UMe
Get pre-qualified

Assumable homes for sale in Lancaster, CA

103 homesFHA & VA loansrates from 2.13% vs 7.40% today

Lancaster assumption guide
5840 Almond Valley Way, Lancaster, CA, 93536 — assumable FHA mortgage at 3.10%
FHATop pick
Active
$460,000Potential short sale
Rate
3.10%
7.40%today
Payment
$2,182/mo
$3,539today
  • 4beds
  • 3baths
  • 2,050sqft

5840 Almond Valley Way, Lancaster

39749 Gorham Lane, Palmdale, CA, 93551 — assumable VA mortgage at 2.98%
VA
Active
55
$610,000$111,190 equity gap
Rate
2.98%
7.40%today
Payment
$2,355/mo
$3,877today
  • 4beds
  • 3baths
  • 2,394sqft

39749 Gorham Lane, Palmdale

44340 Acacia, Lancaster, CA, 93535 — assumable FHA mortgage at 3.10%
FHA
Active
40
$474,999$83,980 equity gap
Rate
3.10%
7.40%today
Payment
$1,854/mo
$3,007today
  • 3beds
  • 2baths
  • 1,945sqft

44340 Acacia, Lancaster

49945 80th, Lancaster, CA, 93536 — assumable VA mortgage at 3.45%
VA
Active
30
$589,000$108,916 equity gap
Rate
3.45%
7.40%today
Payment
$2,356/mo
$3,656today
  • 4beds
  • 2baths
  • 1,690sqft

49945 80th, Lancaster

42910 Burlwood, Lancaster, CA, 93536 — assumable VA mortgage at 2.125%
VA
Active
33
$499,900$129,194 equity gap
Rate
2.125%
7.40%today
Payment
$1,623/mo
$2,989today
  • 4beds
  • 3baths
  • 2,089sqft

42910 Burlwood, Lancaster

1768 Sierra View Avenue, Lancaster, CA, 93535 — assumable FHA mortgage at 2.86%
FHA
Active
20
$429,999$123,054 equity gap
Rate
2.86%
7.40%today
Payment
$1,464/mo
$2,447today
  • 3beds
  • 3baths
  • 1,741sqft

1768 Sierra View Avenue, Lancaster

43921 Freer Way, Lancaster, CA, 93536 — assumable FHA mortgage at 2.97%
FHA
Active
13
$599,997$143,132 equity gap
Rate
2.97%
7.40%today
Payment
$2,169/mo
$3,576today
  • 3beds
  • 3baths
  • 3,096sqft

43921 Freer Way, Lancaster

40723 Vista Calma, Palmdale, CA, 93551 — assumable FHA mortgage at 3.05%
FHA
Active
70
$899,000$201,959 equity gap
Rate
3.05%
7.40%today
Payment
$3,302/mo
$5,388today
  • 4beds
  • 3baths
  • 2,429sqft

40723 Vista Calma, Palmdale

45664 Balmoral Court, Lancaster, CA, 93534 — assumable FHA mortgage at 3.56%
FHA
Active
29
$499,000$74,225 equity gap
Rate
3.56%
7.40%today
Payment
$2,110/mo
$3,229today
  • 3beds
  • 3baths
  • 1,774sqft

45664 Balmoral Court, Lancaster

43021 Artesia Court, Lancaster, CA, 93535 — assumable FHA mortgage at 4.17%
FHA
Active
42
$479,990Potential short sale
Rate
4.17%
7.40%today
Payment
$2,526/mo
$3,590today
  • 4beds
  • 3baths
  • 3,020sqft

43021 Artesia Court, Lancaster

43333 Cottage Lane, Lancaster, CA, 93536 — assumable FHA mortgage at 4.17%
FHA
Active
37
$489,999$47,129 equity gap
Rate
4.17%
7.40%today
Payment
$2,344/mo
$3,331today
  • 4beds
  • 3baths
  • 1,809sqft

43333 Cottage Lane, Lancaster

4718 Quartz Hill, Lancaster, CA, 93536 — assumable FHA mortgage at 2.77%
FHA
Active
40
$525,000$207,798 equity gap
Rate
2.77%
7.40%today
Payment
$1,484/mo
$2,510today
  • 3beds
  • 3baths
  • 1,848sqft

4718 Quartz Hill, Lancaster

3317 Vahn Lane, Lancaster, CA, 93536 — assumable VA mortgage at 2.90%
VA
Active
54
$675,000$262,198 equity gap
Rate
2.90%
7.40%today
Payment
$1,936/mo
$3,221today
  • 5beds
  • 4baths
  • 3,847sqft

3317 Vahn Lane, Lancaster

916 Avenue J8, Lancaster, CA, 93534 — assumable FHA mortgage at 2.94%
FHA
Active
23
$400,000$144,986 equity gap
Rate
2.94%
7.40%today
Payment
$1,232/mo
$2,040today
  • 3beds
  • 2baths
  • 1,307sqft

916 Avenue J8, Lancaster

44309 Hardwood Avenue, Lancaster, CA, 93534 — assumable FHA mortgage at 2.96%
FHA
Active
33
$449,000$179,712 equity gap
Rate
2.96%
7.40%today
Payment
$1,277/mo
$2,108today
  • 4beds
  • 2baths
  • 1,332sqft

44309 Hardwood Avenue, Lancaster

3648 Topaz, Lancaster, CA, 93535 — assumable VA mortgage at 2.96%
VA
Active
38
$679,000$235,795 equity gap
Rate
2.96%
7.40%today
Payment
$2,097/mo
$3,462today
  • 5beds
  • 3baths
  • 2,933sqft

3648 Topaz, Lancaster

45303 6th Street, Lancaster, CA, 93535 — assumable FHA mortgage at 2.98%
FHA
Active
41
$349,000$121,474 equity gap
Rate
2.98%
7.40%today
Payment
$1,079/mo
$1,777today
  • 4beds
  • 2baths
  • 1,204sqft

45303 6th Street, Lancaster

44616 Driftwood Street, Lancaster, CA, 93535 — assumable VA mortgage at 2.98%
VA
Active
19
$449,000$155,634 equity gap
Rate
2.98%
7.40%today
Payment
$1,394/mo
$2,296today
  • 4beds
  • 3baths
  • 2,260sqft

44616 Driftwood Street, Lancaster

41910 Montallegro Street, Lancaster, CA, 93536 — assumable FHA mortgage at 3.02%
FHA
Active
59
$929,999$316,079 equity gap
Rate
3.02%
7.40%today
Payment
$2,924/mo
$4,790today
  • 5beds
  • 5baths
  • 4,044sqft

41910 Montallegro Street, Lancaster

1047 Lingard Street, Lancaster, CA, 93535 — assumable FHA mortgage at 3.05%
FHA
Active
8
$324,999$117,515 equity gap
Rate
3.05%
7.40%today
Payment
$983/mo
$1,604today
  • 3beds
  • 1baths
  • 1,184sqft

1047 Lingard Street, Lancaster

1021 Avenue J13, Lancaster, CA, 93534 — assumable FHA mortgage at 3.08%
FHA
Active
24
$435,000$131,744 equity gap
Rate
3.08%
7.40%today
Payment
$1,464/mo
$2,379today
  • 4beds
  • 2baths
  • 1,994sqft

1021 Avenue J13, Lancaster

1469 Boyden, Lancaster, CA, 93534 — assumable VA mortgage at 3.10%
VA
Active
14
$399,999$147,874 equity gap
Rate
3.10%
7.40%today
Payment
$1,196/mo
$1,939today
  • 3beds
  • 2baths
  • 1,594sqft

1469 Boyden, Lancaster

44321 Blazing Star, Lancaster, CA, 93536 — assumable FHA mortgage at 3.18%
FHA
Active
62
$649,999$206,278 equity gap
Rate
3.18%
7.40%today
Payment
$2,160/mo
$3,467today
  • 4beds
  • 3baths
  • 2,548sqft

44321 Blazing Star, Lancaster

44054 Bayberry, Lancaster, CA, 93536 — assumable VA mortgage at 2.62%
VA
Active
12
$615,000$407,231 equity gap
Rate
2.62%
7.40%today
Payment
$1,888/mo
$2,587today
  • 5beds
  • 5baths
  • 3,421sqft

44054 Bayberry, Lancaster

43815 47th Street, Lancaster, CA, 93536 — assumable VA mortgage at 2.79%
VA
Active
54
$624,900$294,057 equity gap
Rate
2.79%
7.40%today
Payment
$1,555/mo
$2,623today
  • 5beds
  • 3baths
  • 4,156sqft

43815 47th Street, Lancaster

4659 Avenue J13, Lancaster, CA, 93536 — assumable VA mortgage at 2.88%
VA
Active
64
$599,900$562,747 equity gap
Rate
2.88%
7.40%today
Payment
$183/mo
$298today
  • 4beds
  • 3baths
  • 2,817sqft

4659 Avenue J13, Lancaster

2611 Via Romana, Lancaster, CA, 93535 — assumable FHA mortgage at 2.88%
FHA
Active
21
$415,000$11,421 equity gap
Rate
2.88%
7.40%today
Payment
$1,884/mo
$3,143today
  • 3beds
  • 3baths
  • 1,563sqft

2611 Via Romana, Lancaster

1325 Avenue H6, Lancaster, CA, 93534 — assumable VA mortgage at 2.96%
VA
Active
28
$499,900$211,817 equity gap
Rate
2.96%
7.40%today
Payment
$1,363/mo
$2,250today
  • 4beds
  • 2baths
  • 1,890sqft

1325 Avenue H6, Lancaster

220 Avenue P5, Palmdale, CA, 93550 — assumable FHA mortgage at 2.98%
FHA
Active
10
$30,000Potential short sale
Rate
2.98%
7.40%today
Payment
$1,465/mo
$2,412today
  • —beds
  • —baths
  • —sqft

220 Avenue P5, Palmdale

220 Avenue P5, Palmdale, CA, 93550 — assumable FHA mortgage at 2.98%
FHA
Active
8
$35,000Potential short sale
Rate
2.98%
7.40%today
Payment
$1,465/mo
$2,412today
  • —beds
  • —baths
  • —sqft

220 Avenue P5, Palmdale

768 W Newgrove Street, Lancaster, CA, 93534 — assumable VA mortgage at 2.99%
VA
Active
38
$394,000$248,032 equity gap
Rate
2.99%
7.40%today
Payment
$685/mo
$1,127today
  • 2beds
  • 2baths
  • 1,232sqft

768 W Newgrove Street, Lancaster

4018 Jonathon Street, Lancaster, CA, 93536 — assumable VA mortgage at 3.07%
VA
Active
60
$639,900$337,457 equity gap
Rate
3.07%
7.40%today
Payment
$2,272/mo
$3,254today
  • 4beds
  • 3baths
  • 2,954sqft

4018 Jonathon Street, Lancaster

40939 Woodshire Drive, Palmdale, CA, 93551 — assumable VA mortgage at 3.10%
VA
Active
44
$939,000$577,272 equity gap
Rate
3.10%
7.40%today
Payment
$1,708/mo
$2,770today
  • 6beds
  • 4baths
  • 4,050sqft

40939 Woodshire Drive, Palmdale

2561 Avenue K, Lancaster, CA, 93536 — assumable VA mortgage at 3.23%
VA
Active
75
$619,900$324,332 equity gap
Rate
3.23%
7.40%today
Payment
$1,473/mo
$2,349today
  • 4beds
  • 3baths
  • 1,997sqft

2561 Avenue K, Lancaster

44238 Sedona Way, Lancaster, CA, 93536 — assumable FHA mortgage at 4.72%
FHA
Active
21
$565,000$87,163 equity gap
Rate
4.72%
7.40%today
Payment
$2,666/mo
$3,551today
  • 4beds
  • 2baths
  • 1,688sqft

44238 Sedona Way, Lancaster

4133 Avenue J7, Lancaster, CA, 93536 — assumable VA mortgage at 3.75%
VA
Active
53
$559,990$184,837 equity gap
Rate
3.75%
7.40%today
Payment
$2,021/mo
$3,022today
  • 4beds
  • 3baths
  • 2,882sqft

4133 Avenue J7, Lancaster

Assuming a mortgage in Lancaster

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.13%
Lowest existing payment
$592 /mo
Median cash to assume
$133,027
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe