Assumable homes for sale in Lake City, FL

2 homesFHA & VA loansrates from 3.67% vs 7.32% today

Lake City assumption guide
214 LEONARD Terrace, Lake City, FL, 32024 — assumable FHA mortgage at 3.67%
FHA
Active
21
$150,000$144,397 equity gap
Rate
3.67%
7.32%today
Payment
$38/mo
$57today
  • 2beds
  • 2baths
  • 1,344sqft

214 LEONARD Terrace, Lake City

218 CADENCE Glen, Lake City, FL, 32024 — assumable VA mortgage at 7.04%
VA
Active
48
$424,999$145,695 equity gap
Rate
7.04%
7.32%today
Payment
$1,890/mo
$1,943today
  • 3beds
  • 3baths
  • 2,455sqft

218 CADENCE Glen, Lake City

Assuming a mortgage in Lake City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.67%
Lowest existing payment
$1,890 /mo
Median cash to assume
$145,046
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.