Assumable homes for sale in Melbourne, FL

3 homesFHA & VA loansrates from 2.98% vs 7.32% today

Melbourne assumption guide
1814 KAILEEN Circle, Palm Bay, FL, 32905 — assumable FHA mortgage at 2.98%
FHA
Active
29
$133,000Potential short sale
Rate
2.98%
7.32%today
Payment
$648/mo
$1,059today
  • 2beds
  • 2baths
  • 1,236sqft

1814 KAILEEN Circle, Palm Bay

4006 DEWBERRY Circle, Melbourne, FL, 32901 — assumable VA mortgage at 5.55%
VA
Active
33
$247,850Potential short sale
Rate
5.55%
7.32%today
Payment
$1,597/mo
$1,921today
  • 3beds
  • 2baths
  • 1,164sqft

4006 DEWBERRY Circle, Melbourne

2830 COLBERT Circle, Melbourne, FL, 32901 — assumable FHA mortgage at 6.95%
FHA
Active
10
$229,900$216,615 equity gap
Rate
6.95%
7.32%today
Payment
$90/mo
$94today
  • 3beds
  • 1baths
  • 910sqft

2830 COLBERT Circle, Melbourne

Assuming a mortgage in Melbourne

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$648 /mo
Median cash to assume
$216,615
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.