.71%
7.32%today
Payment
$1,367/mo
$2,312today
  • 4beds
  • 2baths
  • 2,420sqft

1415 Charisma Way, Brentwood

161 Monet Dr, Oakley, CA, 94561 — assumable FHA mortgage at 4.10%
FHA
Active
39
$695,000$234,414 equity gap
Rate
4.10%
7.32%today
Payment
$2,591/mo
$3,684today
  • 4beds
  • 3baths
  • 3,098sqft

161 Monet Dr, Oakley

206 Almondtree Lane, Oakley, CA, 94561 — assumable FHA mortgage at 4.13%
FHA
Active
2
$398,000$312,877 equity gap
Rate
4.13%
7.32%today
Payment
$739/mo
$1,004today
  • 2beds
  • 2baths
  • 1,013sqft

206 Almondtree Lane, Oakley

19 Renoir Ct, Oakley, CA, 94561 — assumable VA mortgage at 5.81%
VA
Active
45
$719,000$53,957 equity gap
Rate
5.81%
7.32%today
Payment
$3,652/mo
$4,385today
  • 4beds
  • 3baths
  • 2,520sqft

19 Renoir Ct, Oakley

551 Pino  Lane, Oakley, CA, 94561 — assumable FHA mortgage at 6.32%
FHA
Active
42
$709,000$47,471 equity gap
Rate
6.32%
7.32%today
Payment
$4,190/mo
$4,640today
  • 3beds
  • 2baths
  • 1,934sqft

551 Pino Lane, Oakley

14 Renoir Ct, Oakley, CA, 94561 — assumable FHA mortgage at 5.00%
FHA
Active
34
$679,000$529,378 equity gap
Rate
5.00%
7.32%today
Payment
$1,343/mo
$1,719today
  • 5beds
  • 3baths
  • 2,771sqft

14 Renoir Ct, Oakley

5029 Teakwood Dr, Oakley, CA, 94561 — assumable VA mortgage at 6.30%
VA
Active
40
$579,999$242,659 equity gap
Rate
6.30%
7.32%today
Payment
$38,473/mo
$38,683today
  • 4beds
  • 2baths
  • 1,368sqft

5029 Teakwood Dr, Oakley

Assuming a mortgage in Oakley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$739 /mo
Median cash to assume
$242,659
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.