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Assumable homes for sale in La Mesa, CA

22 homesVA & FHA loansrates from 2.68% vs 7.32% today

La Mesa assumption guide
3555 Helix St, Spring Valley, CA, 91977 — assumable FHA mortgage at 2.87%
FHA
Active
26
$699,000$102,033 equity gap
Rate
2.87%
7.32%today
Payment
$2,850/mo
$4,721today
  • 4beds
  • 3baths
  • 2,057sqft

3555 Helix St, Spring Valley

7940 University Avenue #34, La Mesa, CA, 91942 — assumable VA mortgage at 2.68%
VA
Active
12
$420,000$104,340 equity gap
Rate
2.68%
7.32%today
Payment
$1,469/mo
$2,495today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #34, La Mesa

7890 Bushwood Court, Lemon Grove, CA, 91945 — assumable FHA mortgage at 2.875%
FHA
Active
68
$815,000$237,135 equity gap
Rate
2.875%
7.32%today
Payment
$2,709/mo
$4,485today
  • 4beds
  • 2baths
  • 1,686sqft

7890 Bushwood Court, Lemon Grove

1210 Pine Drive, El Cajon, CA, 92020 — assumable VA mortgage at 2.73%
VA
Active
51
$950,000$315,970 equity gap
Rate
2.73%
7.32%today
Payment
$2,953/mo
$4,982today
  • 3beds
  • 3baths
  • 2,412sqft

1210 Pine Drive, El Cajon

3365 Bonita Street, Spring Valley, CA, 91977 — assumable VA mortgage at 3.69%
VA
Active
51
$849,888$207,669 equity gap
Rate
3.69%
7.32%today
Payment
$3,235/mo
$4,835today
  • 3beds
  • 2baths
  • 1,590sqft

3365 Bonita Street, Spring Valley

5700 Baltimore #106, La Mesa, CA, 91942 — assumable FHA mortgage at 2.87%
FHA
Active
21
$425,000$412,605 equity gap
Rate
2.87%
7.32%today
Payment
$6,220/mo
$6,929today
  • 1beds
  • 1baths
  • 671sqft

5700 Baltimore #106, La Mesa

3387 Central Avenue, Spring Valley, CA, 91977 — assumable FHA mortgage at 4.375%
FHA
Active
14
$1,200,000$199,562 equity gap
Rate
4.375%
7.32%today
Payment
$5,393/mo
$7,419today
  • 6beds
  • 4baths
  • 2,576sqft

3387 Central Avenue, Spring Valley

3665 Grove Street #271, Lemon Grove, CA, 91945 — assumable VA mortgage at 5.30%
VA
Active
35
$459,999$15,058 equity gap
Rate
5.30%
7.32%today
Payment
$2,630/mo
$3,254today
  • 2beds
  • 2baths
  • 1,022sqft

3665 Grove Street #271, Lemon Grove

9860 Dale Avenue #C3, Spring Valley, CA, 91977 — assumable VA mortgage at 3.92%
VA
Active
26
$259,000Potential short sale
Rate
3.92%
7.32%today
Payment
$1,600/mo
$2,324today
  • 1beds
  • 1baths
  • 600sqft

9860 Dale Avenue #C3, Spring Valley

3504 Sequoia, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.35%
VA
Active
23
$710,000$25,940 equity gap
Rate
6.35%
7.32%today
Payment
$4,351/mo
$4,803today
  • 4beds
  • 4baths
  • 1,755sqft

3504 Sequoia, Lemon Grove

5931 Howell Drive #7, La Mesa, CA, 91942 — assumable VA mortgage at 6.39%
VA
Active
26
$369,999$16,521 equity gap
Rate
6.39%
7.32%today
Payment
$2,298/mo
$2,526today
  • 1beds
  • 1baths
  • 576sqft

5931 Howell Drive #7, La Mesa

4065 Bancroft Drive, La Mesa, CA, 91941 — assumable VA mortgage at 6.78%
VA
Active
43
$899,999Potential short sale
Rate
6.78%
7.32%today
Payment
$6,161/mo
$6,505today
  • 7beds
  • 5baths
  • 2,714sqft

4065 Bancroft Drive, La Mesa

8301 Mount Vernon Street, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.27%
VA
Active
48
$979,900$71,949 equity gap
Rate
6.27%
7.32%today
Payment
$5,862/mo
$6,526today
  • 4beds
  • 3baths
  • 2,968sqft

8301 Mount Vernon Street, Lemon Grove

7940 University Avenue #22, La Mesa, CA, 91942 — assumable VA mortgage at 6.46%
VA
Active
24
$525,000$43,589 equity gap
Rate
6.46%
7.32%today
Payment
$3,099/mo
$3,382today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #22, La Mesa

8150 Lemon Avenue #130, La Mesa, CA, 91941 — assumable VA mortgage at 6.63%
VA
Active
29
$574,900$42,143 equity gap
Rate
6.63%
7.32%today
Payment
$3,464/mo
$3,714today
  • 2beds
  • 2baths
  • 800sqft

8150 Lemon Avenue #130, La Mesa

5715 Baltimore Drive #29, La Mesa, CA, 91942 — assumable VA mortgage at 4.51%
VA
Active
39
$689,000$303,388 equity gap
Rate
4.51%
7.32%today
Payment
$2,286/mo
$3,095today
  • 4beds
  • 3baths
  • 1,474sqft

5715 Baltimore Drive #29, La Mesa

3037 Highlands Blvd, Spring Valley, CA, 91977 — assumable VA mortgage at 6.48%
VA
Active
37
$669,000$123,314 equity gap
Rate
6.48%
7.32%today
Payment
$3,595/mo
$3,916today
  • 3beds
  • 2baths
  • 1,397sqft

3037 Highlands Blvd, Spring Valley

8220 Vincetta Dr #55, La Mesa, CA, 91942 — assumable VA mortgage at 6.50%
VA
Active
19
$329,000$56,800 equity gap
Rate
6.50%
7.32%today
Payment
$1,720/mo
$1,870today
  • 1beds
  • 1baths
  • 700sqft

8220 Vincetta Dr #55, La Mesa

9332 Golondrina, La Mesa, CA, 91941 — assumable VA mortgage at 6.82%
VA
Active
71
$1,299,000$197,875 equity gap
Rate
6.82%
7.32%today
Payment
$7,368/mo
$7,748today
  • 3beds
  • 3baths
  • 2,071sqft

9332 Golondrina, La Mesa

5700 Baltimore Drive #81, La Mesa, CA, 91942 — assumable VA mortgage at 4.81%
VA
Active
46
$469,999$206,080 equity gap
Rate
4.81%
7.32%today
Payment
$1,612/mo
$2,108today
  • 2beds
  • 2baths
  • 1,068sqft

5700 Baltimore Drive #81, La Mesa

8710 Echo Dr, La Mesa, CA, 91941 — assumable VA mortgage at 5.54%
VA
Active
53
$1,099,000$339,929 equity gap
Rate
5.54%
7.32%today
Payment
$4,597/mo
$5,537today
  • 4beds
  • 3baths
  • 2,440sqft

8710 Echo Dr, La Mesa

3635 Grove St #167, Lemon Grove, CA, 91945 — assumable FHA mortgage at 6.00%
FHA
Active
39
$499,000$172,946 equity gap
Rate
6.00%
7.32%today
Payment
$1,965/mo
$2,251today
  • 3beds
  • 2baths
  • 1,088sqft

3635 Grove St #167, Lemon Grove

Assuming a mortgage in La Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$1,469 /mo
Median cash to assume
$148,130
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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