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Assumable homes for sale in Lakeland, FL

20 homesFHA & VA loansrates from 2.35% vs 7.32% today

Lakeland assumption guide
2145 SANDY HOOK, Lakeland, FL, 33813 — assumable FHA mortgage at 2.87%
FHATop pick
Active
8
$208,000$12,501 equity gap
Rate
2.87%
7.32%today
Payment
$916/mo
$1,518today
  • 3beds
  • 2baths
  • 1,404sqft

2145 SANDY HOOK, Lakeland

1836 CRYSTAL LAKE Drive #95, Lakeland, FL, 33801 — assumable FHA mortgage at 2.35%
FHA
Active
31
$170,000$44,905 equity gap
Rate
2.35%
7.32%today
Payment
$563/mo
$998today
  • 4beds
  • 3baths
  • 1,730sqft

1836 CRYSTAL LAKE Drive #95, Lakeland

730 COLLEGE Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 2.70%
FHA
Active
59
$465,000$189,630 equity gap
Rate
2.70%
7.32%today
Payment
$1,266/mo
$2,145today
  • 3beds
  • 2baths
  • 1,767sqft

730 COLLEGE Avenue, Lakeland

2634 COLLINS Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 2.90%
VA
Active
65
$650,000$419,096 equity gap
Rate
2.90%
7.32%today
Payment
$1,096/mo
$1,808today
  • 4beds
  • 3baths
  • 2,317sqft

2634 COLLINS Avenue, Lakeland

721 FRANK LLOYD WRIGHT Way, Lakeland, FL, 33803 — assumable FHA mortgage at 3.00%
FHA
Active
69
$549,900$277,282 equity gap
Rate
3.00%
7.32%today
Payment
$1,332/mo
$2,171today
  • 3beds
  • 3baths
  • 1,895sqft

721 FRANK LLOYD WRIGHT Way, Lakeland

1330 AUBURN Street, Lakeland, FL, 33801 — assumable FHA mortgage at 3.90%
FHA
Active
51
$339,000$196,767 equity gap
Rate
3.90%
7.32%today
Payment
$819/mo
$1,193today
  • 3beds
  • 2baths
  • 1,862sqft

1330 AUBURN Street, Lakeland

521 YOUNG Place, Lakeland, FL, 33803 — assumable VA mortgage at 3.95%
VA
Active
47
$260,000$142,723 equity gap
Rate
3.95%
7.32%today
Payment
$679/mo
$982today
  • 3beds
  • 2baths
  • 1,052sqft

521 YOUNG Place, Lakeland

621 HILLSIDE Drive, Lakeland, FL, 33803 — assumable FHA mortgage at 4.25%
FHA
Active
30
$215,000$150,684 equity gap
Rate
4.25%
7.32%today
Payment
$423/mo
$590today
  • 3beds
  • 1baths
  • 1,240sqft

621 HILLSIDE Drive, Lakeland

2925 BELLWOOD Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 6.50%
VA
Active
17
$281,999$22,874 equity gap
Rate
6.50%
7.32%today
Payment
$1,673/mo
$1,818today
  • 4beds
  • 2baths
  • 1,520sqft

2925 BELLWOOD Avenue, Lakeland

2121 SAN GULLY Road #14 - 15, Lakeland, FL, 33803 — assumable FHA mortgage at 6.82%
FHA
Active
25
$390,000$24,352 equity gap
Rate
6.82%
7.32%today
Payment
$2,457/mo
$2,583today
  • 4beds
  • 4baths
  • 2,034sqft

2121 SAN GULLY Road #14 - 15, Lakeland

728 BELMAR Street, Lakeland, FL, 33803 — assumable FHA mortgage at 4.98%
FHA
Active
39
$425,000$147,754 equity gap
Rate
4.98%
7.32%today
Payment
$1,591/mo
$2,041today
  • 4beds
  • 3baths
  • 2,248sqft

728 BELMAR Street, Lakeland

911 MISSOURI Avenue, Lakeland, FL, 33803 — assumable FHA mortgage at 6.00%
FHA
Active
42
$235,000$45,282 equity gap
Rate
6.00%
7.32%today
Payment
$1,148/mo
$1,315today
  • 2beds
  • 1baths
  • 827sqft

911 MISSOURI Avenue, Lakeland

510 GRASSLANDS VILLAGE Circle #510, Lakeland, FL, 33803 — assumable FHA mortgage at 6.58%
FHA
Active
28
$397,000$78,934 equity gap
Rate
6.58%
7.32%today
Payment
$2,052/mo
$2,211today
  • 3beds
  • 2baths
  • 1,774sqft

510 GRASSLANDS VILLAGE Circle #510, Lakeland

1430 EDGEWOOD Drive, Lakeland, FL, 33803 — assumable VA mortgage at 7.12%
VA
Active
57
$464,900$59,083 equity gap
Rate
7.12%
7.32%today
Payment
$2,820/mo
$2,877today
  • 4beds
  • 3baths
  • 2,534sqft

1430 EDGEWOOD Drive, Lakeland

2718 BERKELEY Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 6.50%
VA
Active
34
$478,000$116,091 equity gap
Rate
6.50%
7.32%today
Payment
$2,313/mo
$2,514today
  • 4beds
  • 2baths
  • 1,760sqft

2718 BERKELEY Avenue, Lakeland

1199 KING Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 6.90%
VA
Active
19
$265,000$54,415 equity gap
Rate
6.90%
7.32%today
Payment
$1,449/mo
$1,511today
  • 3beds
  • 1baths
  • 1,176sqft

1199 KING Avenue, Lakeland

3022 VENICE Way, Lakeland, FL, 33803 — assumable FHA mortgage at 5.50%
FHA
Active
52
$215,000$160,951 equity gap
Rate
5.50%
7.32%today
Payment
$479/mo
$580today
  • 3beds
  • 2baths
  • 968sqft

3022 VENICE Way, Lakeland

1231 NEWPORT Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 6.04%
FHA
Active
30
$390,000$283,498 equity gap
Rate
6.04%
7.32%today
Payment
$1,067/mo
$1,217today
  • 4beds
  • 3baths
  • 2,543sqft

1231 NEWPORT Avenue, Lakeland

511 GLENDALE Street, Lakeland, FL, 33803 — assumable FHA mortgage at 6.43%
FHA
Active
38
$319,000Potential short sale
Rate
6.43%
7.32%today
Payment
$2,372/mo
$2,597today
  • 3beds
  • 3baths
  • 1,481sqft

511 GLENDALE Street, Lakeland

1110 EDGEWOOD Drive, Lakeland, FL, 33803 — assumable VA mortgage at 6.81%
VA
Active
15
$250,000Potential short sale
Rate
6.81%
7.32%today
Payment
$1,810/mo
$1,905today
  • 2beds
  • 1baths
  • 1,001sqft

1110 EDGEWOOD Drive, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$423 /mo
Median cash to assume
$129,407
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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