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Assumable homes for sale in Largo, FL

200 homesFHA & VA loansrates from 2.28% vs 7.32% today

Largo assumption guide
645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%
VATop pick
Active
29
$260,000Potential short sale
Rate
2.875%
7.32%today
Payment
$1,286/mo
$2,129today
  • 3beds
  • 2baths
  • 1,274sqft

645 TIMBER BAY Circle, Oldsmar

2593 COUNTRYSIDE Boulevard #7307, Clearwater, FL, 33761 — assumable VA mortgage at 3.10%
VATop pick
Active
26
$175,000$14,720 equity gap
Rate
3.10%
7.32%today
Payment
$760/mo
$1,223today
  • 2beds
  • 2baths
  • 1,095sqft

2593 COUNTRYSIDE Boulevard #7307, Clearwater

6311 93RD Terrace #4403, Pinellas Park, FL, 33782 — assumable FHA mortgage at 3.10%
FHA
Active
18
$185,000$23,203 equity gap
Rate
3.10%
7.32%today
Payment
$767/mo
$1,234today
  • 2beds
  • 2baths
  • 1,190sqft

6311 93RD Terrace #4403, Pinellas Park

5980 TERRACE PARK Drive #108, St Petersburg, FL, 33709 — assumable VA mortgage at 2.66%
VA
Active
52
$102,000$30,322 equity gap
Rate
2.66%
7.32%today
Payment
$333/mo
$567today
  • 1beds
  • 1baths
  • 840sqft

5980 TERRACE PARK Drive #108, St Petersburg

7719 91ST Street, Seminole, FL, 33777 — assumable VA mortgage at 2.86%
VA
Active
24
$459,999$129,365 equity gap
Rate
2.86%
7.32%today
Payment
$1,540/mo
$2,555today
  • 3beds
  • 2baths
  • 1,701sqft

7719 91ST Street, Seminole

4363 TYLER Circle, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.86%
FHA
Active
45
$350,000$87,595 equity gap
Rate
2.86%
7.32%today
Payment
$1,220/mo
$2,023today
  • 3beds
  • 3baths
  • 1,685sqft

4363 TYLER Circle, St Petersburg

8320 43RD Way, Pinellas Park, FL, 33781 — assumable FHA mortgage at 2.87%
FHA
Active
50
$315,000$70,599 equity gap
Rate
2.87%
7.32%today
Payment
$1,140/mo
$1,889today
  • 3beds
  • 1baths
  • 1,192sqft

8320 43RD Way, Pinellas Park

2174 19TH Avenue, Largo, FL, 33774 — assumable VA mortgage at 2.90%
VA
Active
33
$359,900$98,817 equity gap
Rate
2.90%
7.32%today
Payment
$1,225/mo
$2,021today
  • 3beds
  • 2baths
  • 1,224sqft

2174 19TH Avenue, Largo

1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$140,000$31,126 equity gap
Rate
2.94%
7.32%today
Payment
$518/mo
$850today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

2011 SEA FRONT Court, Clearwater, FL, 33763 — assumable FHA mortgage at 3.01%
FHA
Active
58
$255,000$52,840 equity gap
Rate
3.01%
7.32%today
Payment
$953/mo
$1,551today
  • 2beds
  • 3baths
  • 1,146sqft

2011 SEA FRONT Court, Clearwater

9945 47TH Avenue #203, St Petersburg, FL, 33708 — assumable VA mortgage at 3.04%
VA
Active
65
$129,500$30,696 equity gap
Rate
3.04%
7.32%today
Payment
$473/mo
$766today
  • 2beds
  • 2baths
  • 1,050sqft

9945 47TH Avenue #203, St Petersburg

6205 65TH Street, Pinellas Park, FL, 33781 — assumable FHA mortgage at 3.11%
FHA
Active
33
$319,999$86,676 equity gap
Rate
3.11%
7.32%today
Payment
$1,113/mo
$1,787today
  • 3beds
  • 1baths
  • 1,138sqft

6205 65TH Street, Pinellas Park

7995 53RD Way, Pinellas Park, FL, 33781 — assumable FHA mortgage at 3.12%
FHA
Active
28
$250,000$69,372 equity gap
Rate
3.12%
7.32%today
Payment
$862/mo
$1,383today
  • 2beds
  • 1baths
  • 672sqft

7995 53RD Way, Pinellas Park

10598 106TH Avenue, Largo, FL, 33773 — assumable VA mortgage at 3.25%
VA
Active
18
$550,000$144,669 equity gap
Rate
3.25%
7.32%today
Payment
$1,984/mo
$3,131today
  • 4beds
  • 4baths
  • 1,860sqft

10598 106TH Avenue, Largo

10263 GANDY Boulevard #406, St Petersburg, FL, 33702 — assumable VA mortgage at 3.85%
VA
Active
21
$135,000$14,496 equity gap
Rate
3.85%
7.32%today
Payment
$619/mo
$907today
  • 1beds
  • 1baths
  • 742sqft

10263 GANDY Boulevard #406, St Petersburg

8401 PORTULACA Avenue, Seminole, FL, 33777 — assumable VA mortgage at 2.78%
VA
Active
26
$380,000$128,092 equity gap
Rate
2.78%
7.32%today
Payment
$1,188/mo
$1,991today
  • 3beds
  • 2baths
  • 952sqft

8401 PORTULACA Avenue, Seminole

7378 54TH Avenue, St Petersburg, FL, 33709 — assumable VA mortgage at 2.87%
VA
Active
5
$849,000$315,623 equity gap
Rate
2.87%
7.32%today
Payment
$2,488/mo
$4,122today
  • —beds
  • —baths
  • —sqft

7378 54TH Avenue, St Petersburg

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,941 equity gap
Rate
4.00%
7.32%today
Payment
$1,523/mo
$2,192today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
37
$269,900$100,522 equity gap
Rate
3.01%
7.32%today
Payment
$829/mo
$1,348today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
42
$320,000$100,110 equity gap
Rate
3.05%
7.32%today
Payment
$1,042/mo
$1,686today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

5995 BLOSSOM LAKE Drive, Seminole, FL, 33772 — assumable VA mortgage at 3.56%
VA
Active
20
$499,999$143,695 equity gap
Rate
3.56%
7.32%today
Payment
$1,773/mo
$2,693today
  • 3beds
  • 2baths
  • 1,836sqft

5995 BLOSSOM LAKE Drive, Seminole

12620 115TH Street, Largo, FL, 33778 — assumable VA mortgage at 4.16%
VA
Active
51
$489,000$85,880 equity gap
Rate
4.16%
7.32%today
Payment
$2,132/mo
$3,009today
  • 3beds
  • 2baths
  • 1,343sqft

12620 115TH Street, Largo

1967 ARVIS Circle, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
36
$649,900$200,085 equity gap
Rate
3.18%
7.32%today
Payment
$2,190/mo
$3,487today
  • 4beds
  • 2baths
  • 2,178sqft

1967 ARVIS Circle, Clearwater

1491 HUNT Lane, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
34
$419,000$130,477 equity gap
Rate
3.18%
7.32%today
Payment
$1,408/mo
$2,242today
  • 3beds
  • 2baths
  • 1,354sqft

1491 HUNT Lane, Clearwater

8240 ACADIAN Lane, Seminole, FL, 33777 — assumable VA mortgage at 2.28%
VA
Active
43
$529,000$300,492 equity gap
Rate
2.28%
7.32%today
Payment
$2,267/mo
$3,166today
  • 3beds
  • 4baths
  • 2,250sqft

8240 ACADIAN Lane, Seminole

7249 PARKSIDE VILLAS Drive, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.66%
FHA
Active
42
$235,000$139,131 equity gap
Rate
2.66%
7.32%today
Payment
$444/mo
$756today
  • 2beds
  • 2baths
  • 956sqft

7249 PARKSIDE VILLAS Drive, St Petersburg

365 36TH Street, Largo, FL, 33771 — assumable FHA mortgage at 2.67%
FHA
Active
40
$399,000$246,390 equity gap
Rate
2.67%
7.32%today
Payment
$708/mo
$1,203today
  • 3beds
  • 2baths
  • 1,208sqft

365 36TH Street, Largo

6430 83RD Avenue, Pinellas Park, FL, 33781 — assumable FHA mortgage at 2.77%
FHA
Active
51
$300,000$132,007 equity gap
Rate
2.77%
7.32%today
Payment
$788/mo
$1,322today
  • 2beds
  • 2baths
  • 946sqft

6430 83RD Avenue, Pinellas Park

3725 57TH Avenue, St Petersburg, FL, 33714 — assumable VA mortgage at 2.79%
VA
Active
41
$469,900$192,783 equity gap
Rate
2.79%
7.32%today
Payment
$1,302/mo
$2,180today
  • 3beds
  • 2baths
  • 1,800sqft

3725 57TH Avenue, St Petersburg

7360 ULMERTON Road #18D, Largo, FL, 33771 — assumable FHA mortgage at 2.81%
FHA
Active
26
$285,000$145,665 equity gap
Rate
2.81%
7.32%today
Payment
$655/mo
$1,093today
  • 3beds
  • 2baths
  • 1,375sqft

7360 ULMERTON Road #18D, Largo

1701 38TH AVENUE, St Petersburg, FL, 33713 — assumable FHA mortgage at 2.81%
FHA
Active
41
$600,000$353,597 equity gap
Rate
2.81%
7.32%today
Payment
$1,172/mo
$1,956today
  • 4beds
  • 2baths
  • 1,974sqft

1701 38TH AVENUE, St Petersburg

998 DUMONT Drive, Dunedin, FL, 34698 — assumable FHA mortgage at 2.81%
FHA
Active
28
$489,000$233,487 equity gap
Rate
2.81%
7.32%today
Payment
$1,212/mo
$2,023today
  • 3beds
  • 2baths
  • 2,156sqft

998 DUMONT Drive, Dunedin

10735 63RD Avenue, Seminole, FL, 33772 — assumable VA mortgage at 2.84%
VA
Active
40
$339,900$169,540 equity gap
Rate
2.84%
7.32%today
Payment
$809/mo
$1,345today
  • 3beds
  • 1baths
  • 1,084sqft

10735 63RD Avenue, Seminole

774 91ST Avenue, St Petersburg, FL, 33702 — assumable FHA mortgage at 2.87%
FHA
Active
27
$425,000$171,509 equity gap
Rate
2.87%
7.32%today
Payment
$1,182/mo
$1,959today
  • 3beds
  • 2baths
  • 1,395sqft

774 91ST Avenue, St Petersburg

6450 SHORELINE Drive #9306, Seminole, FL, 33708 — assumable VA mortgage at 2.88%
VA
Active
43
$469,900$309,951 equity gap
Rate
2.88%
7.32%today
Payment
$768/mo
$1,271today
  • 3beds
  • 2baths
  • 1,801sqft

6450 SHORELINE Drive #9306, Seminole

6565 WAYNE Street, St Petersburg, FL, 33702 — assumable FHA mortgage at 2.88%
FHA
Active
35
$284,999$131,097 equity gap
Rate
2.88%
7.32%today
Payment
$734/mo
$1,214today
  • 2beds
  • 3baths
  • 1,161sqft

6565 WAYNE Street, St Petersburg

Assuming a mortgage in Largo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.28%
Lowest existing payment
$321 /mo
Median cash to assume
$113,056
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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