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Assumable homes for sale in Meridian, ID

15 homesVA & FHA loansrates from 2.72% vs 7.32% today

Meridian assumption guide
188 Halpin St, Meridian, ID, 83646 — assumable VA mortgage at 2.98%
VA
Active
43
$434,990$149,242 equity gap
Rate
2.98%
7.32%today
Payment
$1,355/mo
$2,214today
  • 3beds
  • 3baths
  • 1,730sqft

188 Halpin St, Meridian

1518 W Bear Track, Meridian, ID, 83642 — assumable VA mortgage at 2.72%
VA
Active
50
$735,000$328,009 equity gap
Rate
2.72%
7.32%today
Payment
$1,907/mo
$3,222today
  • 4beds
  • 3baths
  • 2,414sqft

1518 W Bear Track, Meridian

2150 N Eureka Ave, Meridian, ID, 83646 — assumable VA mortgage at 2.87%
VA
Active
31
$459,900$189,041 equity gap
Rate
2.87%
7.32%today
Payment
$1,263/mo
$2,093today
  • 3beds
  • 2baths
  • 1,616sqft

2150 N Eureka Ave, Meridian

3451 Anfield Ave, Meridian, ID, 83646 — assumable VA mortgage at 2.95%
VA
Active
45
$569,900$269,698 equity gap
Rate
2.95%
7.32%today
Payment
$1,419/mo
$2,327today
  • 5beds
  • 3baths
  • 2,710sqft

3451 Anfield Ave, Meridian

2179 Fieldstream Dr, Meridian, ID, 83646 — assumable VA mortgage at 3.21%
VA
Active
37
$425,000$170,992 equity gap
Rate
3.21%
7.32%today
Payment
$1,025/mo
$1,785today
  • 3beds
  • 2baths
  • 1,408sqft

2179 Fieldstream Dr, Meridian

6164 Winward Ln, Meridian, ID, 83646 — assumable VA mortgage at 5.09%
VA
Active
28
$429,900Potential short sale
Rate
5.09%
7.32%today
Payment
$2,528/mo
$3,202today
  • 1beds
  • 2baths
  • 1,120sqft

6164 Winward Ln, Meridian

4054 Beaham Pl, Meridian, ID, 83646 — assumable VA mortgage at 3.60%
VA
Active
50
$685,000$515,993 equity gap
Rate
3.60%
7.32%today
Payment
$1,155/mo
$1,745today
  • 4beds
  • 3baths
  • 3,005sqft

4054 Beaham Pl, Meridian

400 Carlton, Meridian, ID, 83642 — assumable VA mortgage at 5.10%
VA
Active
38
$408,900$60,079 equity gap
Rate
5.10%
7.32%today
Payment
$2,027/mo
$2,564today
  • 3beds
  • 2baths
  • 1,404sqft

400 Carlton, Meridian

546 Cagney St, Meridian, ID, 83646 — assumable FHA mortgage at 3.97%
FHA
Active
37
$519,900$300,955 equity gap
Rate
3.97%
7.32%today
Payment
$1,282/mo
$1,851today
  • 3beds
  • 2baths
  • 1,610sqft

546 Cagney St, Meridian

898 Yosemite Drive, Meridian, ID, 83646 — assumable FHA mortgage at 4.07%
FHA
Active
30
$699,000$545,036 equity gap
Rate
4.07%
7.32%today
Payment
$1,126/mo
$1,607today
  • 4beds
  • 3baths
  • 2,875sqft

898 Yosemite Drive, Meridian

3485 Pescado Way, Meridian, ID, 83646 — assumable VA mortgage at 6.50%
VA
Active
29
$560,000Potential short sale
Rate
6.50%
7.32%today
Payment
$3,789/mo
$4,118today
  • 4beds
  • 3baths
  • 3,063sqft

3485 Pescado Way, Meridian

194 Cornell Drive, Meridian, ID, 83646 — assumable VA mortgage at 6.12%
VA
Active
47
$535,000$86,996 equity gap
Rate
6.12%
7.32%today
Payment
$2,784/mo
$3,149today
  • 4beds
  • 2baths
  • 2,056sqft

194 Cornell Drive, Meridian

5170 Milano, Meridian, ID, 83646 — assumable FHA mortgage at 7.62%
FHA
Active
25
$427,000$46,577 equity gap
Rate
7.62%
7.32%today
Payment
$2,765/mo
$2,684today
  • 3beds
  • 3baths
  • 1,696sqft

5170 Milano, Meridian

2240 15th St, Meridian, ID, 83646 — assumable FHA mortgage at 5.07%
FHA
Active
43
$429,900$348,497 equity gap
Rate
5.07%
7.32%today
Payment
$727/mo
$923today
  • 3beds
  • 3baths
  • 1,725sqft

2240 15th St, Meridian

2668 N Morello Ave, Meridian, ID, 83646 — assumable VA mortgage at 6.58%
VA
Active
49
$499,900$284,510 equity gap
Rate
6.58%
7.32%today
Payment
$1,388/mo
$1,496today
  • 3beds
  • 2baths
  • 1,818sqft

2668 N Morello Ave, Meridian

Assuming a mortgage in Meridian

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$727 /mo
Median cash to assume
$269,698
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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