Assumable homes for sale in Oakland, CA

4 homesFHA & VA loansrates from 2.84% vs 7.32% today

Oakland assumption guide

9850 Elmar Avenue, Oakland, CA, 94603 — assumable FHA mortgage at 2.84%

FHA

Active

$332,000Potential short sale

Rate: 2.84%; ~~7.32%~~today
Payment: $2,230/mo; ~~$3,710~~today

2beds
1baths
707sqft

9850 Elmar Avenue, Oakland

10911 Cotter St, Oakland, CA, 94605 — assumable VA mortgage at 2.87%

Active

$1,049,000$761,770 equity gap

Rate: 2.87%; ~~7.32%~~today
Payment: $1,340/mo; ~~$2,220~~today

4beds
3baths
2,032sqft

10911 Cotter St, Oakland

9826 Bancroft Ave, Oakland, CA, 94603-2814 — assumable FHA mortgage at 3.67%

FHA

Active

$699,950$337,389 equity gap

Rate: 3.67%; ~~7.32%~~today
Payment: $2,224/mo; ~~$3,332~~today

—beds
—baths
—sqft

9826 Bancroft Ave, Oakland

8910 Burr St, Oakland, CA, 94605 — assumable FHA mortgage at 6.99%

FHA

Active

$750,000Potential short sale

Rate: 6.99%; ~~7.32%~~today
Payment: $6,357/mo; ~~$6,570~~today

3beds
3baths
2,400sqft

8910 Burr St, Oakland

Assuming a mortgage in Oakland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate: 2.84%
Lowest existing payment: $1,340 /mo
Median cash to assume: $549,580