Assumable homes for sale in Lucerne Valley, CA

3 homesFHA loansrates from 4.03% vs 7.32% today

Lucerne Valley assumption guide
32257 Zircon Road, Lucerne Valley, CA, 92356 — assumable FHA mortgage at 4.03%
FHA
Active
26
$310,000$188,549 equity gap
Rate
4.03%
7.32%today
Payment
$726/mo
$1,041today
  • 3beds
  • 2baths
  • 1,400sqft

32257 Zircon Road, Lucerne Valley

32206 Sapphire Rd, Lucerne Valley, CA, 92356 — assumable FHA mortgage at 6.60%
FHA
Active
19
$345,000$49,077 equity gap
Rate
6.60%
7.32%today
Payment
$1,950/mo
$2,098today
  • 3beds
  • 2baths
  • 1,274sqft

32206 Sapphire Rd, Lucerne Valley

31616 Emerald Road, Lucerne Valley, CA, 92356 — assumable FHA mortgage at 5.10%
FHA
Active
13
$349,000$145,591 equity gap
Rate
5.10%
7.32%today
Payment
$1,173/mo
$1,484today
  • 3beds
  • 2baths
  • 1,620sqft

31616 Emerald Road, Lucerne Valley

Assuming a mortgage in Lucerne Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
4.03%
Lowest existing payment
$726 /mo
Median cash to assume
$145,591
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.