Assumable homes for sale in Kalispell, MT

5 homesFHA loansrates from 3.15% vs 7.40% today

Kalispell assumption guide
303 5th Avenue, Kalispell, MT, 59901 — assumable FHA mortgage at 3.15%
FHA
Active
31
$399,000$216,689 equity gap
Rate
3.15%
7.40%today
Payment
$907/mo
$1,462today
  • 2beds
  • 1baths
  • 832sqft

303 5th Avenue, Kalispell

146 8th Avenue, Kalispell, MT, 59901 — assumable FHA mortgage at 3.49%
FHA
Active
37
$399,000$218,496 equity gap
Rate
3.49%
7.40%today
Payment
$948/mo
$1,463today
  • 3beds
  • 1baths
  • 1,006sqft

146 8th Avenue, Kalispell

4 Woodland Avenue, Kalispell, MT, 59901 — assumable FHA mortgage at 6.15%
FHA
Active
68
$575,000$106,248 equity gap
Rate
6.15%
7.40%today
Payment
$2,991/mo
$3,399today
  • 4beds
  • 2baths
  • 1,920sqft

4 Woodland Avenue, Kalispell

537 2nd Street, Kalispell, MT, 59901 — assumable FHA mortgage at 6.60%
FHA
Active
20
$399,000$388,396 equity gap
Rate
6.60%
7.40%today
Payment
$71/mo
$77today
  • 3beds
  • 2baths
  • 884sqft

537 2nd Street, Kalispell

132 Wolverine Drive, Kalispell, MT, 59901 — assumable FHA mortgage
FHA
Active
27
$269,000$279,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,280sqft

132 Wolverine Drive, Kalispell

Assuming a mortgage in Kalispell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.15%
Lowest existing payment
$907 /mo
Median cash to assume
$218,496
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.