Assumable homes for sale in Lakeville, MN

20 homesVA & FHA loansrates from 2.68% vs 7.32% today

Lakeville assumption guide
5180 185th Street, Farmington, MN, 55024 — assumable VA mortgage at 2.78%
VA
Active
42
$354,777$51,359 equity gap
Rate
2.78%
7.32%today
Payment
$1,401/mo
$2,348today
  • 4beds
  • 2baths
  • 2,012sqft

5180 185th Street, Farmington

7632 157th Street #200, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.03%
FHA
Active
31
$125,000$24,310 equity gap
Rate
3.03%
7.32%today
Payment
$492/mo
$799today
  • 1beds
  • 1baths
  • 701sqft

7632 157th Street #200, Apple Valley

18328 Glastonbury Drive, Lakeville, MN, 55044 — assumable VA mortgage at 3.45%
VA
Active
32
$399,000$110,836 equity gap
Rate
3.45%
7.32%today
Payment
$1,489/mo
$2,293today
  • 4beds
  • 4baths
  • 2,599sqft

18328 Glastonbury Drive, Lakeville

6204 176th Street, Lakeville, MN, 55024 — assumable VA mortgage at 2.87%
VA
Active
47
$468,000$178,776 equity gap
Rate
2.87%
7.32%today
Payment
$1,381/mo
$2,287today
  • 4beds
  • 2baths
  • 2,267sqft

6204 176th Street, Lakeville

15576 Finch Avenue, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.12%
FHA
Active
38
$248,900$96,452 equity gap
Rate
3.12%
7.32%today
Payment
$725/mo
$1,163today
  • 2beds
  • 2baths
  • 1,624sqft

15576 Finch Avenue, Apple Valley

16515 Frazer Way, Rosemount, MN, 55068 — assumable VA mortgage at 3.69%
VA
Active
42
$350,000$94,681 equity gap
Rate
3.69%
7.32%today
Payment
$1,361/mo
$2,034today
  • 3beds
  • 2baths
  • 1,542sqft

16515 Frazer Way, Rosemount

6750 158th Street, Apple Valley, MN, 55124 — assumable FHA mortgage at 4.42%
FHA
Active
33
$339,900$22,503 equity gap
Rate
4.42%
7.32%today
Payment
$1,725/mo
$2,361today
  • 4beds
  • 4baths
  • 2,030sqft

6750 158th Street, Apple Valley

18576 Euclid Path, Farmington, MN, 55024 — assumable VA mortgage at 2.68%
VA
Active
37
$299,900$122,256 equity gap
Rate
2.68%
7.32%today
Payment
$825/mo
$1,401today
  • 3beds
  • 3baths
  • 2,108sqft

18576 Euclid Path, Farmington

19036 Echo Lane, Farmington, MN, 55024 — assumable VA mortgage at 5.23%
VA
Active
33
$330,000$17,214 equity gap
Rate
5.23%
7.32%today
Payment
$1,842/mo
$2,296today
  • 3beds
  • 2baths
  • 2,596sqft

19036 Echo Lane, Farmington

17550 Foxboro Lane, Lakeville, MN, 55024 — assumable FHA mortgage at 3.71%
FHA
Active
28
$449,099$272,871 equity gap
Rate
3.71%
7.32%today
Payment
$1,095/mo
$1,632today
  • 4beds
  • 2baths
  • 2,326sqft

17550 Foxboro Lane, Lakeville

7536 165th Street, Lakeville, MN, 55044 — assumable FHA mortgage at 3.71%
FHA
Active
21
$359,900$181,951 equity gap
Rate
3.71%
7.32%today
Payment
$1,063/mo
$1,585today
  • 4beds
  • 2baths
  • 1,764sqft

7536 165th Street, Lakeville

15894 Gooseberry Way, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.80%
FHA
Active
29
$260,000$149,712 equity gap
Rate
3.80%
7.32%today
Payment
$770/mo
$1,136today
  • 3beds
  • 2baths
  • 1,687sqft

15894 Gooseberry Way, Apple Valley

16066 Foliage Avenue, Rosemount, MN, 55068 — assumable FHA mortgage at 4.00%
FHA
Active
20
$247,000$187,798 equity gap
Rate
4.00%
7.32%today
Payment
$762/mo
$1,097today
  • 3beds
  • 2baths
  • 1,488sqft

16066 Foliage Avenue, Rosemount

18172 Glanshaw Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 11.00%
VA
Active
54
$565,000$27,941 equity gap
Rate
11.00%
7.32%today
Payment
$5,241/mo
$3,781today
  • 4beds
  • 3baths
  • 2,480sqft

18172 Glanshaw Avenue, Lakeville

5811 191st Street, Farmington, MN, 55024 — assumable FHA mortgage at 4.47%
FHA
Active
49
$364,900$156,957 equity gap
Rate
4.47%
7.32%today
Payment
$1,244/mo
$1,693today
  • 4beds
  • 2baths
  • 1,703sqft

5811 191st Street, Farmington

16025 Grove Trail, Lakeville, MN, 55044 — assumable FHA mortgage at 6.00%
FHA
Active
23
$399,900$64,966 equity gap
Rate
6.00%
7.32%today
Payment
$2,016/mo
$2,310today
  • 4beds
  • 2baths
  • 2,536sqft

16025 Grove Trail, Lakeville

16991 Evening Terrace, Lakeville, MN, 55044 — assumable FHA mortgage at 5.69%
FHA
Active
46
$684,891$168,039 equity gap
Rate
5.69%
7.32%today
Payment
$4,452/mo
$4,935today
  • 5beds
  • 4baths
  • 3,450sqft

16991 Evening Terrace, Lakeville

5365 180th Street, Farmington, MN, 55024 — assumable VA mortgage at 5.22%
VA
Active
12
$325,000$257,297 equity gap
Rate
5.22%
7.32%today
Payment
$613/mo
$765today
  • 3beds
  • 2baths
  • 1,614sqft

5365 180th Street, Farmington

17301 Eastwood Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 6.67%
VA
Active
50
$599,900$172,785 equity gap
Rate
6.67%
7.32%today
Payment
$2,853/mo
$3,046today
  • 3beds
  • 3baths
  • 2,449sqft

17301 Eastwood Avenue, Lakeville

6710 169th Street, Farmington, MN, 55024 — assumable VA mortgage at 6.62%
VA
Active
3
$299,900Potential short sale
Rate
6.62%
7.32%today
Payment
$2,336/mo
$2,507today
  • 4beds
  • 2baths
  • 1,822sqft

6710 169th Street, Farmington

Assuming a mortgage in Lakeville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$492 /mo
Median cash to assume
$122,256
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.