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Assumable homes for sale in New Smyrna Beach, FL

10 homesFHA & VA loansrates from 2.90% vs 7.32% today

New Smyrna Beach assumption guide
2858 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 2.90%
FHA
Active
29
$330,000$95,893 equity gap
Rate
2.90%
7.32%today
Payment
$1,124/mo
$1,855today
  • 4beds
  • 2baths
  • 1,889sqft

2858 NEVERLAND Drive, New Smyrna Beach

2144 JUNGLE Road, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.90%
VA
Active
31
$320,000$129,793 equity gap
Rate
2.90%
7.32%today
Payment
$915/mo
$1,511today
  • 3beds
  • 3baths
  • 1,868sqft

2144 JUNGLE Road, New Smyrna Beach

2635 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.98%
VA
Active
57
$365,000$21,809 equity gap
Rate
4.98%
7.32%today
Payment
$1,970/mo
$2,526today
  • 3beds
  • 2baths
  • 1,690sqft

2635 NEVERLAND Drive, New Smyrna Beach

724 ST ANDREWS CIRCLE, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.05%
VA
Active
54
$400,000$266,095 equity gap
Rate
4.05%
7.32%today
Payment
$794/mo
$1,135today
  • 2beds
  • 2baths
  • 1,755sqft

724 ST ANDREWS CIRCLE, New Smyrna Beach

2820 TATON Trace, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 5.78%
FHA
Active
51
$349,999$28,317 equity gap
Rate
5.78%
7.32%today
Payment
$1,998/mo
$2,344today
  • 3beds
  • 2baths
  • 1,481sqft

2820 TATON Trace, New Smyrna Beach

203 PRESTWICK Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.32%
VA
Active
75
$773,900$586,160 equity gap
Rate
4.32%
7.32%today
Payment
$1,276/mo
$1,767today
  • 3beds
  • 3baths
  • 3,041sqft

203 PRESTWICK Drive, New Smyrna Beach

2624 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 6.77%
FHA
Active
44
$365,000$23,067 equity gap
Rate
6.77%
7.32%today
Payment
$2,281/mo
$2,411today
  • 3beds
  • 2baths
  • 1,690sqft

2624 NEVERLAND Drive, New Smyrna Beach

2694 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 7.18%
FHA
Active
48
$390,000$55,369 equity gap
Rate
7.18%
7.32%today
Payment
$2,339/mo
$2,371today
  • 3beds
  • 2baths
  • 1,744sqft

2694 NEVERLAND Drive, New Smyrna Beach

351 CASTLEWOOD Lane, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 5.01%
FHA
Active
48
$240,000$167,753 equity gap
Rate
5.01%
7.32%today
Payment
$612/mo
$782today
  • 2beds
  • 2baths
  • 1,054sqft

351 CASTLEWOOD Lane, New Smyrna Beach

556 OLIVER Drive, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 6.32%
FHA
Active
50
$339,000$101,611 equity gap
Rate
6.32%
7.32%today
Payment
$1,505/mo
$1,667today
  • 3beds
  • 2baths
  • 1,584sqft

556 OLIVER Drive, New Smyrna Beach

Assuming a mortgage in New Smyrna Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$612 /mo
Median cash to assume
$98,752
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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