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Assumable homes for sale in Minneapolis, MN

26 homesFHA & VA loansrates from 2.76% vs 7.40% today

Minneapolis assumption guide
2532 1st Avenue #S301, Minneapolis, MN, 55404 — assumable FHA mortgage at 3.45%
FHATop pick
Active
29
$119,900$3,839 equity gap
Rate
3.45%
7.40%today
Payment
$600/mo
$931today
  • 1beds
  • 1baths
  • 550sqft

2532 1st Avenue #S301, Minneapolis

3327 Oakland Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.06%
FHA
Active
25
$339,000$64,944 equity gap
Rate
3.06%
7.40%today
Payment
$1,314/mo
$2,141today
  • 4beds
  • 2baths
  • 1,920sqft

3327 Oakland Avenue, Minneapolis

3116 17th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.25%
FHA
Active
44
$435,000$79,388 equity gap
Rate
3.25%
7.40%today
Payment
$1,752/mo
$2,787today
  • 5beds
  • 2baths
  • 2,638sqft

3116 17th Avenue, Minneapolis

3041 30th Avenue, Minneapolis, MN, 55406 — assumable VA mortgage at 2.86%
VA
Active
38
$401,000$108,551 equity gap
Rate
2.86%
7.40%today
Payment
$1,398/mo
$2,337today
  • 3beds
  • 3baths
  • 1,895sqft

3041 30th Avenue, Minneapolis

4151 2nd Avenue, Minneapolis, MN, 55409 — assumable FHA mortgage at 2.91%
FHA
Active
29
$289,000$79,514 equity gap
Rate
2.91%
7.40%today
Payment
$1,007/mo
$1,673today
  • 4beds
  • 2baths
  • 1,205sqft

4151 2nd Avenue, Minneapolis

3129 Clinton Avenue, Minneapolis, MN, 55408 — assumable FHA mortgage at 3.47%
FHA
Active
30
$375,000$95,118 equity gap
Rate
3.47%
7.40%today
Payment
$1,450/mo
$2,243today
  • 4beds
  • 2baths
  • 3,058sqft

3129 Clinton Avenue, Minneapolis

4424 16th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 2.78%
FHA
Active
33
$390,000$152,149 equity gap
Rate
2.78%
7.40%today
Payment
$1,101/mo
$1,860today
  • 3beds
  • 2baths
  • 1,625sqft

4424 16th Avenue, Minneapolis

2939 30th Avenue, Minneapolis, MN, 55406 — assumable FHA mortgage at 3.73%
FHA
Active
36
$400,000$117,644 equity gap
Rate
3.73%
7.40%today
Payment
$1,508/mo
$2,260today
  • 4beds
  • 2baths
  • 2,007sqft

2939 30th Avenue, Minneapolis

606 20th Avenue, Minneapolis, MN, 55454 — assumable FHA mortgage at 2.76%
FHA
Active
13
$368,000$348,722 equity gap
Rate
2.76%
7.40%today
Payment
$987/mo
$1,340today
  • 5beds
  • 2baths
  • 2,052sqft

606 20th Avenue, Minneapolis

3707 21st Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 2.88%
FHA
Active
25
$277,000$243,932 equity gap
Rate
2.88%
7.40%today
Payment
$205/mo
$308today
  • 3beds
  • 2baths
  • 1,406sqft

3707 21st Avenue, Minneapolis

2812 Stevens Avenue, Minneapolis, MN, 55408 — assumable FHA mortgage at 3.22%
FHA
Active
31
$550,000$341,931 equity gap
Rate
3.22%
7.40%today
Payment
$996/mo
$1,590today
  • 6beds
  • 4baths
  • 3,340sqft

2812 Stevens Avenue, Minneapolis

2605 17th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.38%
FHA
Active
33
$399,900$161,481 equity gap
Rate
3.38%
7.40%today
Payment
$1,168/mo
$1,829today
  • 4beds
  • 4baths
  • 2,248sqft

2605 17th Avenue, Minneapolis

3831 Grand Avenue, Minneapolis, MN, 55409 — assumable FHA mortgage at 3.40%
FHA
Active
37
$625,000$557,269 equity gap
Rate
3.40%
7.40%today
Payment
$937/mo
$1,303today
  • 7beds
  • 4baths
  • 3,444sqft

3831 Grand Avenue, Minneapolis

3432 Chicago Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.42%
FHA
Active
26
$319,900$197,665 equity gap
Rate
3.42%
7.40%today
Payment
$698/mo
$1,087today
  • 4beds
  • 2baths
  • 1,667sqft

3432 Chicago Avenue, Minneapolis

3740 22nd Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.43%
FHA
Active
35
$138,900$60,396 equity gap
Rate
3.43%
7.40%today
Payment
$451/mo
$702today
  • 2beds
  • 1baths
  • 526sqft

3740 22nd Avenue, Minneapolis

3024 Pleasant Avenue, Minneapolis, MN, 55408 — assumable FHA mortgage at 4.67%
FHA
Active
19
$689,900$182,960 equity gap
Rate
4.67%
7.40%today
Payment
$2,823/mo
$3,782today
  • 8beds
  • 4baths
  • 3,600sqft

3024 Pleasant Avenue, Minneapolis

4648 1st Avenue, Minneapolis, MN, 55419 — assumable FHA mortgage at 4.60%
FHA
Active
23
$375,000$119,805 equity gap
Rate
4.60%
7.40%today
Payment
$1,535/mo
$2,074today
  • 3beds
  • 1baths
  • 1,903sqft

4648 1st Avenue, Minneapolis

3905 Elliot Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 6.26%
FHA
Active
20
$375,000$41,070 equity gap
Rate
6.26%
7.40%today
Payment
$2,148/mo
$2,413today
  • 4beds
  • 2baths
  • 2,086sqft

3905 Elliot Avenue, Minneapolis

3310 Chicago Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 7.18%
FHA
Active
36
$369,700$45,783 equity gap
Rate
7.18%
7.40%today
Payment
$2,262/mo
$2,311today
  • 7beds
  • 3baths
  • 3,175sqft

3310 Chicago Avenue, Minneapolis

4219 5th Avenue, Minneapolis, MN, 55409 — assumable FHA mortgage at 5.00%
FHA
Active
39
$340,000$266,111 equity gap
Rate
5.00%
7.40%today
Payment
$628/mo
$810today
  • 3beds
  • 1baths
  • 1,665sqft

4219 5th Avenue, Minneapolis

3620 3rd Avenue, Minneapolis, MN, 55409 — assumable FHA mortgage at 6.60%
FHA
Active
33
$499,000$101,907 equity gap
Rate
6.60%
7.40%today
Payment
$2,611/mo
$2,831today
  • 9beds
  • 5baths
  • 4,863sqft

3620 3rd Avenue, Minneapolis

2745 29th Avenue, Minneapolis, MN, 55406 — assumable FHA mortgage at 6.99%
FHA
Active
22
$384,900$96,825 equity gap
Rate
6.99%
7.40%today
Payment
$1,958/mo
$2,040today
  • 4beds
  • 2baths
  • 2,070sqft

2745 29th Avenue, Minneapolis

1004 22nd Street, Minneapolis, MN, 55404 — assumable FHA mortgage at 5.55%
FHA
Active
5
$247,000$54,782 equity gap
Rate
5.55%
7.40%today
Payment
$1,162/mo
$1,409today
  • 3beds
  • 2baths
  • 2,160sqft

1004 22nd Street, Minneapolis

2900 11th Avenue #208, Minneapolis, MN, 55407 — assumable FHA mortgage at 6.12%
FHA
Active
28
$215,000$74,120 equity gap
Rate
6.12%
7.40%today
Payment
$874/mo
$997today
  • 3beds
  • 2baths
  • 1,164sqft

2900 11th Avenue #208, Minneapolis

1518 Park Avenue, Minneapolis, MN, 55404 — assumable FHA mortgage at 6.54%
FHA
Active
26
$389,900Potential short sale
Rate
6.54%
7.40%today
Payment
$2,884/mo
$3,146today
  • 6beds
  • 2baths
  • 2,849sqft

1518 Park Avenue, Minneapolis

3146 30th Avenue, Minneapolis, MN, 55406 — assumable VA mortgage at 6.90%
VA
Active
11
$319,900Potential short sale
Rate
6.90%
7.40%today
Payment
$2,414/mo
$2,537today
  • 3beds
  • 2baths
  • 1,951sqft

3146 30th Avenue, Minneapolis

Assuming a mortgage in Minneapolis

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.76%
Lowest existing payment
$451 /mo
Median cash to assume
$105,229
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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