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Assumable homes for sale in Kalispell, MT

25 homesFHA & VA loansrates from 2.25% vs 7.40% today

Kalispell assumption guide
811 6th Avenue, Kalispell, MT, 59901 — assumable VA mortgage at 2.84%
VA
Active
26
$340,000$126,384 equity gap
Rate
2.84%
7.40%today
Payment
$1,014/mo
$1,700today
  • 2beds
  • 1baths
  • 1,155sqft

811 6th Avenue, Kalispell

186 Lazy Creek Way, Kalispell, MT, 59901 — assumable VA mortgage at 2.25%
VA
Active
43
$699,900$600,276 equity gap
Rate
2.25%
7.40%today
Payment
$595/mo
$1,078today
  • 3beds
  • 2baths
  • 2,017sqft

186 Lazy Creek Way, Kalispell

3010 Elderberry Avenue, Kalispell, MT, 59901 — assumable VA mortgage at 2.73%
VA
Active
40
$599,000$251,035 equity gap
Rate
2.73%
7.40%today
Payment
$1,621/mo
$2,756today
  • 3beds
  • 2baths
  • 1,756sqft

3010 Elderberry Avenue, Kalispell

200 Badger Lane, Kalispell, MT, 59901 — assumable VA mortgage at 2.83%
VA
Active
92
$1,075,000$569,288 equity gap
Rate
2.83%
7.40%today
Payment
$2,343/mo
$3,933today
  • 3beds
  • 3baths
  • 2,816sqft

200 Badger Lane, Kalispell

224 Sleepy Horse Lane, Kalispell, MT, 59901 — assumable FHA mortgage at 2.89%
FHA
Active
50
$439,000$197,381 equity gap
Rate
2.89%
7.40%today
Payment
$1,156/mo
$1,925today
  • 2beds
  • 2baths
  • 1,232sqft

224 Sleepy Horse Lane, Kalispell

303 5th Avenue, Kalispell, MT, 59901 — assumable FHA mortgage at 3.15%
FHA
Active
31
$399,000$216,689 equity gap
Rate
3.15%
7.40%today
Payment
$907/mo
$1,462today
  • 2beds
  • 1baths
  • 832sqft

303 5th Avenue, Kalispell

141 Beargrass Lane, Kalispell, MT, 59901 — assumable VA mortgage at 3.45%
VA
Active
36
$659,000$368,238 equity gap
Rate
3.45%
7.40%today
Payment
$1,499/mo
$2,326today
  • 4beds
  • 3baths
  • 2,202sqft

141 Beargrass Lane, Kalispell

146 8th Avenue, Kalispell, MT, 59901 — assumable FHA mortgage at 3.49%
FHA
Active
37
$399,000$218,496 equity gap
Rate
3.49%
7.40%today
Payment
$948/mo
$1,463today
  • 3beds
  • 1baths
  • 1,006sqft

146 8th Avenue, Kalispell

183 Lupine Drive, Kalispell, MT, 59901 — assumable VA mortgage at 5.23%
VA
Active
30
$599,000$55,389 equity gap
Rate
5.23%
7.40%today
Payment
$3,196/mo
$4,016today
  • 3beds
  • 3baths
  • 1,857sqft

183 Lupine Drive, Kalispell

1108 6th Street, Kalispell, MT, 59901 — assumable FHA mortgage at 3.88%
FHA
Active
34
$390,000$274,506 equity gap
Rate
3.88%
7.40%today
Payment
$667/mo
$982today
  • 3beds
  • 1baths
  • 1,080sqft

1108 6th Street, Kalispell

458 McWenneger Drive, Kalispell, MT, 59901 — assumable VA mortgage at 5.00%
VA
Active
67
$825,000$222,848 equity gap
Rate
5.00%
7.40%today
Payment
$3,474/mo
$4,481today
  • 4beds
  • 3baths
  • 2,318sqft

458 McWenneger Drive, Kalispell

2 Empire Loop, Kalispell, MT, 59901 — assumable VA mortgage at 6.22%
VA
Active
51
$454,000$19,841 equity gap
Rate
6.22%
7.40%today
Payment
$2,688/mo
$3,033today
  • 3beds
  • 3baths
  • 1,659sqft

2 Empire Loop, Kalispell

3414 Goldenrod Lane, Kalispell, MT, 59901 — assumable VA mortgage at 6.58%
VA
Active
32
$589,000$34,141 equity gap
Rate
6.58%
7.40%today
Payment
$3,572/mo
$3,881today
  • 3beds
  • 2baths
  • 1,222sqft

3414 Goldenrod Lane, Kalispell

3412 Goldenrod Lane, Kalispell, MT, 59901 — assumable FHA mortgage at 6.89%
FHA
Active
31
$518,000$44,026 equity gap
Rate
6.89%
7.40%today
Payment
$3,187/mo
$3,354today
  • 2beds
  • 2baths
  • 1,036sqft

3412 Goldenrod Lane, Kalispell

4 Woodland Avenue, Kalispell, MT, 59901 — assumable FHA mortgage at 6.15%
FHA
Active
68
$575,000$106,248 equity gap
Rate
6.15%
7.40%today
Payment
$2,991/mo
$3,399today
  • 4beds
  • 2baths
  • 1,920sqft

4 Woodland Avenue, Kalispell

211 Harmony Road, Kalispell, MT, 59901 — assumable VA mortgage at 6.50%
VA
Active
46
$579,000$103,447 equity gap
Rate
6.50%
7.40%today
Payment
$3,034/mo
$3,323today
  • 4beds
  • 2baths
  • 2,632sqft

211 Harmony Road, Kalispell

182 Empire Loop, Kalispell, MT, 59901 — assumable VA mortgage at 6.85%
VA
Active
31
$449,000$58,655 equity gap
Rate
6.85%
7.40%today
Payment
$2,597/mo
$2,744today
  • 3beds
  • 2baths
  • 1,370sqft

182 Empire Loop, Kalispell

111 Looking Glass Avenue, Kalispell, MT, 59901 — assumable FHA mortgage at 4.87%
FHA
Active
41
$499,000$286,704 equity gap
Rate
4.87%
7.40%today
Payment
$1,298/mo
$1,700today
  • 4beds
  • 2baths
  • 1,776sqft

111 Looking Glass Avenue, Kalispell

604 3rd Avenue, Kalispell, MT, 59901 — assumable FHA mortgage at 6.61%
FHA
Active
72
$549,990$138,465 equity gap
Rate
6.61%
7.40%today
Payment
$2,712/mo
$2,937today
  • 4beds
  • 2baths
  • 2,671sqft

604 3rd Avenue, Kalispell

586 Willow Glen Drive, Kalispell, MT, 59901 — assumable FHA mortgage at 6.54%
FHA
Active
49
$710,000$225,492 equity gap
Rate
6.54%
7.40%today
Payment
$3,203/mo
$3,494today
  • 2beds
  • 3baths
  • 2,468sqft

586 Willow Glen Drive, Kalispell

1240 2nd Avenue, Kalispell, MT, 59901 — assumable FHA mortgage at 7.06%
FHA
Active
40
$549,000$155,559 equity gap
Rate
7.06%
7.40%today
Payment
$2,695/mo
$2,787today
  • 4beds
  • 2baths
  • 1,800sqft

1240 2nd Avenue, Kalispell

832 Bearhat Mountain Road, Kalispell, MT, 59901 — assumable FHA mortgage at 6.47%
FHA
Active
53
$554,000$298,713 equity gap
Rate
6.47%
7.40%today
Payment
$1,645/mo
$1,808today
  • 3beds
  • 3baths
  • 1,648sqft

832 Bearhat Mountain Road, Kalispell

537 2nd Street, Kalispell, MT, 59901 — assumable FHA mortgage at 6.60%
FHA
Active
20
$399,000$388,396 equity gap
Rate
6.60%
7.40%today
Payment
$71/mo
$77today
  • 3beds
  • 2baths
  • 884sqft

537 2nd Street, Kalispell

110 Lumberjack Place, Kalispell, MT, 59901 — assumable VA mortgage at 6.74%
VA
Active
15
$995,500$607,686 equity gap
Rate
6.74%
7.40%today
Payment
$2,540/mo
$2,714today
  • 3beds
  • 3baths
  • 2,499sqft

110 Lumberjack Place, Kalispell

132 Wolverine Drive, Kalispell, MT, 59901 — assumable FHA mortgage
FHA
Active
27
$269,000$279,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,280sqft

132 Wolverine Drive, Kalispell

Assuming a mortgage in Kalispell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$595 /mo
Median cash to assume
$218,496
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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