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Assumable homes for sale in Jacksonville, FL

17 homesFHA & VA loansrates from 2.87% vs 7.32% today

Jacksonville assumption guide
4762 CAMBRIDGE Road, Jacksonville, FL, 32210 — assumable FHA mortgage at 3.02%
FHATop pick
Active
28
$210,000Potential short sale
Rate
3.02%
7.32%today
Payment
$996/mo
$1,619today
  • 4beds
  • 2baths
  • 1,526sqft

4762 CAMBRIDGE Road, Jacksonville

11496 FATHOM Court, Jacksonville, FL, 32256 — assumable FHA mortgage at 2.96%
FHA
Active
33
$404,900$81,214 equity gap
Rate
2.96%
7.32%today
Payment
$1,535/mo
$2,514today
  • 3beds
  • 3baths
  • 1,693sqft

11496 FATHOM Court, Jacksonville

5922 BRICE Court, Jacksonville, FL, 32244 — assumable FHA mortgage at 2.87%
FHA
Active
29
$195,000$68,080 equity gap
Rate
2.87%
7.32%today
Payment
$591/mo
$979today
  • 2beds
  • 3baths
  • 1,268sqft

5922 BRICE Court, Jacksonville

6160 STRAWFLOWER Place, Jacksonville, FL, 32209 — assumable FHA mortgage at 3.66%
FHA
Active
12
$210,000$159,241 equity gap
Rate
3.66%
7.32%today
Payment
$270/mo
$405today
  • 3beds
  • 1baths
  • 876sqft

6160 STRAWFLOWER Place, Jacksonville

1724 HELENA Street, Jacksonville, FL, 32208 — assumable FHA mortgage at 3.82%
FHA
Active
40
$750,000$569,897 equity gap
Rate
3.82%
7.32%today
Payment
$984/mo
$1,447today
  • 4beds
  • 5baths
  • 2,152sqft

1724 HELENA Street, Jacksonville

5736 GUANA PARK Court, Jacksonville, FL, 32244 — assumable VA mortgage at 5.30%
VA
Active
34
$359,700$70,633 equity gap
Rate
5.30%
7.32%today
Payment
$1,709/mo
$2,114today
  • 4beds
  • 2baths
  • 1,954sqft

5736 GUANA PARK Court, Jacksonville

8058 BELSAY Circle, Jacksonville, FL, 32219 — assumable VA mortgage at 5.89%
VA
Active
45
$309,900$16,452 equity gap
Rate
5.89%
7.32%today
Payment
$1,835/mo
$2,127today
  • 3beds
  • 2baths
  • 1,292sqft

8058 BELSAY Circle, Jacksonville

7357 CUMBRIA Boulevard, Jacksonville, FL, 32219 — assumable VA mortgage at 6.27%
VA
Active
27
$299,000$26,615 equity gap
Rate
6.27%
7.32%today
Payment
$1,759/mo
$1,958today
  • 3beds
  • 2baths
  • 1,893sqft

7357 CUMBRIA Boulevard, Jacksonville

8139 VINING Street, Jacksonville, FL, 32210 — assumable VA mortgage at 6.50%
VA
Active
47
$314,000$24,312 equity gap
Rate
6.50%
7.32%today
Payment
$1,841/mo
$2,001today
  • 4beds
  • 3baths
  • 1,660sqft

8139 VINING Street, Jacksonville

6893 GABLE GROVE Avenue, Jacksonville, FL, 32217 — assumable VA mortgage at 6.72%
VA
Active
34
$324,900$20,969 equity gap
Rate
6.72%
7.32%today
Payment
$2,002/mo
$2,127today
  • 3beds
  • 3baths
  • 1,707sqft

6893 GABLE GROVE Avenue, Jacksonville

11685 SHELLFISH Drive, Jacksonville, FL, 32246 — assumable FHA mortgage at 6.82%
FHA
Active
36
$268,900$21,584 equity gap
Rate
6.82%
7.32%today
Payment
$1,655/mo
$1,740today
  • 3beds
  • 2baths
  • 1,168sqft

11685 SHELLFISH Drive, Jacksonville

9213 INVERRARY Court, Jacksonville, FL, 32256 — assumable VA mortgage at 6.90%
VA
Active
39
$380,000$26,905 equity gap
Rate
6.90%
7.32%today
Payment
$2,388/mo
$2,491today
  • 3beds
  • 3baths
  • 1,631sqft

9213 INVERRARY Court, Jacksonville

3639 CHARLES Street, Jacksonville, FL, 32209 — assumable FHA mortgage at 6.82%
FHA
Active
$102,500$19,762 equity gap
Rate
6.82%
7.32%today
Payment
$555/mo
$583today
  • 2beds
  • 1baths
  • 762sqft

3639 CHARLES Street, Jacksonville

1838 LEONID Road, Jacksonville, FL, 32218 — assumable VA mortgage at 4.87%
VA
Active
17
$136,000$79,813 equity gap
Rate
4.87%
7.32%today
Payment
$446/mo
$579today
  • 3beds
  • 2baths
  • 1,368sqft

1838 LEONID Road, Jacksonville

3722 HOOVER Lane, Jacksonville, FL, 32277 — assumable FHA mortgage at 6.71%
FHA
Active
36
$250,000$78,270 equity gap
Rate
6.71%
7.32%today
Payment
$1,150/mo
$1,223today
  • 3beds
  • 2baths
  • 1,232sqft

3722 HOOVER Lane, Jacksonville

3761 JAMMES Road, Jacksonville, FL, 32210 — assumable FHA mortgage at 6.10%
FHA
Active
71
$195,000$138,291 equity gap
Rate
6.10%
7.32%today
Payment
$8,267/mo
$8,321today
  • 3beds
  • 1baths
  • 1,040sqft

3761 JAMMES Road, Jacksonville

2673 TROLLIE Lane #2, Jacksonville, FL, 32211 — assumable FHA mortgage at 6.81%
FHA
Active
$93,100Potential short sale
Rate
6.81%
7.32%today
Payment
$961/mo
$1,012today
  • 2beds
  • 2baths
  • 960sqft

2673 TROLLIE Lane #2, Jacksonville

Assuming a mortgage in Jacksonville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$446 /mo
Median cash to assume
$68,080
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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