UMe
Get pre-qualified

Assumable homes for sale in Meridian, ID

17 homesVA & FHA loansrates from 2.73% vs 7.32% today

Meridian assumption guide
4263 Da Vinci Way, Meridian, ID, 83642 — assumable VA mortgage at 3.22%
VATop pick
Active
16
$740,000Potential short sale
Rate
3.22%
7.32%today
Payment
$3,685/mo
$5,838today
  • 5beds
  • 4baths
  • 3,287sqft

4263 Da Vinci Way, Meridian

1997 Gull Cove Pl, Meridian, ID, 83642 — assumable FHA mortgage at 2.87%
FHA
Active
45
$424,900$80,121 equity gap
Rate
2.87%
7.32%today
Payment
$1,608/mo
$2,664today
  • 3beds
  • 2baths
  • 1,421sqft

1997 Gull Cove Pl, Meridian

855 Blue Downs, Meridian, ID, 83642 — assumable VA mortgage at 4.17%
VA
Active
48
$599,900$52,209 equity gap
Rate
4.17%
7.32%today
Payment
$2,899/mo
$4,087today
  • 5beds
  • 4baths
  • 2,362sqft

855 Blue Downs, Meridian

519 Trunnel Ave, Meridian, ID, 83642 — assumable VA mortgage at 2.73%
VA
Active
46
$799,900$394,233 equity gap
Rate
2.73%
7.32%today
Payment
$1,889/mo
$3,187today
  • 4beds
  • 4baths
  • 2,830sqft

519 Trunnel Ave, Meridian

1052 Sicily, Meridian, ID, 83642 — assumable FHA mortgage at 2.96%
FHA
Active
37
$539,900$286,134 equity gap
Rate
2.96%
7.32%today
Payment
$1,204/mo
$1,971today
  • 4beds
  • 3baths
  • 2,600sqft

1052 Sicily, Meridian

645 Ionia Dr, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
48
$525,000$224,298 equity gap
Rate
3.08%
7.32%today
Payment
$1,448/mo
$2,336today
  • 3beds
  • 2baths
  • 1,620sqft

645 Ionia Dr, Meridian

6053 Hope, Meridian, ID, 83642 — assumable FHA mortgage at 5.40%
FHA
Active
19
$599,990$49,572 equity gap
Rate
5.40%
7.32%today
Payment
$3,119/mo
$3,816today
  • 4beds
  • 3baths
  • 2,302sqft

6053 Hope, Meridian

1344 W Pack River Dr, Meridian, ID, 83642 — assumable FHA mortgage at 6.50%
FHA
Active
40
$511,000$49,379 equity gap
Rate
6.50%
7.32%today
Payment
$2,948/mo
$3,204today
  • 4beds
  • 2baths
  • 2,026sqft

1344 W Pack River Dr, Meridian

717 Lyra St, Meridian, ID, 83642 — assumable FHA mortgage at 6.74%
FHA
Active
50
$544,900$47,634 equity gap
Rate
6.74%
7.32%today
Payment
$3,308/mo
$3,507today
  • 4beds
  • 3baths
  • 2,673sqft

717 Lyra St, Meridian

3889 Lamone Way, Meridian, ID, 83642 — assumable VA mortgage at 4.53%
VA
Active
44
$699,900$440,554 equity gap
Rate
4.53%
7.32%today
Payment
$1,780/mo
$2,404today
  • 4beds
  • 3baths
  • 2,831sqft

3889 Lamone Way, Meridian

648 Torino Ave, Meridian, ID, 83642 — assumable FHA mortgage at 6.78%
FHA
Active
50
$499,900$60,817 equity gap
Rate
6.78%
7.32%today
Payment
$2,933/mo
$3,096today
  • 3beds
  • 3baths
  • 1,751sqft

648 Torino Ave, Meridian

2477 Galleon, Meridian, ID, 83642 — assumable VA mortgage at 6.86%
VA
Active
26
$539,900$85,954 equity gap
Rate
6.86%
7.32%today
Payment
$3,014/mo
$3,157today
  • 3beds
  • 2baths
  • 1,684sqft

2477 Galleon, Meridian

177 E Liberator Ct, Meridian, ID, 83642 — assumable VA mortgage at 6.79%
VA
Active
26
$470,000$106,673 equity gap
Rate
6.79%
7.32%today
Payment
$2,410/mo
$2,542today
  • 4beds
  • 2baths
  • 1,667sqft

177 E Liberator Ct, Meridian

1692 Goldsmith Ave, Meridian, ID, 83642 — assumable VA mortgage at 6.36%
VA
Active
49
$579,000$247,463 equity gap
Rate
6.36%
7.32%today
Payment
$2,162/mo
$2,384today
  • 4beds
  • 2baths
  • 1,862sqft

1692 Goldsmith Ave, Meridian

6243 Bosch Way, Meridian, ID, 83642 — assumable VA mortgage at 6.63%
VA
Active
50
$1,349,900$624,819 equity gap
Rate
6.63%
7.32%today
Payment
$4,714/mo
$5,055today
  • 5beds
  • 4baths
  • 3,755sqft

6243 Bosch Way, Meridian

2964 Parulo Dr, Meridian, ID, 83642 — assumable VA mortgage at 6.72%
VA
Active
44
$1,149,000$756,697 equity gap
Rate
6.72%
7.32%today
Payment
$2,586/mo
$2,748today
  • 4beds
  • 3baths
  • 3,741sqft

2964 Parulo Dr, Meridian

138 Rockford St., Meridian, ID, 83642 — assumable VA mortgage at 8.25%
VA
Active
24
$395,000$368,550 equity gap
Rate
8.25%
7.32%today
Payment
$727/mo
$665today
  • 3beds
  • 2baths
  • 1,165sqft

138 Rockford St., Meridian

Assuming a mortgage in Meridian

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$727 /mo
Median cash to assume
$165,485
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe