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Assumable homes for sale in Lemon Grove, CA

29 homesVA & FHA loansrates from 2.68% vs 7.32% today

Lemon Grove assumption guide
3555 Helix St, Spring Valley, CA, 91977 — assumable FHA mortgage at 2.87%
FHA
Active
26
$699,000$102,033 equity gap
Rate
2.87%
7.32%today
Payment
$2,850/mo
$4,721today
  • 4beds
  • 3baths
  • 2,057sqft

3555 Helix St, Spring Valley

7940 University Avenue #34, La Mesa, CA, 91942 — assumable VA mortgage at 2.68%
VA
Active
12
$420,000$104,340 equity gap
Rate
2.68%
7.32%today
Payment
$1,469/mo
$2,495today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #34, La Mesa

8840 Milburn Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 2.79%
VA
Active
40
$825,000$226,344 equity gap
Rate
2.79%
7.32%today
Payment
$2,774/mo
$4,643today
  • 5beds
  • 3baths
  • 2,148sqft

8840 Milburn Avenue, Spring Valley

7890 Bushwood Court, Lemon Grove, CA, 91945 — assumable FHA mortgage at 2.875%
FHA
Active
68
$815,000$237,135 equity gap
Rate
2.875%
7.32%today
Payment
$2,709/mo
$4,485today
  • 4beds
  • 2baths
  • 1,686sqft

7890 Bushwood Court, Lemon Grove

910 Saint George, Spring Valley, CA, 91977 — assumable FHA mortgage at 3.05%
FHA
Active
35
$735,000$178,453 equity gap
Rate
3.05%
7.32%today
Payment
$2,625/mo
$4,249today
  • 4beds
  • 2baths
  • 1,221sqft

910 Saint George, Spring Valley

1604 Presioca Street #11, Spring Valley, CA, 91977 — assumable VA mortgage at 3.06%
VA
Active
33
$434,000$142,430 equity gap
Rate
3.06%
7.32%today
Payment
$1,401/mo
$2,266today
  • 2beds
  • 2baths
  • 1,036sqft

1604 Presioca Street #11, Spring Valley

7545 Jamacha Road, San Diego, CA, 92114 — assumable VA mortgage at 2.80%
VA
Active
38
$629,999$316,430 equity gap
Rate
2.80%
7.32%today
Payment
$1,455/mo
$2,432today
  • 3beds
  • 3baths
  • 1,450sqft

7545 Jamacha Road, San Diego

7515 Jamacha Road, San Diego, CA, 92114 — assumable VA mortgage at 2.87%
VA
Active
28
$575,000$264,308 equity gap
Rate
2.87%
7.32%today
Payment
$1,449/mo
$2,401today
  • 2beds
  • 2baths
  • 1,022sqft

7515 Jamacha Road, San Diego

3387 Central Avenue, Spring Valley, CA, 91977 — assumable FHA mortgage at 4.375%
FHA
Active
14
$1,200,000$199,562 equity gap
Rate
4.375%
7.32%today
Payment
$5,393/mo
$7,419today
  • 6beds
  • 4baths
  • 2,576sqft

3387 Central Avenue, Spring Valley

425 Meadowbrook Dr #124, San Diego, CA, 92114 — assumable VA mortgage at 3.33%
VA
Active
19
$635,000$290,728 equity gap
Rate
3.33%
7.32%today
Payment
$1,750/mo
$2,734today
  • 2beds
  • 2baths
  • 1,228sqft

425 Meadowbrook Dr #124, San Diego

6333 College Grove Way #8111, San Diego, CA, 92115 — assumable VA mortgage at 4.99%
VA
Active
28
$450,000$34,042 equity gap
Rate
4.99%
7.32%today
Payment
$2,386/mo
$3,057today
  • 2beds
  • 2baths
  • 865sqft

6333 College Grove Way #8111, San Diego

3665 Grove Street #271, Lemon Grove, CA, 91945 — assumable VA mortgage at 5.30%
VA
Active
35
$459,999$15,058 equity gap
Rate
5.30%
7.32%today
Payment
$2,630/mo
$3,254today
  • 2beds
  • 2baths
  • 1,022sqft

3665 Grove Street #271, Lemon Grove

917 Broadview Street, Spring Valley, CA, 91977 — assumable VA mortgage at 3.57%
VA
Active
14
$750,000$443,635 equity gap
Rate
3.57%
7.32%today
Payment
$1,793/mo
$2,719today
  • 3beds
  • 1baths
  • 1,412sqft

917 Broadview Street, Spring Valley

6333 College Grove Way #6102, San Diego, CA, 92115 — assumable VA mortgage at 5.10%
VA
Active
20
$440,000$72,737 equity gap
Rate
5.10%
7.32%today
Payment
$2,131/mo
$2,696today
  • 2beds
  • 2baths
  • 865sqft

6333 College Grove Way #6102, San Diego

425 Meadowbrook Dr #140, San Diego, CA, 92114 — assumable FHA mortgage at 6.30%
FHA
Active
39
$700,000Potential short sale
Rate
6.30%
7.32%today
Payment
$4,574/mo
$5,077today
  • 3beds
  • 3baths
  • 1,452sqft

425 Meadowbrook Dr #140, San Diego

3504 Sequoia, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.35%
VA
Active
23
$710,000$25,940 equity gap
Rate
6.35%
7.32%today
Payment
$4,351/mo
$4,803today
  • 4beds
  • 4baths
  • 1,755sqft

3504 Sequoia, Lemon Grove

7934 Blossom Ln, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.58%
VA
Active
43
$900,000$27,866 equity gap
Rate
6.58%
7.32%today
Payment
$5,615/mo
$6,052today
  • 6beds
  • 3baths
  • 2,660sqft

7934 Blossom Ln, Lemon Grove

8301 Mount Vernon Street, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.27%
VA
Active
48
$979,900$71,949 equity gap
Rate
6.27%
7.32%today
Payment
$5,862/mo
$6,526today
  • 4beds
  • 3baths
  • 2,968sqft

8301 Mount Vernon Street, Lemon Grove

7940 University Avenue #22, La Mesa, CA, 91942 — assumable VA mortgage at 6.46%
VA
Active
24
$525,000$43,589 equity gap
Rate
6.46%
7.32%today
Payment
$3,099/mo
$3,382today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #22, La Mesa

8150 Lemon Avenue #130, La Mesa, CA, 91941 — assumable VA mortgage at 6.63%
VA
Active
29
$574,900$42,143 equity gap
Rate
6.63%
7.32%today
Payment
$3,464/mo
$3,714today
  • 2beds
  • 2baths
  • 800sqft

8150 Lemon Avenue #130, La Mesa

844 Bonsall, San Diego, CA, 92114 — assumable VA mortgage at 6.69%
VA
Active
37
$749,999$60,468 equity gap
Rate
6.69%
7.32%today
Payment
$4,609/mo
$4,912today
  • 3beds
  • 2baths
  • 1,025sqft

844 Bonsall, San Diego

8743 Ildica Street, Spring Valley, CA, 91977 — assumable FHA mortgage at 6.71%
FHA
Active
28
$600,000$35,932 equity gap
Rate
6.71%
7.32%today
Payment
$3,774/mo
$4,013today
  • 3beds
  • 3baths
  • 1,179sqft

8743 Ildica Street, Spring Valley

1078 Angelus Ave, San Diego, CA, 92114 — assumable VA mortgage at 6.33%
VA
Active
33
$774,000$98,228 equity gap
Rate
6.33%
7.32%today
Payment
$4,383/mo
$4,849today
  • 4beds
  • 3baths
  • 1,699sqft

1078 Angelus Ave, San Diego

1549 Corta Del Sur, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.86%
VA
Active
38
$899,000$111,986 equity gap
Rate
6.86%
7.32%today
Payment
$5,226/mo
$5,473today
  • 3beds
  • 2baths
  • 1,217sqft

1549 Corta Del Sur, Lemon Grove

1666 Walbollen Street, Spring Valley, CA, 91977 — assumable VA mortgage at 7.44%
VA
Active
$700,000$86,898 equity gap
Rate
7.44%
7.32%today
Payment
$4,374/mo
$4,322today
  • 4beds
  • 2baths
  • 1,356sqft

1666 Walbollen Street, Spring Valley

8710 Echo Dr, La Mesa, CA, 91941 — assumable VA mortgage at 5.54%
VA
Active
53
$1,099,000$339,929 equity gap
Rate
5.54%
7.32%today
Payment
$4,597/mo
$5,537today
  • 4beds
  • 3baths
  • 2,440sqft

8710 Echo Dr, La Mesa

3635 Grove St #167, Lemon Grove, CA, 91945 — assumable FHA mortgage at 6.00%
FHA
Active
39
$499,000$172,946 equity gap
Rate
6.00%
7.32%today
Payment
$1,965/mo
$2,251today
  • 3beds
  • 2baths
  • 1,088sqft

3635 Grove St #167, Lemon Grove

7450 Jamacha Road, San Diego, CA, 92114 — assumable FHA mortgage at 6.46%
FHA
Active
39
$749,000$632,310 equity gap
Rate
6.46%
7.32%today
Payment
$737/mo
$804today
  • 3beds
  • 2baths
  • 1,310sqft

7450 Jamacha Road, San Diego

738 Carlsbad Street, Spring Valley, CA, 91977 — assumable VA mortgage at 6.87%
VA
Active
30
$649,999Potential short sale
Rate
6.87%
7.32%today
Payment
$4,929/mo
$5,157today
  • 3beds
  • 2baths
  • 1,056sqft

738 Carlsbad Street, Spring Valley

Assuming a mortgage in Lemon Grove

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$737 /mo
Median cash to assume
$104,340
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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