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Assumable homes for sale in La Mesa, CA

200 homesVA & FHA loansrates from 2.25% vs 7.18% today

La Mesa assumption guide
550 15th St. #207, San Diego, CA, 92101 — assumable VA mortgage at 3.12%
VATop pick
Active
19
$363,900$16,294 equity gap
Rate
3.12%
7.18%today
Payment
$1,652/mo
$2,614today
  • —beds
  • 1baths
  • 526sqft

550 15th St. #207, San Diego

916 Amistad Ct #D, El Cajon, CA, 92019 — assumable VA mortgage at 2.96%
VATop pick
Active
17
$380,000$23,586 equity gap
Rate
2.96%
7.18%today
Payment
$1,690/mo
$2,730today
  • 2beds
  • 1baths
  • 945sqft

916 Amistad Ct #D, El Cajon

9457 Carlton Oaks Drive #B, Santee, CA, 92071 — assumable VA mortgage at 2.87%
VA
Active
34
$549,000$85,202 equity gap
Rate
2.87%
7.18%today
Payment
$2,163/mo
$3,534today
  • 3beds
  • 2baths
  • 1,180sqft

9457 Carlton Oaks Drive #B, Santee

3555 Helix St, Spring Valley, CA, 91977 — assumable FHA mortgage at 2.87%
FHA
Active
26
$699,000$102,033 equity gap
Rate
2.87%
7.18%today
Payment
$2,850/mo
$4,656today
  • 4beds
  • 3baths
  • 2,057sqft

3555 Helix St, Spring Valley

1312 Hawk Lane, El Cajon, CA, 92020 — assumable FHA mortgage at 2.88%
FHA
Active
39
$609,900$115,389 equity gap
Rate
2.88%
7.18%today
Payment
$2,325/mo
$3,794today
  • 3beds
  • 3baths
  • 1,424sqft

1312 Hawk Lane, El Cajon

5980 Dandridge Lane #225, San Diego, CA, 92115 — assumable VA mortgage at 2.88%
VA
Active
33
$349,999$62,836 equity gap
Rate
2.88%
7.18%today
Payment
$1,338/mo
$2,183today
  • 1beds
  • 1baths
  • 724sqft

5980 Dandridge Lane #225, San Diego

6131 Rancho Mission Road #116, San Diego, CA, 92108 — assumable VA mortgage at 2.99%
VA
Active
20
$330,000$50,932 equity gap
Rate
2.99%
7.18%today
Payment
$1,356/mo
$2,181today
  • 1beds
  • 1baths
  • 680sqft

6131 Rancho Mission Road #116, San Diego

2804 C St, San Diego, CA, 92102 — assumable VA mortgage at 3.21%
VA
Active
50
$1,473,000$138,450 equity gap
Rate
3.21%
7.18%today
Payment
$6,393/mo
$10,001today
  • 5beds
  • 3baths
  • 1,884sqft

2804 C St, San Diego

6333 College Grove Way #11103, San Diego, CA, 92115 — assumable FHA mortgage at 3.09%
FHA
Active
26
$449,000$57,721 equity gap
Rate
3.09%
7.18%today
Payment
$1,862/mo
$2,957today
  • 3beds
  • 2baths
  • 1,024sqft

6333 College Grove Way #11103, San Diego

1617 La Presa Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 3.09%
VA
Active
21
$800,000$94,209 equity gap
Rate
3.09%
7.18%today
Payment
$3,358/mo
$5,334today
  • 3beds
  • 3baths
  • 1,646sqft

1617 La Presa Avenue, Spring Valley

1514 7th Ave #104, San Diego, CA, 92101 — assumable FHA mortgage at 3.09%
FHA
Active
23
$549,999$101,115 equity gap
Rate
3.09%
7.18%today
Payment
$2,136/mo
$3,392today
  • 2beds
  • 2baths
  • 1,069sqft

1514 7th Ave #104, San Diego

1045 Peach Avenue #8, El Cajon, CA, 92021 — assumable VA mortgage at 3.10%
VA
Active
9
$299,000$56,404 equity gap
Rate
3.10%
7.18%today
Payment
$1,153/mo
$1,829today
  • 1beds
  • 1baths
  • 721sqft

1045 Peach Avenue #8, El Cajon

9512 Date St., Spring Valley, CA, 91977 — assumable VA mortgage at 3.18%
VA
Active
49
$759,000$132,534 equity gap
Rate
3.18%
7.18%today
Payment
$3,050/mo
$4,789today
  • 3beds
  • 2baths
  • 1,307sqft

9512 Date St., Spring Valley

5710 Greycourt, San Diego, CA, 92114 — assumable VA mortgage at 3.76%
VA
Active
26
$769,900$22,322 equity gap
Rate
3.76%
7.18%today
Payment
$3,795/mo
$5,544today
  • 3beds
  • 2baths
  • 1,401sqft

5710 Greycourt, San Diego

344 Stillwater Court, Santee, CA, 92071 — assumable FHA mortgage at 1.00%
FHA
Active
20
$640,000$178,906 equity gap
Rate
1.00%
7.18%today
Payment
$1,728/mo
$3,639today
  • 2beds
  • 3baths
  • 1,368sqft

344 Stillwater Court, Santee

648 51 Street, San Diego, CA, 92114 — assumable VA mortgage at 2.60%
VA
Active
45
$550,000$149,447 equity gap
Rate
2.60%
7.18%today
Payment
$1,853/mo
$3,135today
  • 3beds
  • 2baths
  • 1,300sqft

648 51 Street, San Diego

7940 University Avenue #34, La Mesa, CA, 91942 — assumable VA mortgage at 2.68%
VA
Active
12
$420,000$105,104 equity gap
Rate
2.68%
7.18%today
Payment
$1,469/mo
$2,460today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #34, La Mesa

1080 Park #202, San Diego, CA, 92101 — assumable VA mortgage at 2.75%
VA
Active
28
$399,900$103,598 equity gap
Rate
2.75%
7.18%today
Payment
$1,431/mo
$2,375today
  • —beds
  • 1baths
  • 854sqft

1080 Park #202, San Diego

930 Peach Avenue #17, El Cajon, CA, 92021 — assumable VA mortgage at 2.86%
VA
Active
30
$310,000$69,960 equity gap
Rate
2.86%
7.18%today
Payment
$1,118/mo
$1,830today
  • 1beds
  • 1baths
  • 625sqft

930 Peach Avenue #17, El Cajon

7890 Bushwood Court, Lemon Grove, CA, 91945 — assumable FHA mortgage at 2.875%
FHA
Active
68
$815,000$238,459 equity gap
Rate
2.875%
7.18%today
Payment
$2,709/mo
$4,423today
  • 4beds
  • 2baths
  • 1,686sqft

7890 Bushwood Court, Lemon Grove

1150 J #603, San Diego, CA, 92101 — assumable VA mortgage at 2.88%
VA
Active
26
$379,990$101,997 equity gap
Rate
2.88%
7.18%today
Payment
$1,329/mo
$2,168today
  • —beds
  • 1baths
  • 571sqft

1150 J #603, San Diego

1227 Cuyamaca Ave, Spring Valley, CA, 91977 — assumable VA mortgage at 2.93%
VA
Active
23
$840,000$205,597 equity gap
Rate
2.93%
7.18%today
Payment
$2,992/mo
$4,851today
  • 4beds
  • 3baths
  • 2,298sqft

1227 Cuyamaca Ave, Spring Valley

10160 Brightwood Ln #1, Santee, CA, 92071 — assumable FHA mortgage at 2.96%
FHA
Active
23
$625,000$168,064 equity gap
Rate
2.96%
7.18%today
Payment
$2,162/mo
$3,492today
  • 2beds
  • 3baths
  • 1,190sqft

10160 Brightwood Ln #1, Santee

643 Q Ave, National City, CA, 91950 — assumable VA mortgage at 2.96%
VA
Active
33
$575,000$157,446 equity gap
Rate
2.96%
7.18%today
Payment
$1,971/mo
$3,184today
  • 3beds
  • 2baths
  • 1,286sqft

643 Q Ave, National City

3215 44th Street #11, San Diego, CA, 92105 — assumable VA mortgage at 2.98%
VA
Active
16
$380,000$99,024 equity gap
Rate
2.98%
7.18%today
Payment
$1,327/mo
$2,137today
  • 2beds
  • 1baths
  • 770sqft

3215 44th Street #11, San Diego

405 61st Street, San Diego, CA, 92114 — assumable VA mortgage at 3.05%
VA
Active
41
$699,900$150,066 equity gap
Rate
3.05%
7.18%today
Payment
$2,604/mo
$4,158today
  • 3beds
  • 3baths
  • 1,400sqft

405 61st Street, San Diego

910 Saint George, Spring Valley, CA, 91977 — assumable FHA mortgage at 3.05%
FHA
Active
35
$700,000$144,663 equity gap
Rate
3.05%
7.18%today
Payment
$2,625/mo
$4,191today
  • 4beds
  • 2baths
  • 1,221sqft

910 Saint George, Spring Valley

3238 Ashford Street #D, San Diego, CA, 92111 — assumable VA mortgage at 3.06%
VA
Active
34
$439,000$114,145 equity gap
Rate
3.06%
7.18%today
Payment
$1,565/mo
$2,495today
  • 2beds
  • 1baths
  • 716sqft

3238 Ashford Street #D, San Diego

550 Park Blvd #2501, San Diego, CA, 92101 — assumable VA mortgage at 3.56%
VA
Active
34
$495,000$63,254 equity gap
Rate
3.56%
7.18%today
Payment
$2,149/mo
$3,218today
  • 1beds
  • 1baths
  • 810sqft

550 Park Blvd #2501, San Diego

7227 Camino Degrazia #61, San Diego, CA, 92111 — assumable VA mortgage at 3.09%
VA
Active
28
$599,000$164,186 equity gap
Rate
3.09%
7.18%today
Payment
$2,106/mo
$3,345today
  • 3beds
  • 2baths
  • 1,271sqft

7227 Camino Degrazia #61, San Diego

8560 Rancho Canada Rd, El Cajon, CA, 92021 — assumable VA mortgage at 3.10%
VA
Active
9
$875,000$184,949 equity gap
Rate
3.10%
7.18%today
Payment
$3,279/mo
$5,203today
  • 3beds
  • 2baths
  • 1,377sqft

8560 Rancho Canada Rd, El Cajon

543 Palmwood Court, San Diego, CA, 92139 — assumable VA mortgage at 3.625%
VA
Active
14
$789,000$90,926 equity gap
Rate
3.625%
7.18%today
Payment
$3,499/mo
$5,198today
  • 4beds
  • 2baths
  • 1,350sqft

543 Palmwood Court, San Diego

425 Beech Street #314, San Diego, CA, 92101 — assumable FHA mortgage at 3.92%
FHA
Active
36
$534,900$27,213 equity gap
Rate
3.92%
7.18%today
Payment
$2,612/mo
$3,712today
  • 2beds
  • 2baths
  • 977sqft

425 Beech Street #314, San Diego

3387 Central Avenue, Spring Valley, CA, 91977 — assumable FHA mortgage at 4.375%
FHA
Active
13
$999,999Potential short sale
Rate
4.375%
7.18%today
Payment
$5,393/mo
$7,317today
  • 6beds
  • 4baths
  • 2,576sqft

3387 Central Avenue, Spring Valley

550 Park Blvd #2306, San Diego, CA, 92101 — assumable VA mortgage at 2.375%
VA
Active
23
$439,000$134,211 equity gap
Rate
2.375%
7.18%today
Payment
$1,389/mo
$2,422today
  • 1beds
  • 1baths
  • 738sqft

550 Park Blvd #2306, San Diego

5442 Adobe Falls #5, San Diego, CA, 92120 — assumable VA mortgage at 2.67%
VA
Active
34
$444,000$167,438 equity gap
Rate
2.67%
7.18%today
Payment
$1,286/mo
$2,156today
  • 2beds
  • 2baths
  • 884sqft

5442 Adobe Falls #5, San Diego

Assuming a mortgage in La Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$516/mo
Median cash to assume
$205,021
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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