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Assumable homes for sale in Montclair, CA

106 homesFHA & VA loansrates from 2.71% vs 7.32% today

Montclair assumption guide
912 Turner Avenue #58, Ontario, CA, 91764 — assumable VA mortgage at 2.98%
VA
Active
8
$539,000$89,475 equity gap
Rate
2.98%
7.32%today
Payment
$2,104/mo
$3,436today
  • 3beds
  • 3baths
  • 1,554sqft

912 Turner Avenue #58, Ontario

1028 Turner #147, Ontario, CA, 91764 — assumable FHA mortgage at 3.10%
FHA
Active
46
$524,888$114,284 equity gap
Rate
3.10%
7.32%today
Payment
$1,947/mo
$3,132today
  • 3beds
  • 3baths
  • 1,554sqft

1028 Turner #147, Ontario

1711 Lordsburg Court, La Verne, CA, 91750 — assumable FHA mortgage at 2.80%
FHA
Active
30
$919,000$301,251 equity gap
Rate
2.80%
7.32%today
Payment
$2,913/mo
$4,870today
  • 5beds
  • 3baths
  • 2,262sqft

1711 Lordsburg Court, La Verne

1074 Mountain, Ontario, CA, 91762 — assumable FHA mortgage at 2.81%
FHA
Active
30
$435,000$144,033 equity gap
Rate
2.81%
7.32%today
Payment
$1,374/mo
$2,293today
  • 2beds
  • 2baths
  • 1,240sqft

1074 Mountain, Ontario

4160 Bodega Way #1, Ontario, CA, 91761 — assumable FHA mortgage at 2.88%
FHA
Active
48
$488,000$184,859 equity gap
Rate
2.88%
7.32%today
Payment
$1,438/mo
$2,380today
  • 2beds
  • 2baths
  • 1,164sqft

4160 Bodega Way #1, Ontario

184 Ford Avenue, Pomona, CA, 91768 — assumable FHA mortgage at 2.98%
FHA
Active
41
$720,000$274,395 equity gap
Rate
2.98%
7.32%today
Payment
$2,168/mo
$3,541today
  • 4beds
  • 3baths
  • 1,606sqft

184 Ford Avenue, Pomona

1103 Francis Street #F, Ontario, CA, 91762 — assumable FHA mortgage at 2.99%
FHA
Active
41
$485,000$161,630 equity gap
Rate
2.99%
7.32%today
Payment
$1,571/mo
$2,563today
  • 3beds
  • 3baths
  • 1,280sqft

1103 Francis Street #F, Ontario

664 8th Avenue, Upland, CA, 91786 — assumable VA mortgage at 3.02%
VA
Active
50
$875,000$338,192 equity gap
Rate
3.02%
7.32%today
Payment
$2,551/mo
$4,146today
  • —beds
  • —baths
  • 1,614sqft

664 8th Avenue, Upland

664 8th Avenue, Upland, CA, 91786 — assumable VA mortgage at 3.02%
VA
Active
43
$875,000$338,192 equity gap
Rate
3.02%
7.32%today
Payment
$2,551/mo
$4,146today
  • —beds
  • —baths
  • 1,614sqft

664 8th Avenue, Upland

13596 Van Horn Circle, Chino, CA, 91710 — assumable VA mortgage at 2.71%
VA
Active
40
$675,000$473,437 equity gap
Rate
2.71%
7.32%today
Payment
$941/mo
$1,592today
  • 3beds
  • 2baths
  • 1,430sqft

13596 Van Horn Circle, Chino

435 9th #E1, Upland, CA, 91786 — assumable VA mortgage at 2.73%
VA
Active
20
$390,000$246,945 equity gap
Rate
2.73%
7.32%today
Payment
$668/mo
$1,127today
  • 2beds
  • 2baths
  • 951sqft

435 9th #E1, Upland

2490 Alder Street, Pomona, CA, 91767 — assumable VA mortgage at 2.73%
VA
Active
36
$730,000$508,671 equity gap
Rate
2.73%
7.32%today
Payment
$1,031/mo
$1,739today
  • 3beds
  • 1baths
  • 1,028sqft

2490 Alder Street, Pomona

270 San Rafael Street, Pomona, CA, 91767 — assumable VA mortgage at 2.87%
VA
Active
30
$749,990$367,535 equity gap
Rate
2.87%
7.32%today
Payment
$1,788/mo
$2,962today
  • 3beds
  • 2baths
  • 1,256sqft

270 San Rafael Street, Pomona

2466 Sultana Avenue, Ontario, CA, 91761 — assumable VA mortgage at 2.87%
VA
Active
16
$734,990$354,675 equity gap
Rate
2.87%
7.32%today
Payment
$1,816/mo
$3,008today
  • 3beds
  • 2baths
  • 1,448sqft

2466 Sultana Avenue, Ontario

909 I Street, Ontario, CA, 91764 — assumable VA mortgage at 2.93%
VA
Active
33
$599,000$315,436 equity gap
Rate
2.93%
7.32%today
Payment
$1,366/mo
$2,245today
  • 2beds
  • 1baths
  • 924sqft

909 I Street, Ontario

1682 Clemson, Claremont, CA, 91711 — assumable VA mortgage at 2.98%
VA
Active
2
$1,298,888$719,698 equity gap
Rate
2.98%
7.32%today
Payment
$2,741/mo
$4,477today
  • 4beds
  • 4baths
  • 2,541sqft

1682 Clemson, Claremont

902 Calle Carrillo, San Dimas, CA, 91773 — assumable VA mortgage at 2.99%
VA
Active
43
$1,248,888$597,349 equity gap
Rate
2.99%
7.32%today
Payment
$3,158/mo
$5,152today
  • 5beds
  • 3baths
  • 2,662sqft

902 Calle Carrillo, San Dimas

22801 Hilton Head Drive #17, Diamond Bar, CA, 91765 — assumable FHA mortgage at 3.00%
FHA
Active
17
$399,000$243,135 equity gap
Rate
3.00%
7.32%today
Payment
$773/mo
$1,259today
  • 2beds
  • 1baths
  • 850sqft

22801 Hilton Head Drive #17, Diamond Bar

8545 Baldy Vista, Rancho Cucamonga, CA, 91730 — assumable FHA mortgage at 3.33%
FHA
Active
43
$499,800$177,145 equity gap
Rate
3.33%
7.32%today
Payment
$1,636/mo
$2,556today
  • 3beds
  • 3baths
  • 1,231sqft

8545 Baldy Vista, Rancho Cucamonga

878 Buffington Street, Upland, CA, 91784 — assumable VA mortgage at 3.09%
VA
Active
40
$1,099,000$527,324 equity gap
Rate
3.09%
7.32%today
Payment
$2,714/mo
$4,371today
  • 4beds
  • 3baths
  • 2,871sqft

878 Buffington Street, Upland

12931 Roswell Avenue, Chino, CA, 91710 — assumable FHA mortgage at 3.09%
FHA
Active
25
$1,025,000$607,294 equity gap
Rate
3.09%
7.32%today
Payment
$1,992/mo
$3,208today
  • —beds
  • —baths
  • 2,248sqft

12931 Roswell Avenue, Chino

1521 Densmore Street, Pomona, CA, 91767 — assumable FHA mortgage at 3.33%
FHA
Active
18
$690,000$292,595 equity gap
Rate
3.33%
7.32%today
Payment
$2,020/mo
$3,156today
  • 3beds
  • 2baths
  • 1,255sqft

1521 Densmore Street, Pomona

13127 Bay Meadow Avenue, Chino, CA, 91710 — assumable VA mortgage at 3.34%
VA
Active
38
$899,000$358,919 equity gap
Rate
3.34%
7.32%today
Payment
$2,729/mo
$4,259today
  • 5beds
  • 3baths
  • 2,632sqft

13127 Bay Meadow Avenue, Chino

141 Magnolia, Pomona, CA, 91767 — assumable FHA mortgage at 3.35%
FHA
Active
13
$579,000$488,557 equity gap
Rate
3.35%
7.32%today
Payment
$589/mo
$917today
  • 3beds
  • 1baths
  • 971sqft

141 Magnolia, Pomona

677 Highland Court, Upland, CA, 91786 — assumable FHA mortgage at 3.40%
FHA
Active
39
$739,900$534,785 equity gap
Rate
3.40%
7.32%today
Payment
$1,350/mo
$2,091today
  • 3beds
  • 2baths
  • 1,442sqft

677 Highland Court, Upland

2539 Garfield, Ontario, CA, 91761 — assumable VA mortgage at 3.41%
VA
Active
39
$705,000$427,245 equity gap
Rate
3.41%
7.32%today
Payment
$1,593/mo
$2,465today
  • 3beds
  • 3baths
  • 1,803sqft

2539 Garfield, Ontario

122 De Anza Circle, Ontario, CA, 91761 — assumable FHA mortgage at 3.42%
FHA
Active
7
$589,900$360,507 equity gap
Rate
3.42%
7.32%today
Payment
$1,310/mo
$2,023today
  • 3beds
  • 1baths
  • 990sqft

122 De Anza Circle, Ontario

1844 Fleming Street, Pomona, CA, 91766 — assumable FHA mortgage at 3.45%
FHA
Active
43
$760,000$358,450 equity gap
Rate
3.45%
7.32%today
Payment
$2,075/mo
$3,195today
  • 3beds
  • 2baths
  • 1,326sqft

1844 Fleming Street, Pomona

1026 Turner #224, Ontario, CA, 91764 — assumable FHA mortgage at 3.62%
FHA
Active
9
$530,000$336,292 equity gap
Rate
3.62%
7.32%today
Payment
$1,149/mo
$1,731today
  • 3beds
  • 3baths
  • 1,681sqft

1026 Turner #224, Ontario

2443 Haven Ridge, Pomona, CA, 91767 — assumable FHA mortgage at 3.66%
FHA
Active
47
$669,000$374,644 equity gap
Rate
3.66%
7.32%today
Payment
$1,731/mo
$2,597today
  • 3beds
  • 3baths
  • 1,300sqft

2443 Haven Ridge, Pomona

1769 Eastview, Upland, CA, 91784 — assumable FHA mortgage at 3.66%
FHA
Active
38
$769,990$500,102 equity gap
Rate
3.66%
7.32%today
Payment
$1,654/mo
$2,481today
  • 4beds
  • 2baths
  • 1,595sqft

1769 Eastview, Upland

1012 Rosewood Court, Ontario, CA, 91764 — assumable FHA mortgage at 3.73%
FHA
Active
$619,999$367,166 equity gap
Rate
3.73%
7.32%today
Payment
$1,505/mo
$2,238today
  • 3beds
  • 2baths
  • 1,056sqft

1012 Rosewood Court, Ontario

8056 Cresta Bella Road, Rancho Cucamonga, CA, 91730 — assumable FHA mortgage at 3.75%
FHA
Active
43
$599,000$331,235 equity gap
Rate
3.75%
7.32%today
Payment
$1,664/mo
$2,468today
  • 2beds
  • 3baths
  • 1,838sqft

8056 Cresta Bella Road, Rancho Cucamonga

2947 Cherry Way, Ontario, CA, 91761 — assumable FHA mortgage at 3.75%
FHA
Active
31
$594,999$251,678 equity gap
Rate
3.75%
7.32%today
Payment
$1,842/mo
$2,732today
  • 3beds
  • 3baths
  • 1,458sqft

2947 Cherry Way, Ontario

12439 Catalpa Avenue, Chino, CA, 91710 — assumable VA mortgage at 3.75%
VA
Active
33
$780,000$376,997 equity gap
Rate
3.75%
7.32%today
Payment
$2,181/mo
$3,236today
  • 4beds
  • 2baths
  • 1,696sqft

12439 Catalpa Avenue, Chino

804 Myrtle Avenue, Glendora, CA, 91741 — assumable FHA mortgage at 3.75%
FHA
Active
46
$998,000$650,575 equity gap
Rate
3.75%
7.32%today
Payment
$1,885/mo
$2,796today
  • 4beds
  • 3baths
  • 1,794sqft

804 Myrtle Avenue, Glendora

Assuming a mortgage in Montclair

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$449 /mo
Median cash to assume
$250,650
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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