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Assumable homes for sale in La Quinta, CA

10 homesVA & FHA loansrates from 3.07% vs 7.40% today

La Quinta assumption guide
53595 Avenida Diaz, La Quinta, CA, 92253 — assumable VA mortgage at 3.07%
VA
Active
60
$635,000$214,712 equity gap
Rate
3.07%
7.40%today
Payment
$1,991/mo
$3,240today
  • 3beds
  • 2baths
  • 1,426sqft

53595 Avenida Diaz, La Quinta

47755 Soft Moonlight, La Quinta, CA, 92253 — assumable FHA mortgage at 3.07%
FHA
Active
44
$429,900$244,445 equity gap
Rate
3.07%
7.40%today
Payment
$880/mo
$1,433today
  • 3beds
  • 2baths
  • 1,337sqft

47755 Soft Moonlight, La Quinta

79335 Rose Dawn, La Quinta, CA, 92253 — assumable VA mortgage at 3.10%
VA
Active
41
$415,000$227,257 equity gap
Rate
3.10%
7.40%today
Payment
$890/mo
$1,444today
  • 2beds
  • 2baths
  • 1,231sqft

79335 Rose Dawn, La Quinta

78600 Via Corrido, La Quinta, CA, 92253 — assumable VA mortgage at 3.31%
VA
Active
29
$599,000$242,491 equity gap
Rate
3.31%
7.40%today
Payment
$1,804/mo
$2,848today
  • 3beds
  • 3baths
  • 2,004sqft

78600 Via Corrido, La Quinta

80097 Ironbark Way, La Quinta, CA, 92253 — assumable VA mortgage at 3.70%
VA
Active
62
$550,000$371,057 equity gap
Rate
3.70%
7.40%today
Payment
$955/mo
$1,437today
  • 3beds
  • 3baths
  • 1,656sqft

80097 Ironbark Way, La Quinta

52591 Avenida Martinez, La Quinta, CA, 92253 — assumable VA mortgage at 6.43%
VA
Active
20
$475,000$42,833 equity gap
Rate
6.43%
7.40%today
Payment
$2,824/mo
$3,116today
  • 4beds
  • 2baths
  • 1,286sqft

52591 Avenida Martinez, La Quinta

51675 Avenida Rubio, La Quinta, CA, 92253 — assumable FHA mortgage at 6.92%
FHA
Active
38
$399,000$25,956 equity gap
Rate
6.92%
7.40%today
Payment
$2,518/mo
$2,642today
  • 3beds
  • 2baths
  • 1,230sqft

51675 Avenida Rubio, La Quinta

52905 Avenida Herrera, La Quinta, CA, 92253 — assumable VA mortgage at 7.22%
VA
Active
62
$669,000$67,952 equity gap
Rate
7.22%
7.40%today
Payment
$4,200/mo
$4,276today
  • 3beds
  • 3baths
  • 1,653sqft

52905 Avenida Herrera, La Quinta

79338 Cool Reflection, La Quinta, CA, 92253 — assumable VA mortgage at 6.36%
VA
Active
42
$430,000$93,714 equity gap
Rate
6.36%
7.40%today
Payment
$2,193/mo
$2,437today
  • 3beds
  • 2baths
  • 1,337sqft

79338 Cool Reflection, La Quinta

54200 Avenida Juarez, La Quinta, CA, 92253 — assumable FHA mortgage at 6.08%
FHA
Active
70
$459,000$441,760 equity gap
Rate
6.08%
7.40%today
Payment
$110/mo
$125today
  • 3beds
  • 2baths
  • 1,361sqft

54200 Avenida Juarez, La Quinta

Assuming a mortgage in La Quinta

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.07%
Lowest existing payment
$880 /mo
Median cash to assume
$220,985
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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