Assumable homes for sale in Menifee, CA

41 homesVA & FHA loansrates from 2.25% vs 7.40% today

Menifee assumption guide
28232 Palm Villa Dr., Menifee, CA, 92584 — assumable VA mortgage at 3.05%
VATop pick
Active
28
$474,999$38,707 equity gap
Rate
3.05%
7.40%today
Payment
$2,049/mo
$3,343today
  • 3beds
  • 2baths
  • 1,299sqft

28232 Palm Villa Dr., Menifee

30535 Ridgely Way, Menifee, CA, 92584 — assumable VA mortgage at 3.10%
VA
Active
37
$595,000$91,567 equity gap
Rate
3.10%
7.40%today
Payment
$2,393/mo
$3,879today
  • 4beds
  • 2baths
  • 1,806sqft

30535 Ridgely Way, Menifee

31615 Tyme Court, Menifee, CA, 92584 — assumable VA mortgage at 2.71%
VA
Active
44
$760,000$176,613 equity gap
Rate
2.71%
7.40%today
Payment
$2,692/mo
$4,589today
  • 5beds
  • 3baths
  • 3,590sqft

31615 Tyme Court, Menifee

30903 Wild Berry Way, Menifee, CA, 92584 — assumable VA mortgage at 3.92%
VA
Active
18
$620,000$67,382 equity gap
Rate
3.92%
7.40%today
Payment
$2,854/mo
$4,179today
  • 4beds
  • 3baths
  • 2,610sqft

30903 Wild Berry Way, Menifee

29045 Botanical Circle, Menifee, CA, 92584 — assumable VA mortgage at 4.17%
VA
Active
31
$649,999$65,110 equity gap
Rate
4.17%
7.40%today
Payment
$3,091/mo
$4,391today
  • 3beds
  • 2baths
  • 1,673sqft

29045 Botanical Circle, Menifee

28603 River Glen Court, Menifee, CA, 92584 — assumable FHA mortgage at 2.66%
FHA
Active
28
$549,999$206,254 equity gap
Rate
2.66%
7.40%today
Payment
$1,593/mo
$2,733today
  • 4beds
  • 3baths
  • 1,732sqft

28603 River Glen Court, Menifee

29937 Westlink Drive, Menifee, CA, 92584 — assumable FHA mortgage at 2.86%
FHA
Active
40
$519,000$201,759 equity gap
Rate
2.86%
7.40%today
Payment
$1,558/mo
$2,574today
  • 3beds
  • 2baths
  • 1,426sqft

29937 Westlink Drive, Menifee

30411 LAMPLIGHTER Lane, Menifee, CA, 92584 — assumable FHA mortgage at 2.88%
FHA
Active
46
$550,000$189,205 equity gap
Rate
2.88%
7.40%today
Payment
$1,732/mo
$2,889today
  • 4beds
  • 2baths
  • 2,260sqft

30411 LAMPLIGHTER Lane, Menifee

30393 Blume Circle, Menifee, CA, 92584 — assumable VA mortgage at 2.99%
VA
Active
39
$599,990$192,077 equity gap
Rate
2.99%
7.40%today
Payment
$1,919/mo
$3,156today
  • 3beds
  • 3baths
  • 1,963sqft

30393 Blume Circle, Menifee

26773 Merced, Menifee, CA, 92584 — assumable VA mortgage at 3.18%
VA
Active
22
$569,900$226,520 equity gap
Rate
3.18%
7.40%today
Payment
$1,710/mo
$2,745today
  • 4beds
  • 3baths
  • 2,000sqft

26773 Merced, Menifee

30423 Cherry Opal, Menifee, CA, 92584 — assumable VA mortgage at 3.24%
VA
Active
35
$535,000$200,551 equity gap
Rate
3.24%
7.40%today
Payment
$1,676/mo
$2,670today
  • 2beds
  • 2baths
  • 1,788sqft

30423 Cherry Opal, Menifee

26454 Velia Court, Menifee, CA, 92584 — assumable VA mortgage at 2.25%
VA
Active
70
$799,900$440,818 equity gap
Rate
2.25%
7.40%today
Payment
$1,594/mo
$2,887today
  • 4beds
  • 4baths
  • 2,814sqft

26454 Velia Court, Menifee

26943 Mirabella Court, Menifee, CA, 92584 — assumable FHA mortgage at 2.78%
FHA
Active
38
$710,000$303,636 equity gap
Rate
2.78%
7.40%today
Payment
$1,877/mo
$3,170today
  • 4beds
  • 3baths
  • 2,000sqft

26943 Mirabella Court, Menifee

29092 Meandering Circle, Menifee, CA, 92584 — assumable VA mortgage at 2.80%
VA
Active
42
$639,000$286,989 equity gap
Rate
2.80%
7.40%today
Payment
$1,668/mo
$2,810today
  • 4beds
  • 3baths
  • 2,417sqft

29092 Meandering Circle, Menifee

29221 Fall River Lane, Menifee, CA, 92584 — assumable FHA mortgage at 2.90%
FHA
Active
15
$659,900$446,949 equity gap
Rate
2.90%
7.40%today
Payment
$990/mo
$1,647today
  • 3beds
  • 2baths
  • 1,490sqft

29221 Fall River Lane, Menifee

29688 Via Naravilla, Sun City, CA, 92586 — assumable VA mortgage at 3.32%
VA
Active
58
$574,900$456,957 equity gap
Rate
3.32%
7.40%today
Payment
$1,723/mo
$2,248today
  • 3beds
  • 2baths
  • 1,323sqft

29688 Via Naravilla, Sun City

31249 Palomar Road, Menifee, CA, 92584 — assumable VA mortgage at 3.50%
VA
Active
21
$689,990$492,817 equity gap
Rate
3.50%
7.40%today
Payment
$1,332/mo
$2,054today
  • 5beds
  • 3baths
  • 3,000sqft

31249 Palomar Road, Menifee

30347 Moon Star Circle, Menifee, CA, 92584 — assumable VA mortgage at 4.42%
VA
Active
45
$599,000$154,076 equity gap
Rate
4.42%
7.40%today
Payment
$2,418/mo
$3,335today
  • 2beds
  • 2baths
  • 1,813sqft

30347 Moon Star Circle, Menifee

27169 Sawyer Road, Menifee, CA, 92584 — assumable VA mortgage at 3.69%
VA
Active
28
$520,000$222,061 equity gap
Rate
3.69%
7.40%today
Payment
$1,501/mo
$2,261today
  • 3beds
  • 2baths
  • 1,398sqft

27169 Sawyer Road, Menifee

29210 Nectarine, Menifee, CA, 92584 — assumable VA mortgage at 3.93%
VA
Active
11
$669,000$362,185 equity gap
Rate
3.93%
7.40%today
Payment
$1,772/mo
$2,592today
  • 5beds
  • 3baths
  • 2,825sqft

29210 Nectarine, Menifee

29497 El Presidio Lane, Menifee, CA, 92584 — assumable FHA mortgage at 5.81%
FHA
Active
$560,000$22,926 equity gap
Rate
5.81%
7.40%today
Payment
$3,345/mo
$3,943today
  • 4beds
  • 3baths
  • 1,846sqft

29497 El Presidio Lane, Menifee

31119 Larchwood, Menifee, CA, 92584 — assumable VA mortgage at 6.08%
VA
Active
22
$599,900$28,939 equity gap
Rate
6.08%
7.40%today
Payment
$3,533/mo
$4,045today
  • 3beds
  • 2baths
  • 1,632sqft

31119 Larchwood, Menifee

28734 Rustic Glen, Menifee, CA, 92584 — assumable VA mortgage at 6.24%
VA
Active
19
$599,900Potential short sale
Rate
6.24%
7.40%today
Payment
$3,939/mo
$4,434today
  • 4beds
  • 3baths
  • 2,335sqft

28734 Rustic Glen, Menifee

29704 Desert Jewel, Menifee, CA, 92584 — assumable VA mortgage at 6.63%
VA
Active
7
$610,000Potential short sale
Rate
6.63%
7.40%today
Payment
$4,137/mo
$4,471today
  • 4beds
  • 3baths
  • 1,882sqft

29704 Desert Jewel, Menifee

28990 Hogan Drive, Sun City, CA, 92586 — assumable FHA mortgage at 6.85%
FHA
Active
26
$425,000Potential short sale
Rate
6.85%
7.40%today
Payment
$2,863/mo
$3,025today
  • 4beds
  • 3baths
  • 2,203sqft

28990 Hogan Drive, Sun City

30425 Village Knoll Drive, Menifee, CA, 92584 — assumable VA mortgage at 5.78%
VA
Active
35
$550,000$46,291 equity gap
Rate
5.78%
7.40%today
Payment
$3,124/mo
$3,694today
  • 3beds
  • 3baths
  • 1,705sqft

30425 Village Knoll Drive, Menifee

28620 Country Rose Ln, Menifee, CA, 92584 — assumable FHA mortgage at 4.43%
FHA
Active
20
$585,000$459,950 equity gap
Rate
4.43%
7.40%today
Payment
$992/mo
$1,366today
  • 4beds
  • 2baths
  • 1,883sqft

28620 Country Rose Ln, Menifee

29020 Snead, Menifee, CA, 92586 — assumable FHA mortgage at 5.30%
FHA
Active
31
$400,000$90,287 equity gap
Rate
5.30%
7.40%today
Payment
$1,836/mo
$2,290today
  • 3beds
  • 2baths
  • 1,308sqft

29020 Snead, Menifee

31224 Eastridge Avenue, Menifee, CA, 92584 — assumable VA mortgage at 6.28%
VA
Active
46
$669,000$40,657 equity gap
Rate
6.28%
7.40%today
Payment
$4,046/mo
$4,535today
  • 4beds
  • 3baths
  • 2,688sqft

31224 Eastridge Avenue, Menifee

29262 Pebble Beach, Sun City, CA, 92586 — assumable FHA mortgage at 6.77%
FHA
Active
14
$435,000$24,259 equity gap
Rate
6.77%
7.40%today
Payment
$2,743/mo
$2,923today
  • 2beds
  • 2baths
  • 1,404sqft

29262 Pebble Beach, Sun City

28239 Long Meadow Drive, Menifee, CA, 92584 — assumable FHA mortgage at 6.82%
FHA
Active
27
$499,990$45,579 equity gap
Rate
6.82%
7.40%today
Payment
$3,047/mo
$3,229today
  • 2beds
  • 2baths
  • 1,500sqft

28239 Long Meadow Drive, Menifee

29167 Moraga Street, Menifee, CA, 92584 — assumable VA mortgage at 6.87%
VA
Active
33
$715,000$41,042 equity gap
Rate
6.87%
7.40%today
Payment
$4,492/mo
$4,737today
  • 5beds
  • 4baths
  • 2,683sqft

29167 Moraga Street, Menifee

28238 Stillwater Drive, Menifee, CA, 92584 — assumable VA mortgage at 4.57%
VA
Active
55
$545,000$343,474 equity gap
Rate
4.57%
7.40%today
Payment
$1,409/mo
$1,910today
  • 3beds
  • 3baths
  • 1,746sqft

28238 Stillwater Drive, Menifee

28584 Fieldgrass, Menifee, CA, 92584 — assumable FHA mortgage at 6.81%
FHA
Active
68
$799,000$126,128 equity gap
Rate
6.81%
7.40%today
Payment
$4,467/mo
$4,740today
  • 4beds
  • 2baths
  • 2,128sqft

28584 Fieldgrass, Menifee

32223 Najar Lane, Menifee, CA, 92584 — assumable FHA mortgage at 6.82%
FHA
Active
17
$599,000$43,357 equity gap
Rate
6.82%
7.40%today
Payment
$3,737/mo
$3,961today
  • 3beds
  • 2baths
  • 1,749sqft

32223 Najar Lane, Menifee

27037 Fitzgerald, Menifee, CA, 92584 — assumable VA mortgage at 6.91%
VA
Active
62
$634,999$94,102 equity gap
Rate
6.91%
7.40%today
Payment
$3,623/mo
$3,805today
  • 4beds
  • 4baths
  • 1,913sqft

27037 Fitzgerald, Menifee

Assuming a mortgage in Menifee

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$990 /mo
Median cash to assume
$190,641
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.