Assumable homes for sale in Minnetonka, MN

6 homesFHA & VA loansrates from 2.98% vs 7.40% today

Minnetonka assumption guide
17925 Covington Road, Minnetonka, MN, 55345 — assumable VA mortgage at 2.98%
VA
Active
25
$525,000$206,563 equity gap
Rate
2.98%
7.40%today
Payment
$1,503/mo
$2,475today
  • 3beds
  • 2baths
  • 1,801sqft

17925 Covington Road, Minnetonka

17762 Shore Lane, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.23%
FHA
Active
10
$440,000$138,439 equity gap
Rate
3.23%
7.40%today
Payment
$1,513/mo
$2,413today
  • 4beds
  • 2baths
  • 2,212sqft

17762 Shore Lane, Eden Prairie

6342 Whispering Oaks Drive, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.90%
FHA
Active
46
$399,900$223,737 equity gap
Rate
3.90%
7.40%today
Payment
$1,020/mo
$1,497today
  • 4beds
  • 2baths
  • 1,853sqft

6342 Whispering Oaks Drive, Eden Prairie

6512 Gray Fox Curve, Chanhassen, MN, 55317 — assumable FHA mortgage at 4.51%
FHA
Active
36
$460,067$273,478 equity gap
Rate
4.51%
7.40%today
Payment
$1,320/mo
$1,802today
  • 3beds
  • 2baths
  • 1,719sqft

6512 Gray Fox Curve, Chanhassen

6159 Creek Line Drive, Minnetonka, MN, 55345 — assumable FHA mortgage at 6.81%
FHA
Active
46
$375,000$42,983 equity gap
Rate
6.81%
7.40%today
Payment
$2,243/mo
$2,379today
  • 3beds
  • 2baths
  • 2,240sqft

6159 Creek Line Drive, Minnetonka

4929 West Lane, Minnetonka, MN, 55345 — assumable FHA mortgage at 5.25%
FHA
Active
72
$600,000$392,982 equity gap
Rate
5.25%
7.40%today
Payment
$1,834/mo
$2,299today
  • 4beds
  • 4baths
  • 2,625sqft

4929 West Lane, Minnetonka

Assuming a mortgage in Minnetonka

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$1,020 /mo
Median cash to assume
$215,150
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.