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Assumable homes for sale in Lakeland, FL

13 homesFHA & VA loansrates from 2.87% vs 7.32% today

Lakeland assumption guide
2316 GENEVA Drive, Lakeland, FL, 33805 — assumable FHA mortgage at 2.88%
FHA
Active
33
$375,000$65,781 equity gap
Rate
2.88%
7.32%today
Payment
$1,447/mo
$2,394today
  • 4beds
  • 3baths
  • 2,726sqft

2316 GENEVA Drive, Lakeland

861 LOWELL Street, Lakeland, FL, 33805 — assumable FHA mortgage at 2.87%
FHA
Active
51
$235,000$51,245 equity gap
Rate
2.87%
7.32%today
Payment
$859/mo
$1,423today
  • 4beds
  • 2baths
  • 1,201sqft

861 LOWELL Street, Lakeland

2113 GENEVA Drive, Lakeland, FL, 33805 — assumable FHA mortgage at 2.91%
FHA
Active
26
$310,000$122,667 equity gap
Rate
2.91%
7.32%today
Payment
$900/mo
$1,484today
  • 3beds
  • 2baths
  • 1,609sqft

2113 GENEVA Drive, Lakeland

2840 DELROSE DR N, Lakeland, FL, 33805 — assumable VA mortgage at 3.23%
VA
Active
$269,900$162,055 equity gap
Rate
3.23%
7.32%today
Payment
$540/mo
$854today
  • 3beds
  • 2baths
  • 1,260sqft

2840 DELROSE DR N, Lakeland

5516 MAGGIORE Boulevard, Lakeland, FL, 33805 — assumable FHA mortgage at 3.56%
FHA
Active
60
$270,000$85,031 equity gap
Rate
3.56%
7.32%today
Payment
$921/mo
$1,398today
  • 3beds
  • 2baths
  • 1,356sqft

5516 MAGGIORE Boulevard, Lakeland

5630 ELSINORE Way, Lakeland, FL, 33805 — assumable FHA mortgage at 3.44%
FHA
Active
36
$289,900$138,246 equity gap
Rate
3.44%
7.32%today
Payment
$870/mo
$1,341today
  • 3beds
  • 2baths
  • 1,609sqft

5630 ELSINORE Way, Lakeland

6060 CONDOR Drive, Lakeland, FL, 33809 — assumable FHA mortgage at 6.50%
FHA
Active
24
$280,000Potential short sale
Rate
6.50%
7.32%today
Payment
$1,924/mo
$2,091today
  • 2beds
  • 2baths
  • 1,389sqft

6060 CONDOR Drive, Lakeland

6201 VINTAGE Drive, Lakeland, FL, 33809 — assumable VA mortgage at 6.90%
VA
Active
41
$279,000$5,872 equity gap
Rate
6.90%
7.32%today
Payment
$1,861/mo
$1,941today
  • 3beds
  • 2baths
  • 1,109sqft

6201 VINTAGE Drive, Lakeland

2914 DELROSE Drive, Lakeland, FL, 33805 — assumable VA mortgage at 5.30%
VA
Active
43
$270,000$77,204 equity gap
Rate
5.30%
7.32%today
Payment
$1,145/mo
$1,416today
  • 3beds
  • 2baths
  • 1,745sqft

2914 DELROSE Drive, Lakeland

5408 WEBER Place, Lakeland, FL, 33809 — assumable FHA mortgage at 6.39%
FHA
Active
71
$414,500$44,369 equity gap
Rate
6.39%
7.32%today
Payment
$2,403/mo
$2,642today
  • 4beds
  • 2baths
  • 1,863sqft

5408 WEBER Place, Lakeland

1572 CHURCHILL Court, Lakeland, FL, 33801 — assumable FHA mortgage at 4.82%
FHA
Active
16
$199,900$160,037 equity gap
Rate
4.82%
7.32%today
Payment
$338/mo
$442today
  • 3beds
  • 2baths
  • 1,492sqft

1572 CHURCHILL Court, Lakeland

5660 ELSINORE Way, Lakeland, FL, 33805 — assumable FHA mortgage at 7.09%
FHA
Active
31
$330,000$73,706 equity gap
Rate
7.09%
7.32%today
Payment
$1,776/mo
$1,817today
  • 4beds
  • 3baths
  • 2,277sqft

5660 ELSINORE Way, Lakeland

841 VALENCIA Street, Lakeland, FL, 33805 — assumable FHA mortgage at 6.77%
FHA
Active
58
$495,000$189,816 equity gap
Rate
6.77%
7.32%today
Payment
$2,007/mo
$2,121today
  • 4beds
  • 4baths
  • 2,226sqft

841 VALENCIA Street, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$338 /mo
Median cash to assume
$81,117
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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