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Assumable homes for sale in Lakeland, FL

20 homesFHA & VA loansrates from 2.81% vs 7.32% today

Lakeland assumption guide
5646 ALEXANDER SPRINGS Place, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
30
$299,499$85,837 equity gap
Rate
2.96%
7.32%today
Payment
$1,011/mo
$1,656today
  • 3beds
  • 2baths
  • 1,426sqft

5646 ALEXANDER SPRINGS Place, Lakeland

4934 WILDFLOWER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
52
$319,900$86,816 equity gap
Rate
3.05%
7.32%today
Payment
$1,104/mo
$1,787today
  • 4beds
  • 2baths
  • 1,904sqft

4934 WILDFLOWER Drive, Lakeland

4435 HORSE CREEK Lane, Lakeland, FL, 33811 — assumable VA mortgage at 4.00%
VA
Active
39
$369,900$31,336 equity gap
Rate
4.00%
7.32%today
Payment
$1,760/mo
$2,533today
  • 4beds
  • 2baths
  • 2,000sqft

4435 HORSE CREEK Lane, Lakeland

5605 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable VA mortgage at 2.81%
VA
Active
42
$325,000$115,111 equity gap
Rate
2.81%
7.32%today
Payment
$993/mo
$1,658today
  • 4beds
  • 2baths
  • 1,848sqft

5605 ARLINGTON RIVER Drive, Lakeland

4129 TIMBER VALLEY Way, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
37
$459,000$174,284 equity gap
Rate
2.96%
7.32%today
Payment
$1,350/mo
$2,211today
  • 5beds
  • 3baths
  • 2,640sqft

4129 TIMBER VALLEY Way, Lakeland

5685 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
65
$399,000$148,819 equity gap
Rate
3.05%
7.32%today
Payment
$1,204/mo
$1,949today
  • 5beds
  • 3baths
  • 2,885sqft

5685 ARLINGTON RIVER Drive, Lakeland

4983 PLEASANT HOLLOW Trail, Lakeland, FL, 33811 — assumable VA mortgage at 2.91%
VA
Active
64
$199,750$81,896 equity gap
Rate
2.91%
7.32%today
Payment
$671/mo
$1,040today
  • 2beds
  • 2baths
  • 1,520sqft

4983 PLEASANT HOLLOW Trail, Lakeland

6093 VELVET Loop, Lakeland, FL, 33811 — assumable VA mortgage at 3.40%
VA
Active
41
$499,900$482,267 equity gap
Rate
3.40%
7.32%today
Payment
$1,064/mo
$1,374today
  • 4beds
  • 2baths
  • 2,243sqft

6093 VELVET Loop, Lakeland

3931 BUTTONBUSH Circle, Lakeland, FL, 33811 — assumable VA mortgage at 3.59%
VA
Active
26
$347,000$213,746 equity gap
Rate
3.59%
7.32%today
Payment
$788/mo
$1,192today
  • 3beds
  • 2baths
  • 1,600sqft

3931 BUTTONBUSH Circle, Lakeland

6453 SEDGEFORD Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 6.76%
FHA
Active
11
$265,000$13,258 equity gap
Rate
6.76%
7.32%today
Payment
$1,658/mo
$1,754today
  • 2beds
  • 3baths
  • 1,374sqft

6453 SEDGEFORD Drive, Lakeland

2236 COUNTRY Loop, Lakeland, FL, 33811 — assumable FHA mortgage at 6.32%
FHA
Active
36
$299,999$18,801 equity gap
Rate
6.32%
7.32%today
Payment
$1,818/mo
$2,013today
  • 3beds
  • 2baths
  • 1,393sqft

2236 COUNTRY Loop, Lakeland

6206 FORESTWOOD Drive, Lakeland, FL, 33811 — assumable VA mortgage at 6.27%
VA
Active
39
$635,000$100,400 equity gap
Rate
6.27%
7.32%today
Payment
$3,327/mo
$3,705today
  • 4beds
  • 2baths
  • 2,276sqft

6206 FORESTWOOD Drive, Lakeland

5722 ANTLER Trail, Lakeland, FL, 33811 — assumable FHA mortgage at 6.84%
FHA
Active
19
$380,000$40,251 equity gap
Rate
6.84%
7.32%today
Payment
$2,250/mo
$2,361today
  • 3beds
  • 2baths
  • 1,736sqft

5722 ANTLER Trail, Lakeland

2435 PARKLAND Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 4.72%
FHA
Active
25
$280,000$129,151 equity gap
Rate
4.72%
7.32%today
Payment
$914/mo
$1,207today
  • 3beds
  • 2baths
  • 1,337sqft

2435 PARKLAND Drive, Lakeland

5103 GREENBROOK Lane, Lakeland, FL, 33811 — assumable VA mortgage at 6.11%
VA
Active
24
$335,000$74,738 equity gap
Rate
6.11%
7.32%today
Payment
$2,464/mo
$2,658today
  • 3beds
  • 2baths
  • 1,360sqft

5103 GREENBROOK Lane, Lakeland

5837 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 6.19%
FHA
Active
12
$379,999$104,946 equity gap
Rate
6.19%
7.32%today
Payment
$1,698/mo
$1,906today
  • 5beds
  • 3baths
  • 2,616sqft

5837 ARLINGTON RIVER Drive, Lakeland

4816 GOLDENVIEW Lane, Lakeland, FL, 33811 — assumable FHA mortgage at 6.89%
FHA
Active
46
$182,000$47,595 equity gap
Rate
6.89%
7.32%today
Payment
$965/mo
$1,003today
  • 2beds
  • 2baths
  • 1,066sqft

4816 GOLDENVIEW Lane, Lakeland

3935 EWELL Road, Lakeland, FL, 33811 — assumable FHA mortgage at 6.95%
FHA
Active
30
$336,900$68,511 equity gap
Rate
6.95%
7.32%today
Payment
$1,815/mo
$1,884today
  • 3beds
  • 2baths
  • 1,296sqft

3935 EWELL Road, Lakeland

5606 SILTSTONE Street, Lakeland, FL, 33811 — assumable FHA mortgage at 5.54%
FHA
Active
34
$299,900Potential short sale
Rate
5.54%
7.32%today
Payment
$1,954/mo
$2,354today
  • 3beds
  • 2baths
  • 1,672sqft

5606 SILTSTONE Street, Lakeland

6316 DOLOSTONE Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 6.58%
FHA
Active
12
$329,999Potential short sale
Rate
6.58%
7.32%today
Payment
$2,396/mo
$2,583today
  • 4beds
  • 2baths
  • 1,836sqft

6316 DOLOSTONE Drive, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$671 /mo
Median cash to assume
$86,327
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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