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Assumable homes for sale in Johnstown, CO

125 homesFHA & VA loansrates from 2.60% vs 7.32% today

Johnstown assumption guide
1426 41st Avenue, Greeley, CO, 80634 — assumable FHA mortgage at 2.88%
FHATop pick
Active
23
$412,000$23,502 equity gap
Rate
2.88%
7.32%today
Payment
$1,810/mo
$2,995today
  • 4beds
  • 3baths
  • 2,148sqft

1426 41st Avenue, Greeley

4355 24th Street Road #1704, Greeley, CO, 80634 — assumable VA mortgage at 3.05%
VATop pick
Active
20
$345,000$27,612 equity gap
Rate
3.05%
7.32%today
Payment
$1,503/mo
$2,434today
  • 3beds
  • 3baths
  • 2,196sqft

4355 24th Street Road #1704, Greeley

2504 Carriage Drive, Milliken, CO, 80543 — assumable FHA mortgage at 2.90%
FHA
Active
36
$425,000$61,747 equity gap
Rate
2.90%
7.32%today
Payment
$1,696/mo
$2,799today
  • 3beds
  • 3baths
  • 1,447sqft

2504 Carriage Drive, Milliken

45 Sebring Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.96%
FHA
Active
33
$399,000$70,877 equity gap
Rate
2.96%
7.32%today
Payment
$1,553/mo
$2,543today
  • 3beds
  • 4baths
  • 2,406sqft

45 Sebring Lane, Johnstown

3855 Arrowwood Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.98%
FHA
Active
16
$460,000$71,726 equity gap
Rate
2.98%
7.32%today
Payment
$1,821/mo
$2,974today
  • 3beds
  • 3baths
  • 1,884sqft

3855 Arrowwood Lane, Johnstown

218 Cowbell Drive, Berthoud, CO, 80513 — assumable FHA mortgage at 3.07%
FHA
Active
19
$529,000$70,064 equity gap
Rate
3.07%
7.32%today
Payment
$2,174/mo
$3,510today
  • 4beds
  • 3baths
  • 1,826sqft

218 Cowbell Drive, Berthoud

225 Swallow Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.07%
FHA
Active
47
$499,000$69,531 equity gap
Rate
3.07%
7.32%today
Payment
$2,030/mo
$3,278today
  • 5beds
  • 3baths
  • 2,716sqft

225 Swallow Road, Johnstown

1753 Wimbley Court, Loveland, CO, 80538 — assumable VA mortgage at 2.60%
VA
Active
22
$480,000$124,932 equity gap
Rate
2.60%
7.32%today
Payment
$1,638/mo
$2,811today
  • 3beds
  • 4baths
  • 2,040sqft

1753 Wimbley Court, Loveland

2122 Redhead Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 2.81%
FHA
Active
31
$450,000$103,530 equity gap
Rate
2.81%
7.32%today
Payment
$1,624/mo
$2,711today
  • 3beds
  • 3baths
  • 1,414sqft

2122 Redhead Drive, Johnstown

5021 22nd Street, Greeley, CO, 80634 — assumable FHA mortgage at 2.83%
FHA
Active
35
$500,000$141,714 equity gap
Rate
2.83%
7.32%today
Payment
$1,699/mo
$2,829today
  • 5beds
  • 2baths
  • 2,818sqft

5021 22nd Street, Greeley

16733 Beaumont Boulevard, Mead, CO, 80542 — assumable FHA mortgage at 2.87%
FHA
Active
24
$475,000$135,141 equity gap
Rate
2.87%
7.32%today
Payment
$1,589/mo
$2,632today
  • 3beds
  • 3baths
  • 1,982sqft

16733 Beaumont Boulevard, Mead

603 Carriage Drive, Milliken, CO, 80543 — assumable FHA mortgage at 2.87%
FHA
Active
40
$365,000$79,575 equity gap
Rate
2.87%
7.32%today
Payment
$1,331/mo
$2,206today
  • 3beds
  • 2baths
  • 1,370sqft

603 Carriage Drive, Milliken

2138 Blue Duck Drive, Loveland, CO, 80537 — assumable FHA mortgage at 2.87%
FHA
Active
17
$530,000$119,756 equity gap
Rate
2.87%
7.32%today
Payment
$1,913/mo
$3,170today
  • 5beds
  • 4baths
  • 2,480sqft

2138 Blue Duck Drive, Loveland

2306 72nd Ave Ct, Greeley, CO, 80634 — assumable VA mortgage at 2.88%
VA
Active
38
$450,000$108,666 equity gap
Rate
2.88%
7.32%today
Payment
$1,590/mo
$2,631today
  • 4beds
  • 4baths
  • 2,410sqft

2306 72nd Ave Ct, Greeley

2956 Cub Lake Drive, Loveland, CO, 80538 — assumable VA mortgage at 3.00%
VA
Active
34
$492,000$136,645 equity gap
Rate
3.00%
7.32%today
Payment
$1,745/mo
$2,810today
  • 3beds
  • 2baths
  • 1,535sqft

2956 Cub Lake Drive, Loveland

451 Heritage Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 3.05%
FHA
Active
34
$450,500$121,462 equity gap
Rate
3.05%
7.32%today
Payment
$1,559/mo
$2,523today
  • 3beds
  • 3baths
  • 1,622sqft

451 Heritage Lane, Johnstown

4326 22nd Street, Greeley, CO, 80634 — assumable FHA mortgage at 3.06%
FHA
Active
21
$445,000$123,092 equity gap
Rate
3.06%
7.32%today
Payment
$1,543/mo
$2,496today
  • 3beds
  • 2baths
  • 1,879sqft

4326 22nd Street, Greeley

5606 32nd Street, Greeley, CO, 80634 — assumable FHA mortgage at 3.09%
FHA
Active
46
$515,000$146,689 equity gap
Rate
3.09%
7.32%today
Payment
$1,780/mo
$2,867today
  • 5beds
  • 3baths
  • 2,860sqft

5606 32nd Street, Greeley

2402 49th Ave Ct #40, Greeley, CO, 80634 — assumable FHA mortgage at 3.11%
FHA
Active
47
$380,000$89,778 equity gap
Rate
3.11%
7.32%today
Payment
$1,378/mo
$2,214today
  • 3beds
  • 3baths
  • 1,674sqft

2402 49th Ave Ct #40, Greeley

1230 104th Avenue, Greeley, CO, 80634 — assumable FHA mortgage at 3.11%
FHA
Active
41
$435,000$96,865 equity gap
Rate
3.11%
7.32%today
Payment
$1,605/mo
$2,579today
  • 3beds
  • 2baths
  • 1,461sqft

1230 104th Avenue, Greeley

3579 Barkwood Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
27
$375,000Potential short sale
Rate
4.17%
7.32%today
Payment
$2,000/mo
$2,819today
  • 2beds
  • 3baths
  • 1,448sqft

3579 Barkwood Drive, Johnstown

896 Prairie Drive, Milliken, CO, 80543 — assumable FHA mortgage at 3.76%
FHA
Active
37
$520,000$70,207 equity gap
Rate
3.76%
7.32%today
Payment
$2,279/mo
$3,376today
  • 4beds
  • 4baths
  • 2,369sqft

896 Prairie Drive, Milliken

605 61st Avenue, Greeley, CO, 80634 — assumable VA mortgage at 3.89%
VA
Active
20
$529,000$84,219 equity gap
Rate
3.89%
7.32%today
Payment
$2,290/mo
$3,338today
  • 5beds
  • 3baths
  • 2,728sqft

605 61st Avenue, Greeley

1001 43rd Avenue #40, Greeley, CO, 80634 — assumable VA mortgage at 2.71%
VA
Active
34
$399,000$122,288 equity gap
Rate
2.71%
7.32%today
Payment
$1,292/mo
$2,185today
  • 3beds
  • 3baths
  • 2,501sqft

1001 43rd Avenue #40, Greeley

16746 Beaumont Boulevard, Mead, CO, 80542 — assumable FHA mortgage at 2.74%
FHA
Active
46
$539,900$201,886 equity gap
Rate
2.74%
7.32%today
Payment
$1,580/mo
$2,662today
  • 4beds
  • 3baths
  • 2,267sqft

16746 Beaumont Boulevard, Mead

22544 Highway 60, Milliken, CO, 80543 — assumable VA mortgage at 2.80%
VA
Active
48
$525,000$187,224 equity gap
Rate
2.80%
7.32%today
Payment
$1,567/mo
$2,619today
  • 4beds
  • 2baths
  • 1,768sqft

22544 Highway 60, Milliken

2886 43rd Avenue, Greeley, CO, 80634 — assumable FHA mortgage at 2.94%
FHA
Active
28
$515,000$190,362 equity gap
Rate
2.94%
7.32%today
Payment
$1,565/mo
$2,570today
  • 6beds
  • 3baths
  • 2,490sqft

2886 43rd Avenue, Greeley

1148 Wagon Wheel Circle, Milliken, CO, 80543 — assumable FHA mortgage at 2.99%
FHA
Active
46
$460,000$162,864 equity gap
Rate
2.99%
7.32%today
Payment
$1,447/mo
$2,361today
  • 3beds
  • 2baths
  • 1,478sqft

1148 Wagon Wheel Circle, Milliken

4310 30th St Pl, Greeley, CO, 80634 — assumable FHA mortgage at 3.02%
FHA
Active
29
$465,000$145,678 equity gap
Rate
3.02%
7.32%today
Payment
$1,556/mo
$2,529today
  • 4beds
  • 3baths
  • 2,300sqft

4310 30th St Pl, Greeley

705 61st Ave Ct, Greeley, CO, 80634 — assumable FHA mortgage at 3.06%
FHA
Active
35
$557,500$180,228 equity gap
Rate
3.06%
7.32%today
Payment
$1,813/mo
$2,931today
  • 4beds
  • 3baths
  • 2,687sqft

705 61st Ave Ct, Greeley

3618 Teakwood Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 3.09%
FHA
Active
43
$485,000$181,591 equity gap
Rate
3.09%
7.32%today
Payment
$1,466/mo
$2,361today
  • 3beds
  • 3baths
  • 1,677sqft

3618 Teakwood Lane, Johnstown

1254 Sunrise Circle, Milliken, CO, 80543 — assumable FHA mortgage at 3.16%
FHA
Active
35
$475,000$148,919 equity gap
Rate
3.16%
7.32%today
Payment
$1,621/mo
$2,587today
  • 3beds
  • 3baths
  • 1,955sqft

1254 Sunrise Circle, Milliken

104 Kathleen Avenue, Milliken, CO, 80543 — assumable VA mortgage at 4.17%
VA
Active
24
$365,000$65,840 equity gap
Rate
4.17%
7.32%today
Payment
$1,584/mo
$2,233today
  • 3beds
  • 2baths
  • 1,550sqft

104 Kathleen Avenue, Milliken

3741 Barnard Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
46
$539,900$100,777 equity gap
Rate
4.17%
7.32%today
Payment
$2,320/mo
$3,271today
  • 4beds
  • 3baths
  • 2,131sqft

3741 Barnard Lane, Johnstown

230 Saxony Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.76%
FHA
Active
31
$570,000$120,207 equity gap
Rate
3.76%
7.32%today
Payment
$2,279/mo
$3,376today
  • 3beds
  • 3baths
  • 1,961sqft

230 Saxony Road, Johnstown

4116 14th Street, Loveland, CO, 80537 — assumable VA mortgage at 2.65%
VA
Active
50
$1,400,000$1,008,164 equity gap
Rate
2.65%
7.32%today
Payment
$1,813/mo
$3,091today
  • 4beds
  • 3baths
  • 3,731sqft

4116 14th Street, Loveland

Assuming a mortgage in Johnstown

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.60%
Lowest existing payment
$592 /mo
Median cash to assume
$100,594
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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