Assumable homes for sale in Long Beach, CA

15 homesFHA & VA loansrates from 2.83% vs 7.40% today

Long Beach assumption guide
460 Golden Avenue #320, Long Beach, CA, 90802 — assumable FHA mortgage at 2.98%
FHA
Active
25
$299,900$73,272 equity gap
Rate
2.98%
7.40%today
Payment
$1,072/mo
$1,766today
  • 1beds
  • 1baths
  • 495sqft

460 Golden Avenue #320, Long Beach

2525 19th Street #24, Signal Hill, CA, 90755 — assumable VA mortgage at 3.13%
VA
Active
10
$385,000$91,831 equity gap
Rate
3.13%
7.40%today
Payment
$1,446/mo
$2,335today
  • 1beds
  • 1baths
  • 666sqft

2525 19th Street #24, Signal Hill

933 Walnut Avenue, Long Beach, CA, 90813 — assumable FHA mortgage at 2.83%
FHA
Active
26
$959,000$344,037 equity gap
Rate
2.83%
7.40%today
Payment
$2,916/mo
$4,895today
  • 3beds
  • 2baths
  • 1,312sqft

933 Walnut Avenue, Long Beach

2151 Spaulding Court, Long Beach, CA, 90804 — assumable VA mortgage at 2.96%
VA
Active
38
$799,000$713,606 equity gap
Rate
2.96%
7.40%today
Payment
$487/mo
$755today
  • 3beds
  • 3baths
  • 1,091sqft

2151 Spaulding Court, Long Beach

2151 Spaulding Court, Long Beach, CA, 90804 — assumable VA mortgage at 2.96%
VA
Active
38
$799,000$713,606 equity gap
Rate
2.96%
7.40%today
Payment
$487/mo
$755today
  • 3beds
  • 3baths
  • 1,091sqft

2151 Spaulding Court, Long Beach

2031 Spaulding Way, Long Beach, CA, 90804 — assumable FHA mortgage at 2.99%
FHA
Active
26
$725,000$331,200 equity gap
Rate
2.99%
7.40%today
Payment
$1,865/mo
$3,067today
  • —beds
  • —baths
  • 852sqft

2031 Spaulding Way, Long Beach

2031 Spaulding Way, Long Beach, CA, 90804 — assumable FHA mortgage at 2.99%
FHA
Active
25
$725,000$331,200 equity gap
Rate
2.99%
7.40%today
Payment
$1,865/mo
$3,067today
  • —beds
  • —baths
  • 852sqft

2031 Spaulding Way, Long Beach

1123 Junipero Avenue #7, Long Beach, CA, 90804 — assumable FHA mortgage at 3.00%
FHA
Active
17
$425,000$425,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 870sqft

1123 Junipero Avenue #7, Long Beach

315 3rd Street #203, Long Beach, CA, 90802 — assumable VA mortgage at 3.00%
VA
Active
20
$279,999$279,999 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 475sqft

315 3rd Street #203, Long Beach

2332 17th #101, Long Beach, CA, 90804 — assumable VA mortgage at 3.01%
VA
Active
16
$355,000$153,334 equity gap
Rate
3.01%
7.40%today
Payment
$977/mo
$1,603today
  • 2beds
  • 2baths
  • 797sqft

2332 17th #101, Long Beach

1187 3rd #202, Long Beach, CA, 90802 — assumable VA mortgage at 3.69%
VA
Active
30
$415,000$275,230 equity gap
Rate
3.69%
7.40%today
Payment
$864/mo
$1,302today
  • 2beds
  • 2baths
  • 1,056sqft

1187 3rd #202, Long Beach

523 Olive, Long Beach, CA, 90802 — assumable FHA mortgage at 6.19%
FHA
Active
42
$645,000$63,587 equity gap
Rate
6.19%
7.40%today
Payment
$3,589/mo
$4,061today
  • 1beds
  • 1baths
  • 556sqft

523 Olive, Long Beach

388 Ocean Boulevard #709, Long Beach, CA, 90802 — assumable VA mortgage at 6.50%
VA
Active
31
$388,000$56,905 equity gap
Rate
6.50%
7.40%today
Payment
$2,098/mo
$2,299today
  • 1beds
  • 1baths
  • 590sqft

388 Ocean Boulevard #709, Long Beach

2166 Fashion Avenue, Long Beach, CA, 90810 — assumable FHA mortgage at 6.99%
FHA
Active
30
$779,900$177,148 equity gap
Rate
6.99%
7.40%today
Payment
$4,146/mo
$4,316today
  • 3beds
  • 2baths
  • 1,002sqft

2166 Fashion Avenue, Long Beach

2174 Linden, Long Beach, CA, 90806 — assumable FHA mortgage at 6.64%
FHA
Active
2
$850,000$837,227 equity gap
Rate
6.64%
7.40%today
Payment
$77/mo
$84today
  • 3beds
  • 2baths
  • 1,444sqft

2174 Linden, Long Beach

Assuming a mortgage in Long Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$487 /mo
Median cash to assume
$279,999
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.