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Assumable homes for sale in New Port Richey, FL

41 homesFHA & VA loansrates from 2.81% vs 7.32% today

New Port Richey assumption guide
6131 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.12%
FHA
Active
39
$350,000$59,780 equity gap
Rate
3.12%
7.32%today
Payment
$1,379/mo
$2,213today
  • 4beds
  • 3baths
  • 1,870sqft

6131 SPRING CRAYFISH Avenue, New Port Richey

6362 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable VA mortgage at 3.13%
VA
Active
48
$349,900$68,670 equity gap
Rate
3.13%
7.32%today
Payment
$1,362/mo
$2,182today
  • 4beds
  • 3baths
  • 2,584sqft

6362 SPIDER LILY Way, New Port Richey

6139 APPLE SNAIL Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.45%
FHA
Active
38
$348,900$55,242 equity gap
Rate
3.45%
7.32%today
Payment
$1,444/mo
$2,223today
  • 4beds
  • 3baths
  • 1,870sqft

6139 APPLE SNAIL Avenue, New Port Richey

6108 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable VA mortgage at 3.75%
VA
Active
57
$375,000$74,511 equity gap
Rate
3.75%
7.32%today
Payment
$1,527/mo
$2,264today
  • 4beds
  • 3baths
  • 1,870sqft

6108 SPRING CRAYFISH Avenue, New Port Richey

6388 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
48
$386,500$126,389 equity gap
Rate
2.81%
7.32%today
Payment
$1,219/mo
$2,036today
  • 4beds
  • 2baths
  • 1,936sqft

6388 SPIDER LILY Way, New Port Richey

6041 DUBLIN Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.86%
FHA
Active
14
$250,000$92,558 equity gap
Rate
2.86%
7.32%today
Payment
$732/mo
$1,214today
  • 2beds
  • 1baths
  • 720sqft

6041 DUBLIN Drive, New Port Richey

8231 MATTHEW Drive, New Port Richey, FL, 34653 — assumable VA mortgage at 2.98%
VA
Active
46
$349,900$129,607 equity gap
Rate
2.98%
7.32%today
Payment
$1,045/mo
$1,707today
  • 3beds
  • 2baths
  • 1,528sqft

8231 MATTHEW Drive, New Port Richey

6436 LAMBERT Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 3.10%
VA
Active
53
$280,000$89,555 equity gap
Rate
3.10%
7.32%today
Payment
$903/mo
$1,453today
  • 2beds
  • 1baths
  • 1,125sqft

6436 LAMBERT Lane, New Port Richey

7427 CHAPEL Avenue, New Port Richey, FL, 34652 — assumable FHA mortgage at 2.90%
FHA
Active
15
$189,000$87,868 equity gap
Rate
2.90%
7.32%today
Payment
$474/mo
$783today
  • 2beds
  • 1baths
  • 804sqft

7427 CHAPEL Avenue, New Port Richey

4927 DRIFT TIDE Drive, New Port Richey, FL, 34652 — assumable FHA mortgage at 3.00%
FHA
Active
17
$159,900$159,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 992sqft

4927 DRIFT TIDE Drive, New Port Richey

6545 JACKSON Street, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.08%
FHA
Active
53
$340,000$171,910 equity gap
Rate
3.08%
7.32%today
Payment
$811/mo
$1,309today
  • 4beds
  • 2baths
  • 1,236sqft

6545 JACKSON Street, New Port Richey

5323 CARLTON Road, New Port Richey, FL, 34652 — assumable FHA mortgage at 3.22%
FHA
Active
11
$109,900Potential short sale
Rate
3.22%
7.32%today
Payment
$830/mo
$1,315today
  • 3beds
  • 1baths
  • 864sqft

5323 CARLTON Road, New Port Richey

8350 ROYAL HART Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.31%
FHA
Active
31
$325,000$139,715 equity gap
Rate
3.31%
7.32%today
Payment
$940/mo
$1,472today
  • 3beds
  • 2baths
  • 1,759sqft

8350 ROYAL HART Drive, New Port Richey

5117 BROOKSIDE Lane, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.55%
FHA
Active
39
$250,000$103,543 equity gap
Rate
3.55%
7.32%today
Payment
$727/mo
$1,105today
  • 3beds
  • 2baths
  • 1,280sqft

5117 BROOKSIDE Lane, New Port Richey

7419 IVORY Terrace, New Port Richey, FL, 34655 — assumable FHA mortgage at 5.22%
FHA
Active
43
$287,500$20,653 equity gap
Rate
5.22%
7.32%today
Payment
$1,562/mo
$1,950today
  • 4beds
  • 2baths
  • 1,509sqft

7419 IVORY Terrace, New Port Richey

5145 MANOR Drive, New Port Richey, FL, 34652 — assumable FHA mortgage at 3.75%
FHA
Active
18
$220,000$116,434 equity gap
Rate
3.75%
7.32%today
Payment
$559/mo
$830today
  • 2beds
  • 1baths
  • 864sqft

5145 MANOR Drive, New Port Richey

7508 COMO Drive, New Port Richey, FL, 34655 — assumable FHA mortgage at 3.91%
FHA
Active
39
$309,900$234,624 equity gap
Rate
3.91%
7.32%today
Payment
$466/mo
$677today
  • 2beds
  • 2baths
  • 1,591sqft

7508 COMO Drive, New Port Richey

4304 STONES RIVER Court, New Port Richey, FL, 34653 — assumable FHA mortgage at 5.22%
FHA
Active
18
$360,000$44,232 equity gap
Rate
5.22%
7.32%today
Payment
$1,849/mo
$2,308today
  • 3beds
  • 2baths
  • 1,578sqft

4304 STONES RIVER Court, New Port Richey

6252 MASSACHUSETTS Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.94%
FHA
Active
31
$340,000$283,518 equity gap
Rate
3.94%
7.32%today
Payment
$347/mo
$503today
  • 4beds
  • 3baths
  • 1,845sqft

6252 MASSACHUSETTS Avenue, New Port Richey

3220 LENWOOD Drive, New Port Richey, FL, 34655 — assumable FHA mortgage at 4.07%
FHA
Active
39
$209,500$118,251 equity gap
Rate
4.07%
7.32%today
Payment
$512/mo
$730today
  • 2beds
  • 1baths
  • 806sqft

3220 LENWOOD Drive, New Port Richey

3503 WOODCOCK Drive, New Port Richey, FL, 34652 — assumable FHA mortgage at 6.27%
FHA
Active
24
$334,900$15,611 equity gap
Rate
6.27%
7.32%today
Payment
$2,054/mo
$2,287today
  • 3beds
  • 2baths
  • 1,285sqft

3503 WOODCOCK Drive, New Port Richey

6317 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 6.35%
FHA
Active
29
$375,000Potential short sale
Rate
6.35%
7.32%today
Payment
$2,398/mo
$2,647today
  • 4beds
  • 2baths
  • 1,935sqft

6317 SPIDER LILY Way, New Port Richey

4523 GLEN Hollow, New Port Richey, FL, 34653 — assumable FHA mortgage at 6.71%
FHA
Active
62
$189,000Potential short sale
Rate
6.71%
7.32%today
Payment
$1,331/mo
$1,415today
  • 2beds
  • 2baths
  • 964sqft

4523 GLEN Hollow, New Port Richey

4607 SAWGRASS Boulevard, New Port Richey, FL, 34653 — assumable VA mortgage at 6.74%
VA
Active
65
$434,900$12,085 equity gap
Rate
6.74%
7.32%today
Payment
$2,813/mo
$2,982today
  • 3beds
  • 2baths
  • 1,874sqft

4607 SAWGRASS Boulevard, New Port Richey

4331 SWALLOWTAIL Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 4.43%
FHA
Active
27
$299,900$225,263 equity gap
Rate
4.43%
7.32%today
Payment
$508/mo
$695today
  • 3beds
  • 2baths
  • 1,590sqft

4331 SWALLOWTAIL Drive, New Port Richey

7250 FULLERTON Court, New Port Richey, FL, 34655 — assumable FHA mortgage at 6.27%
FHA
Active
16
$219,900$18,168 equity gap
Rate
6.27%
7.32%today
Payment
$1,256/mo
$1,398today
  • 2beds
  • 2baths
  • 976sqft

7250 FULLERTON Court, New Port Richey

8241 CORNER PINE Way, New Port Richey, FL, 34655 — assumable FHA mortgage at 6.64%
FHA
Active
32
$399,900$13,383 equity gap
Rate
6.64%
7.32%today
Payment
$2,518/mo
$2,697today
  • 3beds
  • 3baths
  • 2,319sqft

8241 CORNER PINE Way, New Port Richey

6107 VERMONT Avenue, New Port Richey, FL, 34653 — assumable VA mortgage at 7.09%
VA
Active
15
$299,999$20,451 equity gap
Rate
7.09%
7.32%today
Payment
$1,920/mo
$1,965today
  • 3beds
  • 2baths
  • 1,440sqft

6107 VERMONT Avenue, New Port Richey

6703 RANCHWOOD Loop, New Port Richey, FL, 34653 — assumable FHA mortgage at 6.76%
FHA
Active
56
$279,000$46,812 equity gap
Rate
6.76%
7.32%today
Payment
$1,527/mo
$1,615today
  • 3beds
  • 2baths
  • 1,367sqft

6703 RANCHWOOD Loop, New Port Richey

4939 FLORAMAR Terrace #610, New Port Richey, FL, 34652 — assumable FHA mortgage at 6.84%
FHA
Active
46
$154,000$24,477 equity gap
Rate
6.84%
7.32%today
Payment
$859/mo
$902today
  • 1beds
  • 1baths
  • 806sqft

4939 FLORAMAR Terrace #610, New Port Richey

7703 RED MILL Circle, New Port Richey, FL, 34653 — assumable FHA mortgage at 5.06%
FHA
Active
30
$225,000$167,950 equity gap
Rate
5.06%
7.32%today
Payment
$479/mo
$608today
  • 2beds
  • 2baths
  • 1,154sqft

7703 RED MILL Circle, New Port Richey

5451 TROPIC Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 6.12%
FHA
Active
53
$590,000$167,171 equity gap
Rate
6.12%
7.32%today
Payment
$2,683/mo
$3,035today
  • 4beds
  • 5baths
  • 2,332sqft

5451 TROPIC Drive, New Port Richey

6012 12TH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 7.62%
FHA
Active
16
$300,000$78,121 equity gap
Rate
7.62%
7.32%today
Payment
$1,612/mo
$1,566today
  • 3beds
  • 2baths
  • 1,261sqft

6012 12TH Avenue, New Port Richey

8310 LIMAN Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 6.62%
FHA
Active
59
$440,000$139,591 equity gap
Rate
6.62%
7.32%today
Payment
$1,979/mo
$2,125today
  • 3beds
  • 2baths
  • 1,920sqft

8310 LIMAN Drive, New Port Richey

6121 LAFAYETTE Street, New Port Richey, FL, 34652 — assumable VA mortgage at 6.63%
VA
Active
58
$824,900$308,030 equity gap
Rate
6.63%
7.32%today
Payment
$3,405/mo
$3,651today
  • 3beds
  • 3baths
  • 1,811sqft

6121 LAFAYETTE Street, New Port Richey

6671 MINERAL SPRINGS Road, New Port Richey, FL, 34653 — assumable VA mortgage at 6.08%
VA
Active
41
$339,000Potential short sale
Rate
6.08%
7.32%today
Payment
$2,404/mo
$2,731today
  • 3beds
  • 2baths
  • 1,561sqft

6671 MINERAL SPRINGS Road, New Port Richey

Assuming a mortgage in New Port Richey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$347 /mo
Median cash to assume
$92,558
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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