Assumable homes for sale in Modesto, CA

2 homesVA & FHA loansrates from 3.26% vs 7.40% today

Modesto assumption guide
1417 Cherrywood Drive, Modesto, CA, 95350 — assumable VA mortgage at 3.26%
VA
Active
48
$429,900$158,710 equity gap
Rate
3.26%
7.40%today
Payment
$1,365/mo
$2,169today
  • 3beds
  • 2baths
  • 1,371sqft

1417 Cherrywood Drive, Modesto

107 I Street, Modesto, CA, 95351 — assumable FHA mortgage at 5.67%
FHA
Active
12
$550,000$527,122 equity gap
Rate
5.67%
7.40%today
Payment
$327/mo
$392today
  • —beds
  • —baths
  • 1,028sqft

107 I Street, Modesto

Assuming a mortgage in Modesto

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.26%
Lowest existing payment
$327 /mo
Median cash to assume
$342,916
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.