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Assumable homes for sale in Largo, FL

27 homesFHA & VA loansrates from 2.67% vs 7.32% today

Largo assumption guide
1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$140,000$31,126 equity gap
Rate
2.94%
7.32%today
Payment
$518/mo
$850today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,941 equity gap
Rate
4.00%
7.32%today
Payment
$1,523/mo
$2,192today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
42
$320,000$100,110 equity gap
Rate
3.05%
7.32%today
Payment
$1,042/mo
$1,686today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

1967 ARVIS Circle, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
36
$649,900$200,085 equity gap
Rate
3.18%
7.32%today
Payment
$2,190/mo
$3,487today
  • 4beds
  • 2baths
  • 2,178sqft

1967 ARVIS Circle, Clearwater

1491 HUNT Lane, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
34
$419,000$130,477 equity gap
Rate
3.18%
7.32%today
Payment
$1,408/mo
$2,242today
  • 3beds
  • 2baths
  • 1,354sqft

1491 HUNT Lane, Clearwater

365 36TH Street, Largo, FL, 33771 — assumable FHA mortgage at 2.67%
FHA
Active
40
$399,000$246,390 equity gap
Rate
2.67%
7.32%today
Payment
$708/mo
$1,203today
  • 3beds
  • 2baths
  • 1,208sqft

365 36TH Street, Largo

701 MADISON Avenue #420, Clearwater, FL, 33756 — assumable FHA mortgage at 3.00%
FHA
Active
32
$159,900$159,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,060sqft

701 MADISON Avenue #420, Clearwater

1779 AVON Lane, Largo, FL, 33756 — assumable FHA mortgage at 3.56%
FHA
Active
54
$399,000$121,546 equity gap
Rate
3.56%
7.32%today
Payment
$1,381/mo
$2,097today
  • 3beds
  • 2baths
  • 1,339sqft

1779 AVON Lane, Largo

2138 GROVE Place, Clearwater, FL, 33764 — assumable FHA mortgage at 3.75%
FHA
Active
31
$549,900$275,827 equity gap
Rate
3.75%
7.32%today
Payment
$1,484/mo
$2,200today
  • 3beds
  • 2baths
  • 2,023sqft

2138 GROVE Place, Clearwater

1548 ORANGE Street, Clearwater, FL, 33756 — assumable FHA mortgage at 3.82%
FHA
Active
54
$499,999$282,311 equity gap
Rate
3.82%
7.32%today
Payment
$1,189/mo
$1,749today
  • 4beds
  • 3baths
  • 1,828sqft

1548 ORANGE Street, Clearwater

701 MADISON Avenue #316, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
11
$189,000$189,000 equity gap
Rate
4.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,200sqft

701 MADISON Avenue #316, Clearwater

1650 12TH Street, Largo, FL, 33778 — assumable VA mortgage at 6.18%
VA
Active
42
$410,000Potential short sale
Rate
6.18%
7.32%today
Payment
$2,506/mo
$2,816today
  • 3beds
  • 2baths
  • 1,500sqft

1650 12TH Street, Largo

1791 EZELLE Avenue, Largo, FL, 33770 — assumable FHA mortgage at 6.27%
FHA
Active
26
$485,000$15,347 equity gap
Rate
6.27%
7.32%today
Payment
$2,923/mo
$3,254today
  • 3beds
  • 2baths
  • 1,440sqft

1791 EZELLE Avenue, Largo

2165 CAMPUS Drive, Clearwater, FL, 33764 — assumable VA mortgage at 6.17%
VA
Active
45
$499,900$29,105 equity gap
Rate
6.17%
7.32%today
Payment
$2,900/mo
$3,263today
  • 4beds
  • 2baths
  • 1,668sqft

2165 CAMPUS Drive, Clearwater

3568 4TH Avenue, Largo, FL, 33771 — assumable FHA mortgage at 6.67%
FHA
Active
35
$385,000$38,662 equity gap
Rate
6.67%
7.32%today
Payment
$2,296/mo
$2,451today
  • 3beds
  • 1baths
  • 1,175sqft

3568 4TH Avenue, Largo

2871 PINES Drive #32, Largo, FL, 33771 — assumable FHA mortgage at 6.87%
FHA
Active
27
$233,000$16,510 equity gap
Rate
6.87%
7.32%today
Payment
$1,443/mo
$1,510today
  • 2beds
  • 2baths
  • 1,048sqft

2871 PINES Drive #32, Largo

1637 WHITEWOOD Drive, Clearwater, FL, 33756 — assumable VA mortgage at 7.08%
VA
Active
22
$459,900$43,271 equity gap
Rate
7.08%
7.32%today
Payment
$2,918/mo
$2,989today
  • 3beds
  • 2baths
  • 1,551sqft

1637 WHITEWOOD Drive, Clearwater

1773 EZELLE Avenue, Largo, FL, 33770 — assumable VA mortgage at 6.35%
VA
Active
26
$349,000$52,287 equity gap
Rate
6.35%
7.32%today
Payment
$1,864/mo
$2,058today
  • 2beds
  • 1baths
  • 850sqft

1773 EZELLE Avenue, Largo

1464 DRUID Road, Clearwater, FL, 33756 — assumable FHA mortgage at 6.54%
FHA
Active
26
$304,000$26,167 equity gap
Rate
6.54%
7.32%today
Payment
$1,801/mo
$1,949today
  • 3beds
  • 1baths
  • 936sqft

1464 DRUID Road, Clearwater

1468 DRUID Road, Clearwater, FL, 33756 — assumable FHA mortgage at 6.69%
FHA
Active
64
$539,900$79,687 equity gap
Rate
6.69%
7.32%today
Payment
$3,053/mo
$3,254today
  • 5beds
  • 3baths
  • 2,009sqft

1468 DRUID Road, Clearwater

604 MCLENNAN Street, Clearwater, FL, 33756 — assumable FHA mortgage at 7.50%
FHA
Active
26
$385,000$57,725 equity gap
Rate
7.50%
7.32%today
Payment
$2,350/mo
$2,309today
  • 2beds
  • 2baths
  • 1,120sqft

604 MCLENNAN Street, Clearwater

1590 PEACEFUL Lane, Clearwater, FL, 33756 — assumable FHA mortgage at 6.71%
FHA
Active
38
$400,000$117,380 equity gap
Rate
6.71%
7.32%today
Payment
$1,893/mo
$2,013today
  • 3beds
  • 3baths
  • 1,662sqft

1590 PEACEFUL Lane, Clearwater

1655 HIGHLAND Avenue #B110, Clearwater, FL, 33756 — assumable VA mortgage at 5.30%
VA
Active
100
$199,000$96,024 equity gap
Rate
5.30%
7.32%today
Payment
$611/mo
$755today
  • 2beds
  • 2baths
  • 1,270sqft

1655 HIGHLAND Avenue #B110, Clearwater

2811 PINES Drive #18, Largo, FL, 33771 — assumable FHA mortgage at 5.51%
FHA
Active
25
$159,900Potential short sale
Rate
5.51%
7.32%today
Payment
$1,261/mo
$1,524today
  • 2beds
  • 2baths
  • 1,048sqft

2811 PINES Drive #18, Largo

568 HILLCREST Drive, Largo, FL, 33771 — assumable FHA mortgage at 6.49%
FHA
Active
23
$299,000$145,748 equity gap
Rate
6.49%
7.32%today
Payment
$1,771/mo
$1,927today
  • 2beds
  • 2baths
  • 1,019sqft

568 HILLCREST Drive, Largo

710 1ST Avenue, Largo, FL, 33770 — assumable FHA mortgage at 6.60%
FHA
Active
62
$549,000$236,167 equity gap
Rate
6.60%
7.32%today
Payment
$2,038/mo
$2,192today
  • —beds
  • —baths
  • 3,060sqft

710 1ST Avenue, Largo

407 OCEAN Court, Largo, FL, 33756 — assumable FHA mortgage at 8.39%
FHA
Active
33
$399,900$400,478 equity gap
Rate
8.39%
7.32%today
Payment
$578/mo
$522today
  • 3beds
  • 2baths
  • 1,286sqft

407 OCEAN Court, Largo

Assuming a mortgage in Largo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$518 /mo
Median cash to assume
$98,067
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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