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Assumable homes for sale in Long Beach, CA

77 homesFHA & VA loansrates from 2.65% vs 7.32% today

Long Beach assumption guide
17868 Upton, Carson, CA, 90746 — assumable VA mortgage at 3.09%
VA
Active
27
$649,000$129,609 equity gap
Rate
3.09%
7.32%today
Payment
$2,466/mo
$3,972today
  • 2beds
  • 3baths
  • 1,320sqft

17868 Upton, Carson

676 Colorado, Carson, CA, 90745 — assumable VA mortgage at 3.10%
VA
Active
50
$839,000$138,104 equity gap
Rate
3.10%
7.32%today
Payment
$3,331/mo
$5,359today
  • 4beds
  • 4baths
  • 2,091sqft

676 Colorado, Carson

460 Golden Avenue #320, Long Beach, CA, 90802 — assumable FHA mortgage at 2.98%
FHA
Active
25
$299,900$73,272 equity gap
Rate
2.98%
7.32%today
Payment
$1,072/mo
$1,752today
  • 1beds
  • 1baths
  • 495sqft

460 Golden Avenue #320, Long Beach

3184 Gale, Long Beach, CA, 90810 — assumable VA mortgage at 2.99%
VA
Active
$959,000$245,041 equity gap
Rate
2.99%
7.32%today
Payment
$3,390/mo
$5,530today
  • 4beds
  • 2baths
  • 2,812sqft

3184 Gale, Long Beach

4121 Hathaway Avenue #3, Long Beach, CA, 90815 — assumable FHA mortgage at 2.99%
FHA
Active
34
$545,000$122,642 equity gap
Rate
2.99%
7.32%today
Payment
$2,005/mo
$3,271today
  • 2beds
  • 2baths
  • 957sqft

4121 Hathaway Avenue #3, Long Beach

3655 Webster, Long Beach, CA, 90810 — assumable FHA mortgage at 3.76%
FHA
Active
35
$695,000$63,521 equity gap
Rate
3.76%
7.32%today
Payment
$3,187/mo
$4,721today
  • 3beds
  • 2baths
  • 1,100sqft

3655 Webster, Long Beach

2525 19th Street #24, Signal Hill, CA, 90755 — assumable VA mortgage at 3.13%
VA
Active
10
$385,000$91,831 equity gap
Rate
3.13%
7.32%today
Payment
$1,446/mo
$2,317today
  • 1beds
  • 1baths
  • 666sqft

2525 19th Street #24, Signal Hill

933 Walnut Avenue, Long Beach, CA, 90813 — assumable FHA mortgage at 2.83%
FHA
Active
26
$959,000$344,037 equity gap
Rate
2.83%
7.32%today
Payment
$2,916/mo
$4,856today
  • 3beds
  • 2baths
  • 1,312sqft

933 Walnut Avenue, Long Beach

407 Sunset, Long Beach, CA, 90805 — assumable FHA mortgage at 2.86%
FHA
Active
52
$599,999$184,976 equity gap
Rate
2.86%
7.32%today
Payment
$1,934/mo
$3,208today
  • 2beds
  • 2baths
  • 817sqft

407 Sunset, Long Beach

18421 Wilton, Torrance, CA, 90504 — assumable FHA mortgage at 2.88%
FHA
Active
27
$915,000$334,692 equity gap
Rate
2.88%
7.32%today
Payment
$2,704/mo
$4,473today
  • 3beds
  • 2baths
  • 1,769sqft

18421 Wilton, Torrance

564 Bellflower Boulevard #315, Long Beach, CA, 90814 — assumable VA mortgage at 2.89%
VA
Active
24
$570,000$178,330 equity gap
Rate
2.89%
7.32%today
Payment
$1,874/mo
$3,096today
  • 2beds
  • 2baths
  • 1,028sqft

564 Bellflower Boulevard #315, Long Beach

4281 Admirable, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 2.97%
VA
Active
39
$1,450,000$509,541 equity gap
Rate
2.97%
7.32%today
Payment
$4,496/mo
$7,354today
  • 4beds
  • 4baths
  • 2,291sqft

4281 Admirable, Rancho Palos Verdes

378 Miraleste Dr Unit 431, San Pedro, CA, 90732 — assumable FHA mortgage at 3.01%
FHA
Active
33
$449,000$139,164 equity gap
Rate
3.01%
7.32%today
Payment
$1,464/mo
$2,383today
  • 2beds
  • 2baths
  • 1,143sqft

378 Miraleste Dr Unit 431, San Pedro

817 Mira Mar, Long Beach, CA, 90804 — assumable FHA mortgage at 3.02%
FHA
Active
26
$1,600,000$640,576 equity gap
Rate
3.02%
7.32%today
Payment
$4,591/mo
$7,460today
  • —beds
  • —baths
  • 3,320sqft

817 Mira Mar, Long Beach

1316 Grand, San Pedro, CA, 90731 — assumable FHA mortgage at 3.09%
FHA
Active
34
$899,900$343,112 equity gap
Rate
3.09%
7.32%today
Payment
$2,690/mo
$4,334today
  • —beds
  • —baths
  • 2,226sqft

1316 Grand, San Pedro

3437 Caspian, Long Beach, CA, 90810 — assumable FHA mortgage at 3.13%
FHA
Active
18
$678,000$234,521 equity gap
Rate
3.13%
7.32%today
Payment
$2,197/mo
$3,521today
  • 3beds
  • 2baths
  • 1,272sqft

3437 Caspian, Long Beach

2746 Easy, Long Beach, CA, 90810 — assumable FHA mortgage at 2.65%
FHA
Active
40
$799,999$461,180 equity gap
Rate
2.65%
7.32%today
Payment
$1,564/mo
$2,667today
  • 3beds
  • 2baths
  • 1,352sqft

2746 Easy, Long Beach

3521 Aquarius Drive, Huntington Beach, CA, 92649 — assumable VA mortgage at 2.73%
VA
Active
34
$2,575,000$1,754,486 equity gap
Rate
2.73%
7.32%today
Payment
$3,821/mo
$6,447today
  • 4beds
  • 4baths
  • 2,798sqft

3521 Aquarius Drive, Huntington Beach

30645 Ganado Drive, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 2.875%
VA
Active
45
$2,595,000$2,595,000 equity gap
Rate
2.875%
7.32%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,087sqft

30645 Ganado Drive, Rancho Palos Verdes

4518 Stearns Street, Long Beach, CA, 90815 — assumable VA mortgage at 2.89%
VA
Active
38
$1,074,900$549,746 equity gap
Rate
2.89%
7.32%today
Payment
$2,506/mo
$4,142today
  • 3beds
  • 2baths
  • 1,424sqft

4518 Stearns Street, Long Beach

4411 Waimea, Huntington Beach, CA, 92649 — assumable VA mortgage at 2.90%
VA
Active
50
$975,000$394,175 equity gap
Rate
2.90%
7.32%today
Payment
$2,724/mo
$4,496today
  • 3beds
  • 2baths
  • 1,500sqft

4411 Waimea, Huntington Beach

2151 Spaulding Court, Long Beach, CA, 90804 — assumable VA mortgage at 2.96%
VA
Active
38
$799,000$713,606 equity gap
Rate
2.96%
7.32%today
Payment
$487/mo
$750today
  • 3beds
  • 3baths
  • 1,091sqft

2151 Spaulding Court, Long Beach

2151 Spaulding Court, Long Beach, CA, 90804 — assumable VA mortgage at 2.96%
VA
Active
38
$799,000$713,606 equity gap
Rate
2.96%
7.32%today
Payment
$487/mo
$750today
  • 3beds
  • 3baths
  • 1,091sqft

2151 Spaulding Court, Long Beach

6448 Pageantry, Long Beach, CA, 90808 — assumable VA mortgage at 2.98%
VA
Active
27
$1,195,000$777,134 equity gap
Rate
2.98%
7.32%today
Payment
$2,018/mo
$3,297today
  • 3beds
  • 2baths
  • 2,072sqft

6448 Pageantry, Long Beach

2031 Spaulding Way, Long Beach, CA, 90804 — assumable FHA mortgage at 2.99%
FHA
Active
26
$725,000$331,200 equity gap
Rate
2.99%
7.32%today
Payment
$1,865/mo
$3,043today
  • —beds
  • —baths
  • 852sqft

2031 Spaulding Way, Long Beach

2031 Spaulding Way, Long Beach, CA, 90804 — assumable FHA mortgage at 2.99%
FHA
Active
25
$725,000$331,200 equity gap
Rate
2.99%
7.32%today
Payment
$1,865/mo
$3,043today
  • —beds
  • —baths
  • 852sqft

2031 Spaulding Way, Long Beach

1123 Junipero Avenue #7, Long Beach, CA, 90804 — assumable FHA mortgage at 3.00%
FHA
Active
17
$425,000$425,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 870sqft

1123 Junipero Avenue #7, Long Beach

315 3rd Street #203, Long Beach, CA, 90802 — assumable VA mortgage at 3.00%
VA
Active
20
$279,999$279,999 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 475sqft

315 3rd Street #203, Long Beach

2332 17th #101, Long Beach, CA, 90804 — assumable VA mortgage at 3.01%
VA
Active
16
$355,000$153,334 equity gap
Rate
3.01%
7.32%today
Payment
$977/mo
$1,590today
  • 2beds
  • 2baths
  • 797sqft

2332 17th #101, Long Beach

30569 Ganado Drive, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 3.21%
VA
Active
59
$2,450,000$1,036,171 equity gap
Rate
3.21%
7.32%today
Payment
$6,772/mo
$10,744today
  • 5beds
  • 3baths
  • 2,677sqft

30569 Ganado Drive, Rancho Palos Verdes

16475 Tropez #138, Huntington Beach, CA, 92649 — assumable VA mortgage at 3.21%
VA
Active
38
$1,300,000$566,098 equity gap
Rate
3.21%
7.32%today
Payment
$3,666/mo
$5,816today
  • 3beds
  • 3baths
  • 1,740sqft

16475 Tropez #138, Huntington Beach

1054 23rd Street, San Pedro, CA, 90731 — assumable VA mortgage at 4.67%
VA
Active
24
$1,399,000$254,762 equity gap
Rate
4.67%
7.32%today
Payment
$6,372/mo
$8,469today
  • —beds
  • —baths
  • 2,797sqft

1054 23rd Street, San Pedro

8512 Belmont #31, Cypress, CA, 90630 — assumable FHA mortgage at 3.50%
FHA
Active
23
$537,000$537,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 881sqft

8512 Belmont #31, Cypress

233 Louise Street, Long Beach, CA, 90805 — assumable FHA mortgage at 3.65%
FHA
Active
39
$609,000$270,683 equity gap
Rate
3.65%
7.32%today
Payment
$1,797/mo
$2,698today
  • 2beds
  • 2baths
  • 672sqft

233 Louise Street, Long Beach

20215 Tajauta, Carson, CA, 90746 — assumable FHA mortgage at 3.65%
FHA
Active
35
$1,049,000$517,545 equity gap
Rate
3.65%
7.32%today
Payment
$2,785/mo
$4,182today
  • 4beds
  • 3baths
  • 2,186sqft

20215 Tajauta, Carson

1187 3rd #202, Long Beach, CA, 90802 — assumable VA mortgage at 3.69%
VA
Active
30
$415,000$275,230 equity gap
Rate
3.69%
7.32%today
Payment
$864/mo
$1,291today
  • 2beds
  • 2baths
  • 1,056sqft

1187 3rd #202, Long Beach

Assuming a mortgage in Long Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$300 /mo
Median cash to assume
$305,683
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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