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Assumable homes for sale in Lakeland, FL

19 homesFHA & VA loansrates from 2.87% vs 7.32% today

Lakeland assumption guide
2145 SANDY HOOK, Lakeland, FL, 33813 — assumable FHA mortgage at 2.87%
FHATop pick
Active
8
$208,000$12,501 equity gap
Rate
2.87%
7.32%today
Payment
$916/mo
$1,518today
  • 3beds
  • 2baths
  • 1,404sqft

2145 SANDY HOOK, Lakeland

2829 HICKORY RIDGE, Lakeland, FL, 33813 — assumable VA mortgage at 2.88%
VA
Active
28
$309,900$50,085 equity gap
Rate
2.88%
7.32%today
Payment
$1,210/mo
$2,003today
  • 3beds
  • 2baths
  • 1,594sqft

2829 HICKORY RIDGE, Lakeland

6146 MISSION Drive, Lakeland, FL, 33812 — assumable VA mortgage at 3.08%
VA
Active
47
$325,000$97,333 equity gap
Rate
3.08%
7.32%today
Payment
$1,099/mo
$1,772today
  • 3beds
  • 2baths
  • 1,960sqft

6146 MISSION Drive, Lakeland

3438 CHRISTINA GROVES Court, Lakeland, FL, 33813 — assumable FHA mortgage at 3.85%
FHA
Active
19
$300,000$35,186 equity gap
Rate
3.85%
7.32%today
Payment
$1,355/mo
$1,985today
  • 3beds
  • 2baths
  • 1,206sqft

3438 CHRISTINA GROVES Court, Lakeland

2809 CHATSWORTH Lane, Lakeland, FL, 33812 — assumable VA mortgage at 3.02%
VA
Active
74
$580,000$209,811 equity gap
Rate
3.02%
7.32%today
Payment
$1,775/mo
$2,885today
  • 4beds
  • 3baths
  • 2,762sqft

2809 CHATSWORTH Lane, Lakeland

3158 KENDAL Way, Lakeland, FL, 33813 — assumable VA mortgage at 5.25%
VA
Active
53
$525,000$75,402 equity gap
Rate
5.25%
7.32%today
Payment
$2,610/mo
$3,246today
  • 4beds
  • 3baths
  • 2,566sqft

3158 KENDAL Way, Lakeland

4320 HEDGE Drive, Lakeland, FL, 33812 — assumable FHA mortgage at 6.27%
FHA
Active
17
$229,900$8,432 equity gap
Rate
6.27%
7.32%today
Payment
$1,430/mo
$1,592today
  • 3beds
  • 1baths
  • 836sqft

4320 HEDGE Drive, Lakeland

5218 ORCHARD ORIOLE Loop, Bartow, FL, 33830 — assumable VA mortgage at 6.89%
VA
Active
33
$316,900Potential short sale
Rate
6.89%
7.32%today
Payment
$2,122/mo
$2,215today
  • 4beds
  • 2baths
  • 1,846sqft

5218 ORCHARD ORIOLE Loop, Bartow

2739 RED EGRET Drive, Bartow, FL, 33830 — assumable FHA mortgage at 6.92%
FHA
Active
44
$324,700$14,505 equity gap
Rate
6.92%
7.32%today
Payment
$2,138/mo
$2,226today
  • 4beds
  • 3baths
  • 2,584sqft

2739 RED EGRET Drive, Bartow

3878 FEATHER Drive, Lakeland, FL, 33812 — assumable FHA mortgage at 5.70%
FHA
Active
39
$289,000$33,684 equity gap
Rate
5.70%
7.32%today
Payment
$1,571/mo
$1,859today
  • 3beds
  • 2baths
  • 1,135sqft

3878 FEATHER Drive, Lakeland

2687 BROOKSIDE BLUFF Loop, Lakeland, FL, 33813 — assumable FHA mortgage at 5.22%
FHA
Active
36
$499,900$118,368 equity gap
Rate
5.22%
7.32%today
Payment
$2,237/mo
$2,792today
  • 5beds
  • 3baths
  • 3,207sqft

2687 BROOKSIDE BLUFF Loop, Lakeland

3152 OTTO Drive, Lakeland, FL, 33812 — assumable VA mortgage at 6.02%
VA
Active
50
$349,000$24,899 equity gap
Rate
6.02%
7.32%today
Payment
$2,052/mo
$2,346today
  • 4beds
  • 2baths
  • 1,518sqft

3152 OTTO Drive, Lakeland

2349 CHESTERFIELD Circle, Lakeland, FL, 33813 — assumable VA mortgage at 6.50%
VA
Active
68
$559,500$43,643 equity gap
Rate
6.50%
7.32%today
Payment
$3,294/mo
$3,580today
  • 4beds
  • 2baths
  • 2,588sqft

2349 CHESTERFIELD Circle, Lakeland

2790 RED EGRET Drive, Bartow, FL, 33830 — assumable FHA mortgage at 6.50%
FHA
Active
27
$315,000$26,326 equity gap
Rate
6.50%
7.32%today
Payment
$1,825/mo
$1,983today
  • 4beds
  • 2baths
  • 1,936sqft

2790 RED EGRET Drive, Bartow

2225 BLUEBIRD Avenue, Bartow, FL, 33830 — assumable FHA mortgage at 6.87%
FHA
Active
30
$290,000$22,679 equity gap
Rate
6.87%
7.32%today
Payment
$1,910/mo
$1,989today
  • 3beds
  • 2baths
  • 1,255sqft

2225 BLUEBIRD Avenue, Bartow

3625 DIVING DOVE Lane, Bartow, FL, 33830 — assumable FHA mortgage at 6.69%
FHA
Active
54
$375,000$48,235 equity gap
Rate
6.69%
7.32%today
Payment
$2,184/mo
$2,328today
  • 5beds
  • 3baths
  • 2,609sqft

3625 DIVING DOVE Lane, Bartow

4032 GREY HERON Loop, Bartow, FL, 33830 — assumable VA mortgage at 6.54%
VA
Active
25
$335,000$109,097 equity gap
Rate
6.54%
7.32%today
Payment
$1,463/mo
$1,583today
  • 4beds
  • 2baths
  • 1,826sqft

4032 GREY HERON Loop, Bartow

6686 TREYMONT Drive, Lakeland, FL, 33813 — assumable VA mortgage at 6.81%
VA
Active
53
$549,000$271,748 equity gap
Rate
6.81%
7.32%today
Payment
$1,830/mo
$1,927today
  • 4beds
  • 3baths
  • 2,484sqft

6686 TREYMONT Drive, Lakeland

2637 GRACE Manor, Lakeland, FL, 33812 — assumable FHA mortgage at 6.85%
FHA
Active
42
$699,900$414,855 equity gap
Rate
6.85%
7.32%today
Payment
$1,889/mo
$1,981today
  • 4beds
  • 3baths
  • 2,434sqft

2637 GRACE Manor, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$916 /mo
Median cash to assume
$45,939
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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