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Assumable homes for sale in Indio, CA

21 homesFHA & VA loansrates from 2.72% vs 7.40% today

Indio assumption guide
49673 Redford Way, Indio, CA, 92201 — assumable VA mortgage at 2.72%
VA
Active
63
$699,000$302,634 equity gap
Rate
2.72%
7.40%today
Payment
$1,857/mo
$3,162today
  • 3beds
  • 4baths
  • 2,088sqft

49673 Redford Way, Indio

43889 Virginia Avenue, Indio, CA, 92201 — assumable FHA mortgage at 2.94%
FHA
Active
62
$500,000$227,338 equity gap
Rate
2.94%
7.40%today
Payment
$1,315/mo
$2,175today
  • 3beds
  • 2baths
  • 1,725sqft

43889 Virginia Avenue, Indio

80428 Muirfield Drive, Indio, CA, 92201 — assumable VA mortgage at 3.15%
VA
Active
36
$799,000$473,129 equity gap
Rate
3.15%
7.40%today
Payment
$1,622/mo
$2,613today
  • 3beds
  • 2baths
  • 2,466sqft

80428 Muirfield Drive, Indio

81037 Alberta Avenue, Indio, CA, 92201 — assumable FHA mortgage at 3.33%
FHA
Active
4
$430,000$206,611 equity gap
Rate
3.33%
7.40%today
Payment
$1,135/mo
$1,788today
  • 4beds
  • 3baths
  • 1,689sqft

81037 Alberta Avenue, Indio

48255 Monroe Street #2, Indio, CA, 92201 — assumable FHA mortgage at 3.50%
FHA
Active
46
$239,900$239,900 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 1beds
  • 2baths
  • 857sqft

48255 Monroe Street #2, Indio

80167 Royal Birkdale Drive, Indio, CA, 92201 — assumable FHA mortgage at 3.57%
FHA
Active
27
$369,000$216,177 equity gap
Rate
3.57%
7.40%today
Payment
$892/mo
$1,363today
  • 2beds
  • 2baths
  • 1,404sqft

80167 Royal Birkdale Drive, Indio

48606 El Castillo Road, Coachella, CA, 92236 — assumable FHA mortgage at 3.61%
FHA
Active
26
$720,000$469,169 equity gap
Rate
3.61%
7.40%today
Payment
$1,330/mo
$2,023today
  • 5beds
  • 2baths
  • 2,148sqft

48606 El Castillo Road, Coachella

82223 Vandenberg, Indio, CA, 92201 — assumable FHA mortgage at 4.16%
FHA
Active
$400,000Potential short sale
Rate
4.16%
7.40%today
Payment
$2,676/mo
$3,807today
  • 3beds
  • 2baths
  • 2,111sqft

82223 Vandenberg, Indio

44391 Royal Lytham Drive, Indio, CA, 92201 — assumable FHA mortgage at 6.74%
FHA
Active
44
$525,000Potential short sale
Rate
6.74%
7.40%today
Payment
$3,435/mo
$3,671today
  • 2beds
  • 2baths
  • 1,523sqft

44391 Royal Lytham Drive, Indio

48255 Monroe Street #5, Indio, CA, 92201 — assumable FHA mortgage at 6.90%
FHA
Active
57
$280,000$12,033 equity gap
Rate
6.90%
7.40%today
Payment
$1,811/mo
$1,904today
  • 2beds
  • 2baths
  • 998sqft

48255 Monroe Street #5, Indio

80623 Veranda Lane, Indio, CA, 92201 — assumable VA mortgage at 6.25%
VA
Active
42
$695,000$40,578 equity gap
Rate
6.25%
7.40%today
Payment
$4,212/mo
$4,736today
  • 5beds
  • 3baths
  • 1,769sqft

80623 Veranda Lane, Indio

83157 Todos Santos Avenue, Coachella, CA, 92236 — assumable FHA mortgage at 6.47%
FHA
Active
44
$635,000$58,985 equity gap
Rate
6.47%
7.40%today
Payment
$3,712/mo
$4,079today
  • 4beds
  • 2baths
  • 1,798sqft

83157 Todos Santos Avenue, Coachella

82420 Gregory Court, Indio, CA, 92201 — assumable VA mortgage at 6.54%
VA
Active
33
$448,000$27,665 equity gap
Rate
6.54%
7.40%today
Payment
$2,776/mo
$3,028today
  • 3beds
  • 2baths
  • 1,703sqft

82420 Gregory Court, Indio

81059 Aurora Avenue, Indio, CA, 92201 — assumable FHA mortgage at 4.59%
FHA
Active
44
$639,999$390,700 equity gap
Rate
4.59%
7.40%today
Payment
$1,508/mo
$2,040today
  • 4beds
  • 3baths
  • 2,482sqft

81059 Aurora Avenue, Indio

49216 Garland Street, Indio, CA, 92201 — assumable VA mortgage at 6.50%
VA
Active
29
$313,000$39,182 equity gap
Rate
6.50%
7.40%today
Payment
$1,770/mo
$1,939today
  • 2beds
  • 2baths
  • 1,140sqft

49216 Garland Street, Indio

44077 Royal Troon Drive, Indio, CA, 92201 — assumable VA mortgage at 5.00%
VA
Active
33
$309,999Potential short sale
Rate
5.00%
7.40%today
Payment
$2,503/mo
$3,228today
  • 2beds
  • 2baths
  • 1,420sqft

44077 Royal Troon Drive, Indio

46461 Mesa Verde Trail, Indio, CA, 92201 — assumable FHA mortgage at 6.69%
FHA
Active
17
$621,800$129,437 equity gap
Rate
6.69%
7.40%today
Payment
$3,260/mo
$3,501today
  • 3beds
  • 2baths
  • 1,385sqft

46461 Mesa Verde Trail, Indio

49050 Jackson Street, Indio, CA, 92201 — assumable FHA mortgage at 6.44%
FHA
Active
$685,000$284,951 equity gap
Rate
6.44%
7.40%today
Payment
$2,560/mo
$2,821today
  • 2beds
  • 2baths
  • 1,050sqft

49050 Jackson Street, Indio

45138 Shaugnessy Drive, Indio, CA, 92201 — assumable FHA mortgage at 6.77%
FHA
Active
37
$895,000$438,629 equity gap
Rate
6.77%
7.40%today
Payment
$3,033/mo
$3,231today
  • 4beds
  • 4baths
  • 2,382sqft

45138 Shaugnessy Drive, Indio

48255 Monroe Street #12, Indio, CA, 92201 — assumable FHA mortgage at 6.87%
FHA
Active
26
$235,000$221,383 equity gap
Rate
6.87%
7.40%today
Payment
$92/mo
$97today
  • 1beds
  • 2baths
  • 857sqft

48255 Monroe Street #12, Indio

80711 Turnberry Court, Indio, CA, 92201 — assumable FHA mortgage at 7.12%
FHA
Active
56
$549,000$504,863 equity gap
Rate
7.12%
7.40%today
Payment
$842/mo
$865today
  • 2beds
  • 2baths
  • 2,020sqft

80711 Turnberry Court, Indio

Assuming a mortgage in Indio

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$842 /mo
Median cash to assume
$224,361
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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