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Assumable homes for sale in Mission Viejo, CA

11 homesFHA & VA loansrates from 2.79% vs 7.32% today

Mission Viejo assumption guide
27322 Via Rioja, Mission Viejo, CA, 92691 — assumable VA mortgage at 3.11%
VA
Active
37
$1,699,000$598,091 equity gap
Rate
3.11%
7.32%today
Payment
$5,215/mo
$8,379today
  • 4beds
  • 3baths
  • 2,230sqft

27322 Via Rioja, Mission Viejo

27711 Golondrina, Mission Viejo, CA, 92692 — assumable FHA mortgage at 2.79%
FHA
Active
47
$1,249,995$693,626 equity gap
Rate
2.79%
7.32%today
Payment
$2,572/mo
$4,306today
  • 3beds
  • 2baths
  • 1,470sqft

27711 Golondrina, Mission Viejo

48 Calle Del Norte, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 2.83%
FHA
Active
54
$1,149,999$515,388 equity gap
Rate
2.83%
7.32%today
Payment
$3,009/mo
$5,011today
  • 3beds
  • 3baths
  • 2,195sqft

48 Calle Del Norte, Rancho Santa Margarita

28149 Manchuca, Mission Viejo, CA, 92692 — assumable VA mortgage at 2.98%
VA
Active
75
$979,999$519,495 equity gap
Rate
2.98%
7.32%today
Payment
$2,179/mo
$3,559today
  • 2beds
  • 2baths
  • 1,527sqft

28149 Manchuca, Mission Viejo

26392 Cortina Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 2.99%
VA
Active
55
$1,298,000$634,554 equity gap
Rate
2.99%
7.32%today
Payment
$3,223/mo
$5,259today
  • 4beds
  • 2baths
  • 1,924sqft

26392 Cortina Drive, Mission Viejo

87 Fuente, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 3.00%
FHA
Active
36
$999,900$999,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,687sqft

87 Fuente, Rancho Santa Margarita

25933 Via Pera #A3, Mission Viejo, CA, 92691 — assumable FHA mortgage at 3.15%
FHA
Active
27
$599,999$255,769 equity gap
Rate
3.15%
7.32%today
Payment
$1,709/mo
$2,732today
  • 2beds
  • 2baths
  • 1,024sqft

25933 Via Pera #A3, Mission Viejo

12 Willowbrook Ln, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 3.64%
FHA
Active
15
$1,040,000$468,375 equity gap
Rate
3.64%
7.32%today
Payment
$3,033/mo
$4,560today
  • 3beds
  • 3baths
  • 1,470sqft

12 Willowbrook Ln, Rancho Santa Margarita

27081 Sombras, Mission Viejo, CA, 92692 — assumable FHA mortgage at 4.41%
FHA
Active
26
$1,299,999$717,359 equity gap
Rate
4.41%
7.32%today
Payment
$3,392/mo
$4,647today
  • 4beds
  • 2baths
  • 1,472sqft

27081 Sombras, Mission Viejo

26821 Estanciero Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 5.30%
VA
Active
26
$1,400,000$322,939 equity gap
Rate
5.30%
7.32%today
Payment
$6,386/mo
$7,900today
  • 4beds
  • 3baths
  • 1,875sqft

26821 Estanciero Drive, Mission Viejo

24271 La Pala Lane, Mission Viejo, CA, 92691 — assumable FHA mortgage at 6.93%
FHA
Active
38
$1,649,000$1,600,795 equity gap
Rate
6.93%
7.32%today
Payment
$331/mo
$343today
  • 4beds
  • 2baths
  • 1,939sqft

24271 La Pala Lane, Mission Viejo

Assuming a mortgage in Mission Viejo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.79%
Lowest existing payment
$331 /mo
Median cash to assume
$598,091
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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