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Assumable homes for sale in Lancaster, CA

10 homesFHA & VA loansrates from 2.88% vs 7.40% today

Lancaster assumption guide
44340 Acacia, Lancaster, CA, 93535 — assumable FHA mortgage at 3.10%
FHA
Active
40
$474,999$83,980 equity gap
Rate
3.10%
7.40%today
Payment
$1,854/mo
$3,007today
  • 3beds
  • 2baths
  • 1,945sqft

44340 Acacia, Lancaster

43021 Artesia Court, Lancaster, CA, 93535 — assumable FHA mortgage at 4.17%
FHA
Active
42
$479,990Potential short sale
Rate
4.17%
7.40%today
Payment
$2,526/mo
$3,590today
  • 4beds
  • 3baths
  • 3,020sqft

43021 Artesia Court, Lancaster

3648 Topaz, Lancaster, CA, 93535 — assumable VA mortgage at 2.96%
VA
Active
38
$679,000$235,795 equity gap
Rate
2.96%
7.40%today
Payment
$2,097/mo
$3,462today
  • 5beds
  • 3baths
  • 2,933sqft

3648 Topaz, Lancaster

2611 Via Romana, Lancaster, CA, 93535 — assumable FHA mortgage at 2.88%
FHA
Active
21
$415,000$11,421 equity gap
Rate
2.88%
7.40%today
Payment
$1,884/mo
$3,143today
  • 3beds
  • 3baths
  • 1,563sqft

2611 Via Romana, Lancaster

2507 Avenue J14, Lancaster, CA, 93535 — assumable FHA mortgage at 4.02%
FHA
Active
16
$455,001$318,385 equity gap
Rate
4.02%
7.40%today
Payment
$855/mo
$1,237today
  • 4beds
  • 2baths
  • 1,487sqft

2507 Avenue J14, Lancaster

44660 26th, Lancaster, CA, 93535 — assumable FHA mortgage at 4.15%
FHA
Active
$439,900$360,075 equity gap
Rate
4.15%
7.40%today
Payment
$592/mo
$843today
  • 4beds
  • 2baths
  • 1,492sqft

44660 26th, Lancaster

45313 Robinson Drive, Lancaster, CA, 93535 — assumable FHA mortgage at 6.35%
FHA
Active
59
$525,000$80,099 equity gap
Rate
6.35%
7.40%today
Payment
$2,830/mo
$3,149today
  • 5beds
  • 3baths
  • 2,632sqft

45313 Robinson Drive, Lancaster

3300 Avenue K3, Lancaster, CA, 93535 — assumable FHA mortgage at 6.74%
FHA
Active
6
$465,000$133,027 equity gap
Rate
6.74%
7.40%today
Payment
$2,209/mo
$2,360today
  • 4beds
  • 2baths
  • 1,521sqft

3300 Avenue K3, Lancaster

3311 Topaz Lane, Lancaster, CA, 93535 — assumable FHA mortgage at 6.95%
FHA
Active
23
$475,000Potential short sale
Rate
6.95%
7.40%today
Payment
$3,882/mo
$4,061today
  • 3beds
  • 2baths
  • 2,275sqft

3311 Topaz Lane, Lancaster

3102 Topaz, Lancaster, CA, 93535 — assumable FHA mortgage at 7.23%
FHA
Active
24
$499,000$480,366 equity gap
Rate
7.23%
7.40%today
Payment
$131/mo
$133today
  • 5beds
  • 3baths
  • 2,368sqft

3102 Topaz, Lancaster

Assuming a mortgage in Lancaster

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$592 /mo
Median cash to assume
$133,027
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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