FHA
Active
17$1,450,000$1,150,114 equity gap
- Rate
- 3.69%
7.32%today- Payment
- $1,508/mo
$2,253today
- —beds
- —baths
- —sqft
Assumable homes for sale in Oakland, CA
6 homesFHA & VA loansrates from 3.69% vs 7.32% today
Oakland assumption guide
FHA
Active
5$515,000$232,509 equity gap
- Rate
- 4.04%
7.32%today- Payment
- $1,777/mo
$2,544today
- —beds
- —baths
- —sqft
1626 46Th Ave, Oakland
FHA
Active
17$399,000$367,786 equity gap
- Rate
- 4.28%
7.32%today- Payment
- $395/mo
$550today
- 2beds
- 1baths
- 849sqft
1112 82Nd Ave, Oakland
FHA
Active
28$739,000$130,997 equity gap
- Rate
- 6.54%
7.32%today- Payment
- $4,020/mo
$4,350today
- 4beds
- 3baths
- 1,320sqft
1720 46th Avenue, Oakland
VA
Active
$488,888$77,071 equity gap
- Rate
- 5.52%
7.32%today- Payment
- $2,492/mo
$3,009today
- 5beds
- 3baths
- 2,305sqft
2158 High Street, Oakland
FHA
Active
13$599,000Potential short sale
- Rate
- 6.50%
7.32%today- Payment
- $4,735/mo
$5,146today
- —beds
- —baths
- —sqft
3019 Florida St, Oakland
Assuming a mortgage in Oakland
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.
- Lowest existing rate
- 3.69%
- Lowest existing payment
- $395 /mo
- Median cash to assume
- $232,509