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Assumable homes for sale in Lakeland, FL

21 homesFHA & VA loansrates from 2.78% vs 7.32% today

Lakeland assumption guide
7306 WINNERS Boulevard, Lakeland, FL, 33810 — assumable FHA mortgage at 2.78%
FHA
Active
$379,900$201,832 equity gap
Rate
2.78%
7.32%today
Payment
$840/mo
$1,408today
  • 4beds
  • 2baths
  • 2,182sqft

7306 WINNERS Boulevard, Lakeland

7517 HUNTERS GREENE Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 2.88%
FHA
Active
35
$329,900$176,528 equity gap
Rate
2.88%
7.32%today
Payment
$781/mo
$1,245today
  • 4beds
  • 3baths
  • 2,870sqft

7517 HUNTERS GREENE Circle, Lakeland

7609 MUSCOVY Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 3.00%
FHA
Active
30
$399,000$166,255 equity gap
Rate
3.00%
7.32%today
Payment
$1,143/mo
$1,841today
  • 4beds
  • 3baths
  • 3,096sqft

7609 MUSCOVY Drive, Lakeland

1934 ALTAVISTA Circle, Lakeland, FL, 33810 — assumable VA mortgage at 3.10%
VA
Active
32
$465,900$199,812 equity gap
Rate
3.10%
7.32%today
Payment
$1,314/mo
$2,114today
  • 4beds
  • 4baths
  • 2,493sqft

1934 ALTAVISTA Circle, Lakeland

2137 GRAND CYPRESS Drive, Lakeland, FL, 33810 — assumable VA mortgage at 4.10%
VA
Active
41
$244,900$90,318 equity gap
Rate
4.10%
7.32%today
Payment
$870/mo
$1,236today
  • 3beds
  • 2baths
  • 1,808sqft

2137 GRAND CYPRESS Drive, Lakeland

7926 RIDGE POINTE Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 3.99%
FHA
Active
30
$365,000$196,130 equity gap
Rate
3.99%
7.32%today
Payment
$983/mo
$1,416today
  • 3beds
  • 2baths
  • 1,984sqft

7926 RIDGE POINTE Drive, Lakeland

5563 STARLING Loop, Lakeland, FL, 33810 — assumable FHA mortgage at 5.54%
FHA
Active
39
$315,000$26,565 equity gap
Rate
5.54%
7.32%today
Payment
$1,747/mo
$2,104today
  • 3beds
  • 2baths
  • 1,467sqft

5563 STARLING Loop, Lakeland

2426 VIEW Way, Lakeland, FL, 33810 — assumable FHA mortgage at 4.14%
FHA
Active
45
$375,000$264,677 equity gap
Rate
4.14%
7.32%today
Payment
$625/mo
$884today
  • 4beds
  • 2baths
  • 1,896sqft

2426 VIEW Way, Lakeland

7430 GREEN Road, Lakeland, FL, 33810 — assumable FHA mortgage at 4.25%
FHA
Active
79
$879,990$675,401 equity gap
Rate
4.25%
7.32%today
Payment
$1,232/mo
$1,720today
  • 3beds
  • 2baths
  • 1,788sqft

7430 GREEN Road, Lakeland

7855 SUGAR PINE Boulevard, Lakeland, FL, 33810 — assumable FHA mortgage at 6.34%
FHA
Active
45
$410,000$39,657 equity gap
Rate
6.34%
7.32%today
Payment
$2,399/mo
$2,651today
  • 3beds
  • 2baths
  • 1,960sqft

7855 SUGAR PINE Boulevard, Lakeland

2039 ROSEWOOD Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 6.74%
FHA
Active
18
$370,000$36,952 equity gap
Rate
6.74%
7.32%today
Payment
$2,220/mo
$2,354today
  • 3beds
  • 2baths
  • 1,845sqft

2039 ROSEWOOD Circle, Lakeland

5479 KNIGHTS LANDING DR., Lakeland, FL, 33810 — assumable FHA mortgage at 6.74%
FHA
Active
36
$449,900$40,589 equity gap
Rate
6.74%
7.32%today
Payment
$2,723/mo
$2,887today
  • 4beds
  • 2baths
  • 2,321sqft

5479 KNIGHTS LANDING DR., Lakeland

2051 ROSEWOOD Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 7.79%
FHA
Active
30
$377,000$21,403 equity gap
Rate
7.79%
7.32%today
Payment
$2,625/mo
$2,507today
  • 4beds
  • 3baths
  • 2,240sqft

2051 ROSEWOOD Circle, Lakeland

3608 VALLEY Trail, Lakeland, FL, 33810 — assumable FHA mortgage at 4.60%
FHA
Active
33
$199,999$100,431 equity gap
Rate
4.60%
7.32%today
Payment
$599/mo
$803today
  • 5beds
  • 2baths
  • 1,976sqft

3608 VALLEY Trail, Lakeland

1307 MAYFLOWER Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 6.33%
FHA
Active
27
$210,000$22,683 equity gap
Rate
6.33%
7.32%today
Payment
$1,219/mo
$1,349today
  • 3beds
  • 1baths
  • 1,233sqft

1307 MAYFLOWER Drive, Lakeland

3719 WHEELER Road, Lakeland, FL, 33810 — assumable VA mortgage at 6.39%
VA
Active
64
$490,000$97,324 equity gap
Rate
6.39%
7.32%today
Payment
$2,556/mo
$2,810today
  • 4beds
  • 2baths
  • 2,018sqft

3719 WHEELER Road, Lakeland

2016 ROSEWOOD Circle, Lakeland, FL, 33810 — assumable VA mortgage at 6.64%
VA
Active
15
$429,900$52,896 equity gap
Rate
6.64%
7.32%today
Payment
$2,486/mo
$2,663today
  • 4beds
  • 3baths
  • 2,106sqft

2016 ROSEWOOD Circle, Lakeland

7021 SHEFFIELD Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 4.75%
FHA
Active
56
$269,900Potential short sale
Rate
4.75%
7.32%today
Payment
$42,577/mo
$56,067today
  • 3beds
  • 2baths
  • 1,230sqft

7021 SHEFFIELD Drive, Lakeland

1863 ALTAVISTA Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 5.09%
FHA
Active
22
$300,000Potential short sale
Rate
5.09%
7.32%today
Payment
$2,263/mo
$2,867today
  • 5beds
  • 4baths
  • 2,493sqft

1863 ALTAVISTA Circle, Lakeland

4916 ROLLINGLEN Loop, Lakeland, FL, 33810 — assumable FHA mortgage at 5.30%
FHA
Active
42
$180,000Potential short sale
Rate
5.30%
7.32%today
Payment
$1,154/mo
$1,428today
  • 3beds
  • 2baths
  • 1,456sqft

4916 ROLLINGLEN Loop, Lakeland

7524 JESSAMINE Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 6.95%
FHA
Active
38
$295,000$273,036 equity gap
Rate
6.95%
7.32%today
Payment
$151/mo
$157today
  • 3beds
  • 2baths
  • 1,754sqft

7524 JESSAMINE Drive, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$599 /mo
Median cash to assume
$98,878
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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