Assumable homes for sale in Largo, FL

16 homesFHA & VA loansrates from 2.78% vs 7.32% today

Largo assumption guide
10598 106TH Avenue, Largo, FL, 33773 — assumable VA mortgage at 3.25%
VA
Active
18
$550,000$144,669 equity gap
Rate
3.25%
7.32%today
Payment
$1,984/mo
$3,131today
  • 4beds
  • 4baths
  • 1,860sqft

10598 106TH Avenue, Largo

8401 PORTULACA Avenue, Seminole, FL, 33777 — assumable VA mortgage at 2.78%
VA
Active
26
$380,000$128,092 equity gap
Rate
2.78%
7.32%today
Payment
$1,188/mo
$1,991today
  • 3beds
  • 2baths
  • 952sqft

8401 PORTULACA Avenue, Seminole

7360 ULMERTON Road #18D, Largo, FL, 33771 — assumable FHA mortgage at 2.81%
FHA
Active
26
$285,000$145,665 equity gap
Rate
2.81%
7.32%today
Payment
$655/mo
$1,093today
  • 3beds
  • 2baths
  • 1,375sqft

7360 ULMERTON Road #18D, Largo

11632 EASY Street, Largo, FL, 33773 — assumable FHA mortgage at 2.98%
FHA
Active
30
$479,900$222,796 equity gap
Rate
2.98%
7.32%today
Payment
$1,211/mo
$1,978today
  • 4beds
  • 2baths
  • 1,360sqft

11632 EASY Street, Largo

10541 86TH Avenue, Seminole, FL, 33772 — assumable FHA mortgage at 3.13%
FHA
Active
38
$423,000$222,500 equity gap
Rate
3.13%
7.32%today
Payment
$993/mo
$1,592today
  • 2beds
  • 2baths
  • 1,264sqft

10541 86TH Avenue, Seminole

8524 ARABELLA Lane, Seminole, FL, 33777 — assumable VA mortgage at 3.56%
VA
Active
43
$649,999$324,919 equity gap
Rate
3.56%
7.32%today
Payment
$1,719/mo
$2,610today
  • 4beds
  • 4baths
  • 2,177sqft

8524 ARABELLA Lane, Seminole

10862 102ND Avenue, Seminole, FL, 33778 — assumable FHA mortgage at 4.40%
FHA
Active
64
$285,000$177,986 equity gap
Rate
4.40%
7.32%today
Payment
$639/mo
$877today
  • 3beds
  • 1baths
  • 1,335sqft

10862 102ND Avenue, Seminole

8490 92ND TER, Seminole, FL, 33777 — assumable FHA mortgage at 6.32%
FHA
Active
14
$327,000$31,039 equity gap
Rate
6.32%
7.32%today
Payment
$1,918/mo
$2,124today
  • 3beds
  • 2baths
  • 1,202sqft

8490 92ND TER, Seminole

9372 88TH Way, Seminole, FL, 33777 — assumable VA mortgage at 6.81%
VA
Active
29
$330,000$40,574 equity gap
Rate
6.81%
7.32%today
Payment
$1,957/mo
$2,060today
  • 2beds
  • 2baths
  • 868sqft

9372 88TH Way, Seminole

2871 PINES Drive #32, Largo, FL, 33771 — assumable FHA mortgage at 6.87%
FHA
Active
27
$233,000$16,510 equity gap
Rate
6.87%
7.32%today
Payment
$1,443/mo
$1,510today
  • 2beds
  • 2baths
  • 1,048sqft

2871 PINES Drive #32, Largo

7991 ABERDEEN Circle, Largo, FL, 33773 — assumable FHA mortgage at 4.57%
FHA
Active
27
$390,000$303,537 equity gap
Rate
4.57%
7.32%today
Payment
$606/mo
$815today
  • 3beds
  • 2baths
  • 1,225sqft

7991 ABERDEEN Circle, Largo

9554 86TH Avenue, Seminole, FL, 33777 — assumable FHA mortgage at 6.64%
FHA
Active
16
$465,000$69,603 equity gap
Rate
6.64%
7.32%today
Payment
$2,613/mo
$2,799today
  • 3beds
  • 2baths
  • 1,564sqft

9554 86TH Avenue, Seminole

10151 114TH Terrace, Largo, FL, 33773 — assumable FHA mortgage at 6.74%
FHA
Active
13
$260,000$26,432 equity gap
Rate
6.74%
7.32%today
Payment
$1,527/mo
$1,619today
  • 3beds
  • 1baths
  • 811sqft

10151 114TH Terrace, Largo

9167 108TH Street, Seminole, FL, 33772 — assumable FHA mortgage at 5.10%
FHA
Active
12
$279,000Potential short sale
Rate
5.10%
7.32%today
Payment
$1,866/mo
$2,361today
  • 3beds
  • 1baths
  • 1,466sqft

9167 108TH Street, Seminole

11113 102ND Lane, Largo, FL, 33773 — assumable FHA mortgage at 6.96%
FHA
Active
15
$344,900$74,289 equity gap
Rate
6.96%
7.32%today
Payment
$1,854/mo
$1,922today
  • 3beds
  • 1baths
  • 738sqft

11113 102ND Lane, Largo

2811 PINES Drive #18, Largo, FL, 33771 — assumable FHA mortgage at 5.51%
FHA
Active
25
$159,900Potential short sale
Rate
5.51%
7.32%today
Payment
$1,261/mo
$1,524today
  • 2beds
  • 2baths
  • 1,048sqft

2811 PINES Drive #18, Largo

Assuming a mortgage in Largo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$606 /mo
Median cash to assume
$136,381
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.