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Assumable homes for sale in Lake Elsinore, CA

10 homesVA & FHA loansrates from 2.37% vs 7.40% today

Lake Elsinore assumption guide
15153 Spinnaker, Lake Elsinore, CA, 92530 — assumable VA mortgage at 2.37%
VA
Active
43
$599,990$430,302 equity gap
Rate
2.37%
7.40%today
Payment
$1,704/mo
$2,376today
  • 4beds
  • 3baths
  • 2,477sqft

15153 Spinnaker, Lake Elsinore

40924 Whitehall Street, Lake Elsinore, CA, 92532 — assumable VA mortgage at 3.88%
VA
Active
46
$559,000$296,399 equity gap
Rate
3.88%
7.40%today
Payment
$1,525/mo
$2,244today
  • 4beds
  • 3baths
  • 2,251sqft

40924 Whitehall Street, Lake Elsinore

835 Quail, Lake Elsinore, CA, 92530 — assumable FHA mortgage at 3.93%
FHA
Active
23
$449,000$250,449 equity gap
Rate
3.93%
7.40%today
Payment
$1,144/mo
$1,673today
  • 3beds
  • 2baths
  • 1,251sqft

835 Quail, Lake Elsinore

16708 Joy, Lake Elsinore, CA, 92530 — assumable VA mortgage at 6.63%
VA
Active
56
$599,000$27,527 equity gap
Rate
6.63%
7.40%today
Payment
$3,716/mo
$4,016today
  • 4beds
  • 3baths
  • 1,272sqft

16708 Joy, Lake Elsinore

17249 Mcbride Avenue, Lake Elsinore, CA, 92530 — assumable VA mortgage at 6.93%
VA
Active
23
$575,000Potential short sale
Rate
6.93%
7.40%today
Payment
$4,023/mo
$4,217today
  • 3beds
  • 2baths
  • 1,844sqft

17249 Mcbride Avenue, Lake Elsinore

873 Ancona Lane, Lake Elsinore, CA, 92530 — assumable FHA mortgage at 6.63%
FHA
Active
41
$634,895$43,375 equity gap
Rate
6.63%
7.40%today
Payment
$3,842/mo
$4,153today
  • 4beds
  • 3baths
  • 2,218sqft

873 Ancona Lane, Lake Elsinore

4793 Sicily, Lake Elsinore, CA, 92530 — assumable VA mortgage at 6.94%
VA
Active
62
$674,999$55,152 equity gap
Rate
6.94%
7.40%today
Payment
$4,188/mo
$4,385today
  • 4beds
  • 2baths
  • 2,027sqft

4793 Sicily, Lake Elsinore

16881 Glenetta, Lake Elsinore, CA, 92530 — assumable FHA mortgage at 6.30%
FHA
Active
3
$715,000$128,866 equity gap
Rate
6.30%
7.40%today
Payment
$4,007/mo
$4,417today
  • 3beds
  • 2baths
  • 1,994sqft

16881 Glenetta, Lake Elsinore

4550 La Spezia Lane, Lake Elsinore, CA, 92530 — assumable FHA mortgage at 6.81%
FHA
Active
16
$579,900$65,943 equity gap
Rate
6.81%
7.40%today
Payment
$3,396/mo
$3,603today
  • 3beds
  • 2baths
  • 1,663sqft

4550 La Spezia Lane, Lake Elsinore

511 Lookout Street, Lake Elsinore, CA, 92530 — assumable FHA mortgage at 7.23%
FHA
Active
51
$500,000$98,846 equity gap
Rate
7.23%
7.40%today
Payment
$2,785/mo
$2,833today
  • 4beds
  • 2baths
  • 1,511sqft

511 Lookout Street, Lake Elsinore

Assuming a mortgage in Lake Elsinore

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.37%
Lowest existing payment
$1,144 /mo
Median cash to assume
$98,846
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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