UMe
Get pre-qualified

Assumable homes for sale in Lake Elsinore, CA

21 homesFHA & VA loansrates from 2.65% vs 7.40% today

Lake Elsinore assumption guide
24458 Preston Court, Lake Elsinore, CA, 92532 — assumable VA mortgage at 2.77%
VA
Active
31
$699,900$201,850 equity gap
Rate
2.77%
7.40%today
Payment
$2,292/mo
$3,877today
  • 4beds
  • 3baths
  • 2,979sqft

24458 Preston Court, Lake Elsinore

29457 Major League, Lake Elsinore, CA, 92530 — assumable FHA mortgage at 2.87%
FHA
Active
53
$559,000$131,616 equity gap
Rate
2.87%
7.40%today
Payment
$1,993/mo
$3,329today
  • 4beds
  • 2baths
  • 1,739sqft

29457 Major League, Lake Elsinore

24150 Lavender, Lake Elsinore, CA, 92532 — assumable FHA mortgage at 2.88%
FHA
Active
46
$589,000$156,263 equity gap
Rate
2.88%
7.40%today
Payment
$2,016/mo
$3,362today
  • 4beds
  • 3baths
  • 2,210sqft

24150 Lavender, Lake Elsinore

30505 Canyon Hills #2504, Lake Elsinore, CA, 92532 — assumable VA mortgage at 2.65%
VA
Active
42
$419,888$174,764 equity gap
Rate
2.65%
7.40%today
Payment
$1,134/mo
$1,949today
  • 2beds
  • 3baths
  • 1,274sqft

30505 Canyon Hills #2504, Lake Elsinore

35418 Coyote Creek Court, Lake Elsinore, CA, 92532 — assumable FHA mortgage at 2.77%
FHA
Active
39
$610,000$251,141 equity gap
Rate
2.77%
7.40%today
Payment
$1,687/mo
$2,853today
  • 4beds
  • 3baths
  • 2,486sqft

35418 Coyote Creek Court, Lake Elsinore

24464 Paxton, Lake Elsinore, CA, 92532 — assumable FHA mortgage at 2.99%
FHA
Active
20
$640,000$272,255 equity gap
Rate
2.99%
7.40%today
Payment
$1,746/mo
$2,871today
  • 4beds
  • 3baths
  • 2,979sqft

24464 Paxton, Lake Elsinore

22976 Blue Bird, Canyon Lake, CA, 92587 — assumable FHA mortgage at 3.33%
FHA
Active
38
$599,900$225,821 equity gap
Rate
3.33%
7.40%today
Payment
$1,901/mo
$2,994today
  • 2beds
  • 2baths
  • 1,890sqft

22976 Blue Bird, Canyon Lake

24251 Lilac Lane, Lake Elsinore, CA, 92532 — assumable VA mortgage at 3.13%
VA
Active
47
$525,000$214,176 equity gap
Rate
3.13%
7.40%today
Payment
$1,505/mo
$2,431today
  • 3beds
  • 3baths
  • 1,805sqft

24251 Lilac Lane, Lake Elsinore

29530 Major League, Lake Elsinore, CA, 92530 — assumable VA mortgage at 3.80%
VA
Active
44
$610,000$382,832 equity gap
Rate
3.80%
7.40%today
Payment
$1,236/mo
$1,836today
  • 3beds
  • 2baths
  • 1,920sqft

29530 Major League, Lake Elsinore

31991 Sugarbush, Lake Elsinore, CA, 92532 — assumable VA mortgage at 4.16%
VA
Active
48
$599,000$183,275 equity gap
Rate
4.16%
7.40%today
Payment
$2,198/mo
$3,127today
  • 3beds
  • 3baths
  • 2,284sqft

31991 Sugarbush, Lake Elsinore

33510 Cedar Creek Lane, Lake Elsinore, CA, 92532 — assumable FHA mortgage at 4.17%
FHA
Active
36
$508,499$254,946 equity gap
Rate
4.17%
7.40%today
Payment
$1,531/mo
$2,175today
  • 4beds
  • 3baths
  • 2,118sqft

33510 Cedar Creek Lane, Lake Elsinore

24248 Lilac Lane, Lake Elsinore, CA, 92532 — assumable VA mortgage at 6.54%
VA
Active
30
$539,000Potential short sale
Rate
6.54%
7.40%today
Payment
$3,533/mo
$3,855today
  • 3beds
  • 3baths
  • 1,805sqft

24248 Lilac Lane, Lake Elsinore

23618 Fair Weather, Canyon Lake, CA, 92587 — assumable FHA mortgage at 5.30%
FHA
Active
34
$649,999$158,703 equity gap
Rate
5.30%
7.40%today
Payment
$2,904/mo
$3,621today
  • 3beds
  • 2baths
  • 1,527sqft

23618 Fair Weather, Canyon Lake

29760 Eagle Point Drive, Canyon Lake, CA, 92587 — assumable VA mortgage at 7.09%
VA
Active
44
$739,999$56,057 equity gap
Rate
7.09%
7.40%today
Payment
$4,698/mo
$4,845today
  • 4beds
  • 3baths
  • 1,923sqft

29760 Eagle Point Drive, Canyon Lake

23545 Norma, Menifee, CA, 92587 — assumable VA mortgage at 7.12%
VA
Active
17
$365,000$34,356 equity gap
Rate
7.12%
7.40%today
Payment
$2,295/mo
$2,360today
  • 2beds
  • 1baths
  • 887sqft

23545 Norma, Menifee

23781 Casa Bonita Ave, Menifee, CA, 92587 — assumable FHA mortgage at 5.11%
FHA
Active
$475,000$215,403 equity gap
Rate
5.11%
7.40%today
Payment
$1,510/mo
$1,923today
  • 3beds
  • 2baths
  • 1,400sqft

23781 Casa Bonita Ave, Menifee

23701 Norma, Canyon Lake, CA, 92587 — assumable FHA mortgage at 5.81%
FHA
Active
8
$425,000$128,274 equity gap
Rate
5.81%
7.40%today
Payment
$1,846/mo
$2,175today
  • 2beds
  • 1baths
  • 877sqft

23701 Norma, Canyon Lake

10 Villa Valtelena, Lake Elsinore, CA, 92532 — assumable FHA mortgage at 6.26%
FHA
Active
43
$650,000$240,306 equity gap
Rate
6.26%
7.40%today
Payment
$2,553/mo
$2,867today
  • 5beds
  • 3baths
  • 2,589sqft

10 Villa Valtelena, Lake Elsinore

32901 Crescent, Lake Elsinore, CA, 92530 — assumable FHA mortgage at 6.58%
FHA
Active
10
$380,000Potential short sale
Rate
6.58%
7.40%today
Payment
$2,534/mo
$2,753today
  • 3beds
  • 2baths
  • 1,344sqft

32901 Crescent, Lake Elsinore

15223 Drexel Court #102, Lake Elsinore, CA, 92532 — assumable VA mortgage at 6.81%
VA
Active
22
$400,000Potential short sale
Rate
6.81%
7.40%today
Payment
$3,240/mo
$3,437today
  • 3beds
  • 3baths
  • 1,527sqft

15223 Drexel Court #102, Lake Elsinore

29541 Mascot, Lake Elsinore, CA, 92530 — assumable FHA mortgage at 7.22%
FHA
Active
14
$580,000$352,213 equity gap
Rate
7.22%
7.40%today
Payment
$1,592/mo
$1,620today
  • 3beds
  • 2baths
  • 1,802sqft

29541 Mascot, Lake Elsinore

Assuming a mortgage in Lake Elsinore

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$1,134 /mo
Median cash to assume
$201,850
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe