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Assumable homes for sale in Monument, CO

61 homesVA & FHA loansrates from 2.39% vs 7.32% today

Monument assumption guide
1287 Walters Point, Monument, CO, 80132 — assumable FHA mortgage at 3.05%
FHA
Active
26
$325,000$46,167 equity gap
Rate
3.05%
7.32%today
Payment
$1,342/mo
$2,172today
  • 2beds
  • 3baths
  • 1,256sqft

1287 Walters Point, Monument

16315 Windy Creek Drive, Monument, CO, 80132 — assumable VA mortgage at 2.66%
VA
Active
28
$475,000$100,501 equity gap
Rate
2.66%
7.32%today
Payment
$1,735/mo
$2,954today
  • 4beds
  • 3baths
  • 1,784sqft

16315 Windy Creek Drive, Monument

16315 Windy Creek Drive, Monument, CO, 80132 — assumable VA mortgage at 2.70%
VA
Active
28
$475,000$100,188 equity gap
Rate
2.70%
7.32%today
Payment
$1,744/mo
$2,954today
  • 4beds
  • 3baths
  • 1,784sqft

16315 Windy Creek Drive, Monument

16353 Blue Yonder View, Monument, CO, 80132 — assumable VA mortgage at 2.88%
VA
Active
42
$375,000$87,543 equity gap
Rate
2.88%
7.32%today
Payment
$1,339/mo
$2,216today
  • 3beds
  • 3baths
  • 1,488sqft

16353 Blue Yonder View, Monument

589 Burke Hollow Drive, Monument, CO, 80132 — assumable VA mortgage at 4.00%
VA
Active
50
$869,000$33,329 equity gap
Rate
4.00%
7.32%today
Payment
$4,353/mo
$6,263today
  • 5beds
  • 4baths
  • 4,554sqft

589 Burke Hollow Drive, Monument

16376 Rustlers Range Point, Monument, CO, 80132 — assumable FHA mortgage at 3.55%
FHA
Active
27
$367,500$54,924 equity gap
Rate
3.55%
7.32%today
Payment
$1,551/mo
$2,358today
  • 2beds
  • 3baths
  • 1,363sqft

16376 Rustlers Range Point, Monument

2382 Pelican Bay Drive, Monument, CO, 80132 — assumable VA mortgage at 3.10%
VA
Active
49
$619,000$174,930 equity gap
Rate
3.10%
7.32%today
Payment
$2,110/mo
$3,395today
  • 5beds
  • 4baths
  • 2,918sqft

2382 Pelican Bay Drive, Monument

797 Century Lane, Monument, CO, 80132 — assumable VA mortgage at 2.96%
VA
Active
13
$419,000$141,846 equity gap
Rate
2.96%
7.32%today
Payment
$1,342/mo
$2,198today
  • —beds
  • —baths
  • 0sqft

797 Century Lane, Monument

16125 Gold Creek Drive, Monument, CO, 80132 — assumable VA mortgage at 2.39%
VA
Active
50
$799,900$495,772 equity gap
Rate
2.39%
7.32%today
Payment
$1,644/mo
$2,698today
  • 4beds
  • 3baths
  • 3,520sqft

16125 Gold Creek Drive, Monument

16297 Hobson Place, Monument, CO, 80132 — assumable VA mortgage at 2.52%
VA
Active
50
$675,000$445,156 equity gap
Rate
2.52%
7.32%today
Payment
$1,609/mo
$2,409today
  • 5beds
  • 4baths
  • 3,410sqft

16297 Hobson Place, Monument

15691 Lake Mist Drive, Monument, CO, 80132 — assumable VA mortgage at 2.67%
VA
Active
50
$819,900$382,472 equity gap
Rate
2.67%
7.32%today
Payment
$2,034/mo
$3,458today
  • 5beds
  • 5baths
  • 4,447sqft

15691 Lake Mist Drive, Monument

15595 Copperfield Drive, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.70%
VA
Active
50
$849,900$396,121 equity gap
Rate
2.70%
7.32%today
Payment
$2,117/mo
$3,585today
  • 6beds
  • 4baths
  • 5,334sqft

15595 Copperfield Drive, Colorado Springs

15595 Copperfield Drive, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.70%
VA
Active
50
$849,900$396,121 equity gap
Rate
2.70%
7.32%today
Payment
$2,117/mo
$3,585today
  • 6beds
  • 4baths
  • 5,334sqft

15595 Copperfield Drive, Colorado Springs

1420 Symphony Heights, Monument, CO, 80132 — assumable VA mortgage at 2.80%
VA
Active
50
$749,900$498,137 equity gap
Rate
2.80%
7.32%today
Payment
$1,165/mo
$1,948today
  • 3beds
  • 3baths
  • 3,538sqft

1420 Symphony Heights, Monument

17085 Foxcross Drive, Monument, CO, 80132 — assumable VA mortgage at 2.81%
VA
Active
35
$538,000$330,629 equity gap
Rate
2.81%
7.32%today
Payment
$981/mo
$1,638today
  • 4beds
  • 4baths
  • 2,656sqft

17085 Foxcross Drive, Monument

17085 Foxcross Drive, Monument, CO, 80132 — assumable VA mortgage at 2.83%
VA
Active
30
$538,000$330,541 equity gap
Rate
2.83%
7.32%today
Payment
$984/mo
$1,638today
  • 4beds
  • 4baths
  • 2,656sqft

17085 Foxcross Drive, Monument

16297 Hobson Place, Monument, CO, 80132 — assumable VA mortgage at 2.88%
VA
Active
50
$675,000$443,106 equity gap
Rate
2.88%
7.32%today
Payment
$1,663/mo
$2,409today
  • 5beds
  • 4baths
  • 3,410sqft

16297 Hobson Place, Monument

16125 Gold Creek Drive, Monument, CO, 80132 — assumable VA mortgage at 2.88%
VA
Active
50
$799,900$488,884 equity gap
Rate
2.88%
7.32%today
Payment
$1,691/mo
$2,662today
  • 4beds
  • 3baths
  • 3,520sqft

16125 Gold Creek Drive, Monument

17215 Fairplay Drive, Monument, CO, 80132 — assumable VA mortgage at 3.10%
VA
Active
50
$1,068,960$664,875 equity gap
Rate
3.10%
7.32%today
Payment
$1,996/mo
$3,210today
  • 4beds
  • 6baths
  • 5,498sqft

17215 Fairplay Drive, Monument

1420 Symphony Heights, Monument, CO, 80132 — assumable VA mortgage at 3.20%
VA
Active
50
$749,900$487,123 equity gap
Rate
3.20%
7.32%today
Payment
$1,318/mo
$2,093today
  • 3beds
  • 3baths
  • 3,538sqft

1420 Symphony Heights, Monument

168 Saber Creek Drive, Monument, CO, 80132 — assumable VA mortgage at 4.00%
VA
Active
50
$775,000$180,896 equity gap
Rate
4.00%
7.32%today
Payment
$3,089/mo
$4,444today
  • 5beds
  • 4baths
  • 4,172sqft

168 Saber Creek Drive, Monument

16274 Windy Creek Drive, Monument, CO, 80132 — assumable VA mortgage at 3.30%
VA
Active
37
$635,000$427,512 equity gap
Rate
3.30%
7.32%today
Payment
$1,054/mo
$1,653today
  • 5beds
  • 3baths
  • 3,289sqft

16274 Windy Creek Drive, Monument

917 Burning Bush Point, Monument, CO, 80132 — assumable VA mortgage at 3.40%
VA
Active
31
$354,900$240,363 equity gap
Rate
3.40%
7.32%today
Payment
$745/mo
$1,155today
  • 2beds
  • 3baths
  • 1,712sqft

917 Burning Bush Point, Monument

809 Tailings Drive, Monument, CO, 80132 — assumable VA mortgage at 3.45%
VA
Active
30
$579,000$363,693 equity gap
Rate
3.45%
7.32%today
Payment
$1,243/mo
$1,914today
  • 4beds
  • 3baths
  • 2,480sqft

809 Tailings Drive, Monument

917 Burning Bush Point, Monument, CO, 80132 — assumable VA mortgage at 3.45%
VA
Active
31
$354,900$240,085 equity gap
Rate
3.45%
7.32%today
Payment
$750/mo
$1,155today
  • 2beds
  • 3baths
  • 1,712sqft

917 Burning Bush Point, Monument

750 Century Place, Monument, CO, 80132 — assumable VA mortgage at 3.72%
VA
Active
41
$433,000$284,040 equity gap
Rate
3.72%
7.32%today
Payment
$896/mo
$1,334today
  • 3beds
  • 3baths
  • 1,288sqft

750 Century Place, Monument

750 Century Place, Monument, CO, 80132 — assumable VA mortgage at 3.72%
VA
Active
41
$433,000$284,040 equity gap
Rate
3.72%
7.32%today
Payment
$896/mo
$1,334today
  • 3beds
  • 3baths
  • 1,288sqft

750 Century Place, Monument

17067 Blue Mist Grove, Monument, CO, 80132 — assumable VA mortgage at 5.54%
VA
Active
32
$379,000$8,611 equity gap
Rate
5.54%
7.32%today
Payment
$2,246/mo
$2,706today
  • 3beds
  • 3baths
  • 1,486sqft

17067 Blue Mist Grove, Monument

773 Sally Hill Court, Monument, CO, 80132 — assumable VA mortgage at 3.80%
VA
Active
49
$669,900$311,803 equity gap
Rate
3.80%
7.32%today
Payment
$1,952/mo
$2,878today
  • 4beds
  • 3baths
  • 2,582sqft

773 Sally Hill Court, Monument

773 Sally Hill Court, Monument, CO, 80132 — assumable VA mortgage at 3.80%
VA
Active
50
$669,900$311,803 equity gap
Rate
3.80%
7.32%today
Payment
$1,952/mo
$2,878today
  • 4beds
  • 3baths
  • 2,582sqft

773 Sally Hill Court, Monument

861 Circle Road, Palmer Lake, CO, 80133 — assumable VA mortgage at 3.82%
VA
Active
46
$570,000$280,657 equity gap
Rate
3.82%
7.32%today
Payment
$1,577/mo
$2,319today
  • 4beds
  • 4baths
  • 2,675sqft

861 Circle Road, Palmer Lake

15621 Lake Mist Drive, Monument, CO, 80132 — assumable VA mortgage at 3.88%
VA
Active
29
$749,990$442,941 equity gap
Rate
3.88%
7.32%today
Payment
$1,788/mo
$2,610today
  • 5beds
  • 3baths
  • 3,748sqft

15621 Lake Mist Drive, Monument

17136 Silent Forest Point, Monument, CO, 80132 — assumable VA mortgage at 3.92%
VA
Active
30
$338,500Potential short sale
Rate
3.92%
7.32%today
Payment
$1,773/mo
$2,576today
  • 3beds
  • 3baths
  • 1,486sqft

17136 Silent Forest Point, Monument

16474 Alpine Sorrel Drive, Monument, CO, 80132 — assumable VA mortgage at 5.30%
VA
Active
49
$595,000$98,649 equity gap
Rate
5.30%
7.32%today
Payment
$2,904/mo
$3,593today
  • 5beds
  • 3baths
  • 2,652sqft

16474 Alpine Sorrel Drive, Monument

16474 Alpine Sorrel Drive, Monument, CO, 80132 — assumable VA mortgage at 5.30%
VA
Active
50
$595,000$98,649 equity gap
Rate
5.30%
7.32%today
Payment
$2,904/mo
$3,593today
  • 5beds
  • 3baths
  • 2,652sqft

16474 Alpine Sorrel Drive, Monument

17607 Lucky Penny Ln, Monument, CO, 80132 — assumable FHA mortgage at 5.90%
FHA
Active
50
$528,000$23,387 equity gap
Rate
5.90%
7.32%today
Payment
$3,048/mo
$3,530today
  • 3beds
  • 3baths
  • 1,685sqft

17607 Lucky Penny Ln, Monument

Assuming a mortgage in Monument

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.39%
Lowest existing payment
$745 /mo
Median cash to assume
$174,930
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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