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Assumable homes for sale in Lakesite, TN

31 homesFHA & VA loansrates from 2.72% vs 7.40% today

Lakesite assumption guide
1767 Breeze Drive, Soddy Daisy, TN, 37379 — assumable VA mortgage at 3.14%
VA
Active
35
$365,000$139,653 equity gap
Rate
3.14%
7.40%today
Payment
$1,076/mo
$1,735today
  • 3beds
  • 2baths
  • 1,491sqft

1767 Breeze Drive, Soddy Daisy

8651 Highway 58, Harrison, TN, 37341 — assumable FHA mortgage at 2.72%
FHA
Active
32
$300,000$129,388 equity gap
Rate
2.72%
7.40%today
Payment
$798/mo
$1,358today
  • 3beds
  • 2baths
  • 2,079sqft

8651 Highway 58, Harrison

7311 Creek Ridge Drive, Harrison, TN, 37341 — assumable VA mortgage at 2.79%
VA
Active
45
$649,900$290,980 equity gap
Rate
2.79%
7.40%today
Payment
$1,687/mo
$2,846today
  • 6beds
  • 5baths
  • 4,184sqft

7311 Creek Ridge Drive, Harrison

7232 Cane Hollow Rd, Hixson, TN, 37343 — assumable FHA mortgage at 2.81%
FHA
Active
45
$409,900$195,428 equity gap
Rate
2.81%
7.40%today
Payment
$1,017/mo
$1,712today
  • 3beds
  • 3baths
  • 2,484sqft

7232 Cane Hollow Rd, Hixson

9680 Slippery Elm Ln, Soddy Daisy, TN, 37379 — assumable FHA mortgage at 2.88%
FHA
Active
30
$350,000$188,066 equity gap
Rate
2.88%
7.40%today
Payment
$756/mo
$1,261today
  • 4beds
  • 3baths
  • 2,050sqft

9680 Slippery Elm Ln, Soddy Daisy

203 Northern Trails Drive, Soddy Daisy, TN, 37379 — assumable FHA mortgage at 3.56%
FHA
Active
35
$225,000$84,264 equity gap
Rate
3.56%
7.40%today
Payment
$700/mo
$1,072today
  • 3beds
  • 2baths
  • 1,404sqft

203 Northern Trails Drive, Soddy Daisy

1405 Highcrest Court, Hixson, TN, 37343 — assumable FHA mortgage at 3.36%
FHA
Active
41
$340,000$256,767 equity gap
Rate
3.36%
7.40%today
Payment
$555/mo
$870today
  • 4beds
  • 3baths
  • 2,238sqft

1405 Highcrest Court, Hixson

414 Northmont Road, Hixson, TN, 37343 — assumable FHA mortgage at 3.49%
FHA
Active
22
$315,000$176,798 equity gap
Rate
3.49%
7.40%today
Payment
$726/mo
$1,120today
  • 3beds
  • 2baths
  • 1,918sqft

414 Northmont Road, Hixson

8123 Mahan Gap Road, Ooltewah, TN, 37363 — assumable FHA mortgage at 3.50%
FHA
Active
83
$1,695,000$1,680,950 equity gap
Rate
3.50%
7.40%today
Payment
$1,779/mo
$2,293today
  • 5beds
  • 4baths
  • 4,000sqft

8123 Mahan Gap Road, Ooltewah

8831 E Ridge Trail Road, Soddy Daisy, TN, 37379 — assumable VA mortgage at 3.76%
VA
Active
49
$348,900$197,723 equity gap
Rate
3.76%
7.40%today
Payment
$766/mo
$1,144today
  • 3beds
  • 2baths
  • 2,240sqft

8831 E Ridge Trail Road, Soddy Daisy

5775 Crooked Creek Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 4.25%
FHA
Active
36
$410,000$184,059 equity gap
Rate
4.25%
7.40%today
Payment
$1,284/mo
$1,794today
  • 4beds
  • 3baths
  • 2,128sqft

5775 Crooked Creek Drive, Ooltewah

9739 Falcon Crest Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.08%
FHA
Active
39
$375,000$22,168 equity gap
Rate
6.08%
7.40%today
Payment
$2,181/mo
$2,497today
  • 3beds
  • 2baths
  • 1,838sqft

9739 Falcon Crest Drive, Ooltewah

1320 Gadd Road, Hixson, TN, 37343 — assumable VA mortgage at 6.26%
VA
Active
37
$330,000$25,227 equity gap
Rate
6.26%
7.40%today
Payment
$1,897/mo
$2,131today
  • 4beds
  • 3baths
  • 1,600sqft

1320 Gadd Road, Hixson

8764 Snowy Owl Road, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.28%
FHA
Active
37
$435,000$25,262 equity gap
Rate
6.28%
7.40%today
Payment
$2,638/mo
$2,957today
  • 4beds
  • 3baths
  • 2,130sqft

8764 Snowy Owl Road, Ooltewah

7116 Bramlett Lane, Harrison, TN, 37341 — assumable FHA mortgage at 6.86%
FHA
Active
23
$299,999$21,680 equity gap
Rate
6.86%
7.40%today
Payment
$1,868/mo
$1,972today
  • 3beds
  • 2baths
  • 1,650sqft

7116 Bramlett Lane, Harrison

6814 Savannah Estates Drive, Harrison, TN, 37341 — assumable VA mortgage at 7.22%
VA
Active
22
$275,000$25,027 equity gap
Rate
7.22%
7.40%today
Payment
$1,738/mo
$1,770today
  • 3beds
  • 2baths
  • 1,800sqft

6814 Savannah Estates Drive, Harrison

6172 Chandler Hill Road, Ooltewah, TN, 37363 — assumable VA mortgage at 6.09%
VA
Active
24
$365,000$43,571 equity gap
Rate
6.09%
7.40%today
Payment
$1,991/mo
$2,277today
  • 3beds
  • 2baths
  • 1,509sqft

6172 Chandler Hill Road, Ooltewah

5911 Tyner Ln, Harrison, TN, 37341 — assumable FHA mortgage at 6.44%
FHA
Active
36
$389,900$77,257 equity gap
Rate
6.44%
7.40%today
Payment
$2,004/mo
$2,209today
  • 4beds
  • 3baths
  • 2,186sqft

5911 Tyner Ln, Harrison

7235 Hydrus Drive, Harrison, TN, 37341 — assumable FHA mortgage at 6.70%
FHA
Active
11
$289,900$56,509 equity gap
Rate
6.70%
7.40%today
Payment
$1,578/mo
$1,693today
  • 3beds
  • 2baths
  • 1,082sqft

7235 Hydrus Drive, Harrison

8929 Grey Reed Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 6.71%
VA
Active
48
$799,900$84,580 equity gap
Rate
6.71%
7.40%today
Payment
$4,791/mo
$5,135today
  • 4beds
  • 4baths
  • 3,002sqft

8929 Grey Reed Drive, Ooltewah

1302 Little Sorrel Road, Hixson, TN, 37343 — assumable FHA mortgage at 6.86%
FHA
Active
46
$615,000$118,979 equity gap
Rate
6.86%
7.40%today
Payment
$3,325/mo
$3,510today
  • 3beds
  • 3baths
  • 2,457sqft

1302 Little Sorrel Road, Hixson

11749 Dolly Pond Rd, Birchwood, TN, 37308 — assumable VA mortgage at 6.96%
VA
Active
43
$429,900$54,528 equity gap
Rate
6.96%
7.40%today
Payment
$2,572/mo
$2,688today
  • 3beds
  • 3baths
  • 2,025sqft

11749 Dolly Pond Rd, Birchwood

8876 James Creek Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 7.02%
FHA
Active
27
$335,000$66,567 equity gap
Rate
7.02%
7.40%today
Payment
$1,833/mo
$1,904today
  • 2beds
  • 2baths
  • 1,355sqft

8876 James Creek Drive, Ooltewah

110 Forsythe Street, Chattanooga, TN, 37415 — assumable FHA mortgage at 4.78%
FHA
Active
57
$310,000$215,807 equity gap
Rate
4.78%
7.40%today
Payment
$740/mo
$979today
  • 3beds
  • 3baths
  • 2,175sqft

110 Forsythe Street, Chattanooga

65 Lynnbrook Circle, Chattanooga, TN, 37415 — assumable FHA mortgage at 6.61%
FHA
Active
22
$330,000$76,302 equity gap
Rate
6.61%
7.40%today
Payment
$1,672/mo
$1,811today
  • 3beds
  • 3baths
  • 1,800sqft

65 Lynnbrook Circle, Chattanooga

6933 Barter Dr, Harrison, TN, 37341 — assumable FHA mortgage at 6.67%
FHA
Active
35
$234,000$52,270 equity gap
Rate
6.67%
7.40%today
Payment
$1,188/mo
$1,278today
  • 3beds
  • 2baths
  • 1,204sqft

6933 Barter Dr, Harrison

2214 N Fork Drive, Soddy Daisy, TN, 37379 — assumable VA mortgage at 6.69%
VA
Active
46
$372,500$99,992 equity gap
Rate
6.69%
7.40%today
Payment
$1,808/mo
$1,942today
  • 3beds
  • 2baths
  • 1,839sqft

2214 N Fork Drive, Soddy Daisy

12429 Dolly Pond Rd, Birchwood, TN, 37308 — assumable FHA mortgage at 6.78%
FHA
Active
17
$275,000$55,563 equity gap
Rate
6.78%
7.40%today
Payment
$1,460/mo
$1,553today
  • 3beds
  • 1baths
  • 1,008sqft

12429 Dolly Pond Rd, Birchwood

9328 Branford Drive, Soddy Daisy, TN, 37379 — assumable FHA mortgage at 7.10%
FHA
Active
36
$310,000$81,732 equity gap
Rate
7.10%
7.40%today
Payment
$1,571/mo
$1,618today
  • 3beds
  • 3baths
  • 1,450sqft

9328 Branford Drive, Soddy Daisy

1718 Lake Wood Circle, Hixson, TN, 37343 — assumable FHA mortgage at 6.60%
FHA
Active
33
$393,900$121,167 equity gap
Rate
6.60%
7.40%today
Payment
$1,794/mo
$1,944today
  • 4beds
  • 3baths
  • 2,174sqft

1718 Lake Wood Circle, Hixson

5819 Riley Rd, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.15%
FHA
Active
36
$334,999$144,908 equity gap
Rate
6.15%
7.40%today
Payment
$1,330/mo
$1,491today
  • 3beds
  • 2baths
  • 1,478sqft

5819 Riley Rd, Ooltewah

Assuming a mortgage in Lakesite

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$555 /mo
Median cash to assume
$84,580
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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