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Assumable homes for sale in Johnstown, CO

20 homesFHA & VA loansrates from 2.88% vs 7.32% today

Johnstown assumption guide
45 Sebring Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.96%
FHA
Active
33
$399,000$70,877 equity gap
Rate
2.96%
7.32%today
Payment
$1,553/mo
$2,543today
  • 3beds
  • 4baths
  • 2,406sqft

45 Sebring Lane, Johnstown

225 Swallow Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.07%
FHA
Active
47
$499,000$69,531 equity gap
Rate
3.07%
7.32%today
Payment
$2,030/mo
$3,278today
  • 5beds
  • 3baths
  • 2,716sqft

225 Swallow Road, Johnstown

3741 Barnard Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
46
$539,900$100,777 equity gap
Rate
4.17%
7.32%today
Payment
$2,320/mo
$3,271today
  • 4beds
  • 3baths
  • 2,131sqft

3741 Barnard Lane, Johnstown

3125 Argyll Lane, Johnstown, CO, 80534 — assumable VA mortgage at 2.88%
VA
Active
50
$765,000$369,135 equity gap
Rate
2.88%
7.32%today
Payment
$1,887/mo
$3,123today
  • 5beds
  • 4baths
  • 3,911sqft

3125 Argyll Lane, Johnstown

3125 Argyll Lane, Johnstown, CO, 80534 — assumable VA mortgage at 2.88%
VA
Active
40
$765,000$369,135 equity gap
Rate
2.88%
7.32%today
Payment
$1,887/mo
$3,123today
  • 5beds
  • 4baths
  • 3,911sqft

3125 Argyll Lane, Johnstown

180 Darlington Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.03%
VA
Active
48
$500,000$216,786 equity gap
Rate
3.03%
7.32%today
Payment
$1,382/mo
$2,243today
  • 3beds
  • 4baths
  • 3,386sqft

180 Darlington Lane, Johnstown

761 Muturu Road, Johnstown, CO, 80534 — assumable VA mortgage at 5.62%
VA
Active
34
$440,000Potential short sale
Rate
5.62%
7.32%today
Payment
$2,675/mo
$3,194today
  • 3beds
  • 2baths
  • 1,755sqft

761 Muturu Road, Johnstown

705 Country Acres Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 5.22%
FHA
Active
31
$459,900$67,052 equity gap
Rate
5.22%
7.32%today
Payment
$2,297/mo
$2,867today
  • 5beds
  • 3baths
  • 2,231sqft

705 Country Acres Drive, Johnstown

2710 Wren Drive, Johnstown, CO, 80534 — assumable VA mortgage at 6.82%
VA
Active
16
$465,000Potential short sale
Rate
6.82%
7.32%today
Payment
$3,324/mo
$3,496today
  • 4beds
  • 3baths
  • 2,481sqft

2710 Wren Drive, Johnstown

3648 Holmes Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 6.35%
FHA
Active
42
$559,900$43,139 equity gap
Rate
6.35%
7.32%today
Payment
$3,290/mo
$3,632today
  • 6beds
  • 4baths
  • 3,000sqft

3648 Holmes Lane, Johnstown

2105 Kiersi Court, Johnstown, CO, 80534 — assumable FHA mortgage at 6.43%
FHA
Active
46
$449,000$24,165 equity gap
Rate
6.43%
7.32%today
Payment
$2,772/mo
$3,035today
  • 3beds
  • 4baths
  • 2,252sqft

2105 Kiersi Court, Johnstown

3249 Tamarac Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 6.48%
FHA
Active
38
$475,000$42,599 equity gap
Rate
6.48%
7.32%today
Payment
$2,849/mo
$3,103today
  • 4beds
  • 3baths
  • 1,959sqft

3249 Tamarac Lane, Johnstown

2598 Doe Ridge Way, Johnstown, CO, 80534 — assumable FHA mortgage at 6.77%
FHA
Active
47
$720,000$140,891 equity gap
Rate
6.77%
7.32%today
Payment
$3,848/mo
$4,067today
  • 5beds
  • 3baths
  • 3,336sqft

2598 Doe Ridge Way, Johnstown

4272 Scenic Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 7.63%
FHA
Active
41
$589,900$82,722 equity gap
Rate
7.63%
7.32%today
Payment
$3,689/mo
$3,579today
  • 5beds
  • 4baths
  • 3,214sqft

4272 Scenic Lane, Johnstown

740 Ayrshire Road, Johnstown, CO, 80534 — assumable FHA mortgage at 6.48%
FHA
Active
46
$400,000Potential short sale
Rate
6.48%
7.32%today
Payment
$2,750/mo
$2,995today
  • 3beds
  • 3baths
  • 1,418sqft

740 Ayrshire Road, Johnstown

2463 Harlequin Place, Johnstown, CO, 80534 — assumable FHA mortgage at 6.78%
FHA
Active
20
$329,000Potential short sale
Rate
6.78%
7.32%today
Payment
$2,715/mo
$2,867today
  • 4beds
  • 3baths
  • 1,678sqft

2463 Harlequin Place, Johnstown

2391 Harlequin Place, Johnstown, CO, 80534 — assumable FHA mortgage at 6.78%
FHA
Active
21
$335,000Potential short sale
Rate
6.78%
7.32%today
Payment
$2,412/mo
$2,547today
  • 2beds
  • 3baths
  • 1,182sqft

2391 Harlequin Place, Johnstown

430 Thrush Place, Johnstown, CO, 80534 — assumable FHA mortgage at 6.79%
FHA
Active
40
$499,000$253,541 equity gap
Rate
6.79%
7.32%today
Payment
$1,657/mo
$1,747today
  • 4beds
  • 3baths
  • 2,532sqft

430 Thrush Place, Johnstown

242 Scaup Lane, Johnstown, CO, 80534 — assumable VA mortgage at 6.99%
VA
Active
14
$335,000Potential short sale
Rate
6.99%
7.32%today
Payment
$2,682/mo
$2,772today
  • 3beds
  • 3baths
  • 1,592sqft

242 Scaup Lane, Johnstown

855 7th Street, Johnstown, CO, 80534 — assumable VA mortgage at 7.57%
VA
Active
40
$685,000$679,186 equity gap
Rate
7.57%
7.32%today
Payment
$1,185/mo
$1,156today
  • 4beds
  • 3baths
  • 3,213sqft

855 7th Street, Johnstown

Assuming a mortgage in Johnstown

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$1,185 /mo
Median cash to assume
$91,750
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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